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CF BANKSHARES INC.（CFBK）与Digimarc CORP（DMRC）财务数据对比。点击上方公司名可切换其他公司
CF BANKSHARES INC.的季度营收约是Digimarc CORP的1.8倍（$15.7M vs $8.9M），CF BANKSHARES INC.净利率更高（40.0% vs -47.2%，领先87.3%），CF BANKSHARES INC.同比增速更快（12.6% vs 2.9%），CF BANKSHARES INC.自由现金流更多（$18.2M vs $895.0K），过去两年CF BANKSHARES INC.的营收复合增速更高（13.7% vs -5.3%）
CF BANKSHARES INC.是一家美国区域性银行控股企业，通过旗下社区银行子公司运营，提供全方位个人及商业银行解决方案，包括存款产品、各类贷款、财富管理服务及数字银行工具，主要服务美国中西部地区的个人消费者和中小企客户。
迪吉马克公司是一家企业软件与服务提供商，其主打产品包含带数字标识符的软件，主要用于解决防伪问题、验证产品真伪、提升回收准确性以及实现供应链可追溯，产品可广泛应用于服装、快消品、美妆健康、汽车等多个行业领域。
CFBK vs DMRC — 直观对比
营收规模更大
CFBK
是对方的1.8倍
$8.9M
营收增速更快
CFBK
高出9.8%
2.9%
净利率更高
CFBK
高出87.3%
-47.2%
自由现金流更多
CFBK
多$17.3M
$895.0K
两年增速更快
CFBK
近两年复合增速
-5.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $15.7M | $8.9M |
| 净利润 | $5.7M | $-4.2M |
| 毛利率 | — | 63.5% |
| 营业利润率 | 43.4% | -48.2% |
| 净利率 | 40.0% | -47.2% |
| 营收同比 | 12.6% | 2.9% |
| 净利润同比 | 29.9% | 51.4% |
| 每股收益（稀释后） | $0.88 | $-0.18 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFBKDMRC
| Q4 25 | $15.7M | $8.9M | ||
| Q3 25 | $15.5M | $7.6M | ||
| Q2 25 | $15.6M | $8.0M | ||
| Q1 25 | $14.1M | $9.4M | ||
| Q4 24 | $14.0M | $8.7M | ||
| Q3 24 | $13.1M | $9.4M | ||
| Q2 24 | $12.6M | $10.4M | ||
| Q1 24 | $12.2M | $9.9M |
净利润CFBKDMRC
| Q4 25 | $5.7M | $-4.2M | ||
| Q3 25 | $2.3M | $-8.2M | ||
| Q2 25 | $5.0M | $-8.2M | ||
| Q1 25 | $4.4M | $-11.7M | ||
| Q4 24 | $4.4M | $-8.6M | ||
| Q3 24 | $4.2M | $-10.8M | ||
| Q2 24 | $1.7M | $-9.3M | ||
| Q1 24 | $3.1M | $-10.3M |
毛利率CFBKDMRC
| Q4 25 | — | 63.5% | ||
| Q3 25 | — | 58.3% | ||
| Q2 25 | — | 58.8% | ||
| Q1 25 | — | 65.0% | ||
| Q4 24 | — | 60.8% | ||
| Q3 24 | — | 62.4% | ||
| Q2 24 | — | 66.1% | ||
| Q1 24 | — | 62.5% |
营业利润率CFBKDMRC
| Q4 25 | 43.4% | -48.2% | ||
| Q3 25 | 17.5% | -109.7% | ||
| Q2 25 | 41.1% | -105.2% | ||
| Q1 25 | 39.5% | -128.9% | ||
| Q4 24 | 36.9% | -105.1% | ||
| Q3 24 | 40.4% | -120.4% | ||
| Q2 24 | 15.4% | -96.2% | ||
| Q1 24 | 30.9% | -109.2% |
净利率CFBKDMRC
| Q4 25 | 40.0% | -47.2% | ||
| Q3 25 | 15.1% | -106.9% | ||
| Q2 25 | 32.3% | -102.6% | ||
| Q1 25 | 31.4% | -125.2% | ||
| Q4 24 | 35.2% | -99.9% | ||
| Q3 24 | 32.2% | -113.9% | ||
| Q2 24 | 13.5% | -89.3% | ||
| Q1 24 | 25.2% | -104.0% |
每股收益（稀释后）CFBKDMRC
| Q4 25 | $0.88 | $-0.18 | ||
| Q3 25 | $0.36 | $-0.38 | ||
| Q2 25 | $0.77 | $-0.38 | ||
| Q1 25 | $0.68 | $-0.55 | ||
| Q4 24 | $0.68 | $-0.40 | ||
| Q3 24 | $0.65 | $-0.50 | ||
| Q2 24 | $0.26 | $-0.43 | ||
| Q1 24 | $0.47 | $-0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $259.0M | $12.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $184.4M | $40.2M |
| 总资产 | $2.1B | $53.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CFBKDMRC
| Q4 25 | $259.0M | $12.9M | ||
| Q3 25 | $272.4M | $12.6M | ||
| Q2 25 | $275.7M | $16.1M | ||
| Q1 25 | $241.0M | $21.6M | ||
| Q4 24 | $235.3M | $28.7M | ||
| Q3 24 | $233.5M | $33.7M | ||
| Q2 24 | $241.8M | $41.5M | ||
| Q1 24 | $236.9M | $48.9M |
股东权益CFBKDMRC
| Q4 25 | $184.4M | $40.2M | ||
| Q3 25 | $179.3M | $41.4M | ||
| Q2 25 | $177.0M | $46.5M | ||
| Q1 25 | $172.7M | $50.0M | ||
| Q4 24 | $168.4M | $61.4M | ||
| Q3 24 | $164.0M | $70.2M | ||
| Q2 24 | $159.6M | $77.2M | ||
| Q1 24 | $158.0M | $84.5M |
总资产CFBKDMRC
| Q4 25 | $2.1B | $53.0M | ||
| Q3 25 | $2.1B | $55.4M | ||
| Q2 25 | $2.1B | $60.7M | ||
| Q1 25 | $2.1B | $66.5M | ||
| Q4 24 | $2.1B | $75.8M | ||
| Q3 24 | $2.1B | $85.0M | ||
| Q2 24 | $2.0B | $93.4M | ||
| Q1 24 | $2.0B | $99.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $18.7M | $991.0K |
| 自由现金流经营现金流 - 资本支出 | $18.2M | $895.0K |
| 自由现金流率自由现金流/营收 | 115.6% | 10.0% |
| 资本支出强度资本支出/营收 | 3.1% | 1.1% |
| 现金转化率经营现金流/净利润 | 3.26× | — |
| 过去12个月自由现金流最近4个季度 | $33.4M | $-12.3M |
8季度趋势，按日历期对齐
经营现金流CFBKDMRC
| Q4 25 | $18.7M | $991.0K | ||
| Q3 25 | $5.5M | $-2.6M | ||
| Q2 25 | $8.0M | $-4.7M | ||
| Q1 25 | $2.2M | $-5.5M | ||
| Q4 24 | $14.2M | $-4.2M | ||
| Q3 24 | $-1.3M | $-7.1M | ||
| Q2 24 | $4.0M | $-6.8M | ||
| Q1 24 | $-1.2M | $-8.4M |
自由现金流CFBKDMRC
| Q4 25 | $18.2M | $895.0K | ||
| Q3 25 | $5.2M | $-2.8M | ||
| Q2 25 | $7.8M | $-4.9M | ||
| Q1 25 | $2.2M | $-5.5M | ||
| Q4 24 | $13.9M | $-4.2M | ||
| Q3 24 | $-1.3M | $-7.2M | ||
| Q2 24 | $4.0M | $-6.9M | ||
| Q1 24 | $-1.2M | $-8.5M |
自由现金流率CFBKDMRC
| Q4 25 | 115.6% | 10.0% | ||
| Q3 25 | 33.6% | -36.9% | ||
| Q2 25 | 50.3% | -61.0% | ||
| Q1 25 | 15.2% | -59.1% | ||
| Q4 24 | 99.6% | -49.1% | ||
| Q3 24 | -9.9% | -75.7% | ||
| Q2 24 | 31.6% | -66.1% | ||
| Q1 24 | -9.5% | -85.8% |
资本支出强度CFBKDMRC
| Q4 25 | 3.1% | 1.1% | ||
| Q3 25 | 1.7% | 2.9% | ||
| Q2 25 | 0.7% | 2.5% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 1.9% | 0.2% | ||
| Q3 24 | 0.2% | 0.7% | ||
| Q2 24 | 0.1% | 0.3% | ||
| Q1 24 | 0.0% | 1.1% |
现金转化率CFBKDMRC
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFBK
暂无分部数据
DMRC
| Subscription | $5.3M | 60% |
| The Government | $3.6M | 41% |
