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CF BANKSHARES INC.（CFBK）与Rent the Runway, Inc.（RENT）财务数据对比。点击上方公司名可切换其他公司
CF BANKSHARES INC.的季度营收约是Rent the Runway, Inc.的1.5倍（$15.7M vs $10.6M），Rent the Runway, Inc.净利率更高（721.7% vs 40.0%，领先681.7%），CF BANKSHARES INC.同比增速更快（12.6% vs 10.4%），过去两年CF BANKSHARES INC.的营收复合增速更高（13.7% vs 1.0%）
CF BANKSHARES INC.是一家美国区域性银行控股企业，通过旗下社区银行子公司运营，提供全方位个人及商业银行解决方案，包括存款产品、各类贷款、财富管理服务及数字银行工具，主要服务美国中西部地区的个人消费者和中小企客户。
Rent the Runway Inc.是总部位于纽约的美国电商平台，由珍妮弗·海曼与珍妮弗·弗莱斯于2009年11月创立，主打设计师品牌服饰与配饰的租赁、订阅以及购买服务，是设计师服饰共享租赁模式的开创平台之一。
CFBK vs RENT — 直观对比
营收规模更大
CFBK
是对方的1.5倍
$10.6M
营收增速更快
CFBK
高出2.2%
10.4%
净利率更高
RENT
高出681.7%
40.0%
两年增速更快
CFBK
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $15.7M | $10.6M |
| 净利润 | $5.7M | $76.5M |
| 毛利率 | — | -126.4% |
| 营业利润率 | 43.4% | -152.8% |
| 净利率 | 40.0% | 721.7% |
| 营收同比 | 12.6% | 10.4% |
| 净利润同比 | 29.9% | 504.8% |
| 每股收益（稀释后） | $0.88 | $13.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFBKRENT
| Q4 25 | $15.7M | $10.6M | ||
| Q3 25 | $15.5M | $11.7M | ||
| Q2 25 | $15.6M | $7.6M | ||
| Q1 25 | $14.1M | $11.8M | ||
| Q4 24 | $14.0M | $9.6M | ||
| Q3 24 | $13.1M | $10.4M | ||
| Q2 24 | $12.6M | $8.9M | ||
| Q1 24 | $12.2M | $10.4M |
净利润CFBKRENT
| Q4 25 | $5.7M | $76.5M | ||
| Q3 25 | $2.3M | $-26.4M | ||
| Q2 25 | $5.0M | $-26.1M | ||
| Q1 25 | $4.4M | $-13.4M | ||
| Q4 24 | $4.4M | $-18.9M | ||
| Q3 24 | $4.2M | $-15.6M | ||
| Q2 24 | $1.7M | $-22.0M | ||
| Q1 24 | $3.1M | $-24.8M |
毛利率CFBKRENT
| Q4 25 | — | -126.4% | ||
| Q3 25 | — | -92.3% | ||
| Q2 25 | — | -168.4% | ||
| Q1 25 | — | -71.2% | ||
| Q4 24 | — | -122.9% | ||
| Q3 24 | — | -98.1% | ||
| Q2 24 | — | -131.5% | ||
| Q1 24 | — | -93.3% |
营业利润率CFBKRENT
| Q4 25 | 43.4% | -152.8% | ||
| Q3 25 | 17.5% | -171.8% | ||
| Q2 25 | 41.1% | -259.2% | ||
| Q1 25 | 39.5% | -65.3% | ||
| Q4 24 | 36.9% | -142.7% | ||
| Q3 24 | 40.4% | -92.3% | ||
| Q2 24 | 15.4% | -185.4% | ||
| Q1 24 | 30.9% | -185.6% |
净利率CFBKRENT
| Q4 25 | 40.0% | 721.7% | ||
| Q3 25 | 15.1% | -225.6% | ||
| Q2 25 | 32.3% | -343.4% | ||
| Q1 25 | 31.4% | -113.6% | ||
| Q4 24 | 35.2% | -196.9% | ||
| Q3 24 | 32.2% | -150.0% | ||
| Q2 24 | 13.5% | -247.2% | ||
| Q1 24 | 25.2% | -238.5% |
每股收益（稀释后）CFBKRENT
| Q4 25 | $0.88 | $13.65 | ||
| Q3 25 | $0.36 | $-6.55 | ||
| Q2 25 | $0.77 | $-6.58 | ||
| Q1 25 | $0.68 | $-2.72 | ||
| Q4 24 | $0.68 | $-4.70 | ||
| Q3 24 | $0.65 | $-4.17 | ||
| Q2 24 | $0.26 | $-6.03 | ||
| Q1 24 | $0.47 | $-5.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $259.0M | $50.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $184.4M | $-35.1M |
| 总资产 | $2.1B | $231.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CFBKRENT
| Q4 25 | $259.0M | $50.7M | ||
| Q3 25 | $272.4M | $43.6M | ||
| Q2 25 | $275.7M | $70.4M | ||
| Q1 25 | $241.0M | $77.4M | ||
| Q4 24 | $235.3M | $74.1M | ||
| Q3 24 | $233.5M | $76.6M | ||
| Q2 24 | $241.8M | $82.0M | ||
| Q1 24 | $236.9M | $84.0M |
总债务CFBKRENT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $340.6M | ||
| Q1 25 | — | $333.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CFBKRENT
| Q4 25 | $184.4M | $-35.1M | ||
| Q3 25 | $179.3M | $-232.1M | ||
| Q2 25 | $177.0M | $-207.1M | ||
| Q1 25 | $172.7M | $-182.5M | ||
| Q4 24 | $168.4M | $-171.2M | ||
| Q3 24 | $164.0M | $-154.5M | ||
| Q2 24 | $159.6M | $-141.3M | ||
| Q1 24 | $158.0M | $-122.3M |
总资产CFBKRENT
| Q4 25 | $2.1B | $231.0M | ||
| Q3 25 | $2.1B | $219.0M | ||
| Q2 25 | $2.1B | $245.3M | ||
| Q1 25 | $2.1B | $240.0M | ||
| Q4 24 | $2.1B | $251.6M | ||
| Q3 24 | $2.1B | $257.4M | ||
| Q2 24 | $2.0B | $278.4M | ||
| Q1 24 | $2.0B | $278.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $18.7M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $18.2M | — |
| 自由现金流率自由现金流/营收 | 115.6% | — |
| 资本支出强度资本支出/营收 | 3.1% | — |
| 现金转化率经营现金流/净利润 | 3.26× | -0.02× |
| 过去12个月自由现金流最近4个季度 | $33.4M | — |
8季度趋势，按日历期对齐
经营现金流CFBKRENT
| Q4 25 | $18.7M | $-1.4M | ||
| Q3 25 | $5.5M | $-10.5M | ||
| Q2 25 | $8.0M | $8.3M | ||
| Q1 25 | $2.2M | $1.4M | ||
| Q4 24 | $14.2M | $4.7M | ||
| Q3 24 | $-1.3M | $2.2M | ||
| Q2 24 | $4.0M | $4.6M | ||
| Q1 24 | $-1.2M | $-8.0M |
自由现金流CFBKRENT
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $2.2M | — | ||
| Q4 24 | $13.9M | — | ||
| Q3 24 | $-1.3M | — | ||
| Q2 24 | $4.0M | — | ||
| Q1 24 | $-1.2M | — |
自由现金流率CFBKRENT
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | — | ||
| Q2 25 | 50.3% | — | ||
| Q1 25 | 15.2% | — | ||
| Q4 24 | 99.6% | — | ||
| Q3 24 | -9.9% | — | ||
| Q2 24 | 31.6% | — | ||
| Q1 24 | -9.5% | — |
资本支出强度CFBKRENT
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
现金转化率CFBKRENT
| Q4 25 | 3.26× | -0.02× | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
