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Cadre Holdings, Inc.（CDRE）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是Cadre Holdings, Inc.的1.1倍（$184.3M vs $167.2M），OFG BANCORP净利率更高（30.3% vs 7.0%，领先23.3%），OFG BANCORP同比增速更快（0.9% vs -5.0%），OFG BANCORP自由现金流更多（$199.3M vs $18.0M），过去两年Cadre Holdings, Inc.的营收复合增速更高（10.1% vs 2.8%）
Cadre Holdings, Inc.是美国金融科技企业，面向个人及机构客户提供房地产投资项目直投渠道，覆盖纽约等地的商业地产。公司打造的投资平台支持投资者自主选择参与的具体交易项目，且投资门槛远低于全额收购物业所需资金，让不动产投资变得更接近股票交易，获得财经媒体的广泛认可。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
CDRE vs OFG — 直观对比
营收规模更大
OFG
是对方的1.1倍
$167.2M
营收增速更快
OFG
高出5.9%
-5.0%
净利率更高
OFG
高出23.3%
7.0%
自由现金流更多
OFG
多$181.4M
$18.0M
两年增速更快
CDRE
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $167.2M | $184.3M |
| 净利润 | $11.7M | $55.9M |
| 毛利率 | 43.4% | — |
| 营业利润率 | 12.2% | 25.7% |
| 净利率 | 7.0% | 30.3% |
| 营收同比 | -5.0% | 0.9% |
| 净利润同比 | -9.6% | 11.0% |
| 每股收益（稀释后） | $0.22 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CDREOFG
| Q4 25 | $167.2M | $184.3M | ||
| Q3 25 | $155.9M | $186.2M | ||
| Q2 25 | $157.1M | $182.4M | ||
| Q1 25 | $130.1M | $178.6M | ||
| Q4 24 | $176.0M | $182.7M | ||
| Q3 24 | $109.4M | $174.7M | ||
| Q2 24 | $144.3M | $179.8M | ||
| Q1 24 | $137.9M | $174.4M |
净利润CDREOFG
| Q4 25 | $11.7M | $55.9M | ||
| Q3 25 | $10.9M | $51.8M | ||
| Q2 25 | $12.2M | $51.8M | ||
| Q1 25 | $9.2M | $45.6M | ||
| Q4 24 | $13.0M | $50.3M | ||
| Q3 24 | $3.7M | $47.0M | ||
| Q2 24 | $12.6M | $51.1M | ||
| Q1 24 | $6.9M | $49.7M |
毛利率CDREOFG
| Q4 25 | 43.4% | — | ||
| Q3 25 | 42.7% | — | ||
| Q2 25 | 40.9% | — | ||
| Q1 25 | 43.1% | — | ||
| Q4 24 | 43.9% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 40.6% | — | ||
| Q1 24 | 41.8% | — |
营业利润率CDREOFG
| Q4 25 | 12.2% | 25.7% | ||
| Q3 25 | 12.0% | 33.0% | ||
| Q2 25 | 9.3% | 36.1% | ||
| Q1 25 | 10.4% | 33.3% | ||
| Q4 24 | 16.7% | 28.9% | ||
| Q3 24 | 5.0% | 35.4% | ||
| Q2 24 | 13.8% | 39.6% | ||
| Q1 24 | 8.7% | 38.9% |
净利率CDREOFG
| Q4 25 | 7.0% | 30.3% | ||
| Q3 25 | 7.0% | 27.8% | ||
| Q2 25 | 7.8% | 28.4% | ||
| Q1 25 | 7.1% | 25.5% | ||
| Q4 24 | 7.4% | 27.6% | ||
| Q3 24 | 3.3% | 26.9% | ||
| Q2 24 | 8.7% | 28.4% | ||
| Q1 24 | 5.0% | 28.5% |
每股收益（稀释后）CDREOFG
| Q4 25 | $0.22 | $1.27 | ||
| Q3 25 | $0.27 | $1.16 | ||
| Q2 25 | $0.30 | $1.15 | ||
| Q1 25 | $0.23 | $1.00 | ||
| Q4 24 | $0.32 | $1.10 | ||
| Q3 24 | $0.09 | $1.00 | ||
| Q2 24 | $0.31 | $1.08 | ||
| Q1 24 | $0.18 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.9M | $1.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $317.8M | $1.4B |
| 总资产 | $770.0M | $12.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CDREOFG
| Q4 25 | $122.9M | $1.0B | ||
| Q3 25 | $150.9M | $740.3M | ||
| Q2 25 | $137.5M | $851.8M | ||
| Q1 25 | $133.4M | $710.6M | ||
| Q4 24 | $124.9M | $591.1M | ||
| Q3 24 | $93.0M | $680.6M | ||
| Q2 24 | $105.9M | $740.4M | ||
| Q1 24 | $87.1M | $754.4M |
股东权益CDREOFG
| Q4 25 | $317.8M | $1.4B | ||
| Q3 25 | $340.4M | $1.4B | ||
| Q2 25 | $332.5M | $1.3B | ||
| Q1 25 | $317.6M | $1.3B | ||
| Q4 24 | $311.5M | $1.3B | ||
| Q3 24 | $300.3M | $1.3B | ||
| Q2 24 | $299.4M | $1.2B | ||
| Q1 24 | $270.7M | $1.2B |
总资产CDREOFG
| Q4 25 | $770.0M | $12.5B | ||
| Q3 25 | $792.1M | $12.2B | ||
| Q2 25 | $794.4M | $12.2B | ||
| Q1 25 | $656.3M | $11.7B | ||
| Q4 24 | $652.7M | $11.5B | ||
| Q3 24 | $616.6M | $11.5B | ||
| Q2 24 | $620.6M | $11.3B | ||
| Q1 24 | $599.4M | $11.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.3M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $18.0M | $199.3M |
| 自由现金流率自由现金流/营收 | 10.7% | 108.1% |
| 资本支出强度资本支出/营收 | 2.0% | 10.0% |
| 现金转化率经营现金流/净利润 | 1.81× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $56.8M | $345.4M |
8季度趋势，按日历期对齐
经营现金流CDREOFG
| Q4 25 | $21.3M | $217.7M | ||
| Q3 25 | $22.5M | $39.5M | ||
| Q2 25 | $2.6M | $35.9M | ||
| Q1 25 | $17.4M | $83.1M | ||
| Q4 24 | $23.7M | $252.5M | ||
| Q3 24 | $-5.2M | $58.1M | ||
| Q2 24 | $11.1M | $95.1M | ||
| Q1 24 | $2.1M | $61.0M |
自由现金流CDREOFG
| Q4 25 | $18.0M | $199.3M | ||
| Q3 25 | $21.6M | $35.5M | ||
| Q2 25 | $1.2M | $31.8M | ||
| Q1 25 | $16.1M | $78.7M | ||
| Q4 24 | $22.4M | $231.2M | ||
| Q3 24 | $-6.2M | $51.8M | ||
| Q2 24 | $9.1M | $90.4M | ||
| Q1 24 | $794.0K | $54.8M |
自由现金流率CDREOFG
| Q4 25 | 10.7% | 108.1% | ||
| Q3 25 | 13.9% | 19.1% | ||
| Q2 25 | 0.7% | 17.4% | ||
| Q1 25 | 12.4% | 44.1% | ||
| Q4 24 | 12.7% | 126.5% | ||
| Q3 24 | -5.7% | 29.6% | ||
| Q2 24 | 6.3% | 50.3% | ||
| Q1 24 | 0.6% | 31.4% |
资本支出强度CDREOFG
| Q4 25 | 2.0% | 10.0% | ||
| Q3 25 | 0.5% | 2.1% | ||
| Q2 25 | 0.9% | 2.3% | ||
| Q1 25 | 1.0% | 2.4% | ||
| Q4 24 | 0.7% | 11.7% | ||
| Q3 24 | 0.9% | 3.6% | ||
| Q2 24 | 1.4% | 2.6% | ||
| Q1 24 | 1.0% | 3.5% |
现金转化率CDREOFG
| Q4 25 | 1.81× | 3.90× | ||
| Q3 25 | 2.05× | 0.76× | ||
| Q2 25 | 0.21× | 0.69× | ||
| Q1 25 | 1.88× | 1.82× | ||
| Q4 24 | 1.83× | 5.02× | ||
| Q3 24 | -1.43× | 1.24× | ||
| Q2 24 | 0.89× | 1.86× | ||
| Q1 24 | 0.31× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CDRE
| U.s.state And Local Agencies | $72.7M | 43% |
| Other | $48.6M | 29% |
| U.s.Federal Agencies | $31.6M | 19% |
| Commercial | $12.0M | 7% |
OFG
暂无分部数据
