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Citizens Financial Group（CFG）与C.H. Robinson（CHRW）财务数据对比。点击上方公司名可切换其他公司
C.H. Robinson的季度营收约是Citizens Financial Group的1.8倍（$3.9B vs $2.2B），Citizens Financial Group净利率更高（24.5% vs 3.5%，领先21.0%），Citizens Financial Group同比增速更快（8.6% vs -6.5%），过去两年Citizens Financial Group的营收复合增速更高（4.9% vs -5.8%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
C.H. Robinson是美国知名第三方物流与运输服务企业，业务涵盖货运代理、运输管理、中介经纪及仓储服务，可提供整车、零担、空运、多式联运、海运等多种运输解决方案，满足全球客户差异化物流需求。
CFG vs CHRW — 直观对比
营收规模更大
CHRW
是对方的1.8倍
$2.2B
营收增速更快
CFG
高出15.1%
-6.5%
净利率更高
CFG
高出21.0%
3.5%
两年增速更快
CFG
近两年复合增速
-5.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $3.9B |
| 净利润 | $528.0M | $136.3M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | 4.6% |
| 净利率 | 24.5% | 3.5% |
| 营收同比 | 8.6% | -6.5% |
| 净利润同比 | 31.7% | -8.7% |
| 每股收益（稀释后） | $1.12 | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGCHRW
| Q4 25 | $2.2B | $3.9B | ||
| Q3 25 | $2.1B | $4.1B | ||
| Q2 25 | $2.0B | $4.1B | ||
| Q1 25 | $1.9B | $4.0B | ||
| Q4 24 | $2.0B | $4.2B | ||
| Q3 24 | $1.9B | $4.6B | ||
| Q2 24 | $2.0B | $4.5B | ||
| Q1 24 | $2.0B | $4.4B |
净利润CFGCHRW
| Q4 25 | $528.0M | $136.3M | ||
| Q3 25 | $494.0M | $163.0M | ||
| Q2 25 | $436.0M | $152.5M | ||
| Q1 25 | $373.0M | $135.3M | ||
| Q4 24 | $401.0M | $149.3M | ||
| Q3 24 | $382.0M | $97.2M | ||
| Q2 24 | $392.0M | $126.3M | ||
| Q1 24 | $334.0M | $92.9M |
营业利润率CFGCHRW
| Q4 25 | 31.4% | 4.6% | ||
| Q3 25 | 29.7% | 5.3% | ||
| Q2 25 | 27.2% | 5.2% | ||
| Q1 25 | 24.2% | 4.4% | ||
| Q4 24 | 25.6% | 4.4% | ||
| Q3 24 | 24.7% | 3.9% | ||
| Q2 24 | 24.5% | 4.0% | ||
| Q1 24 | 21.9% | 2.9% |
净利率CFGCHRW
| Q4 25 | 24.5% | 3.5% | ||
| Q3 25 | 23.3% | 3.9% | ||
| Q2 25 | 21.4% | 3.7% | ||
| Q1 25 | 19.3% | 3.3% | ||
| Q4 24 | 20.2% | 3.6% | ||
| Q3 24 | 20.1% | 2.1% | ||
| Q2 24 | 20.0% | 2.8% | ||
| Q1 24 | 17.0% | 2.1% |
每股收益（稀释后）CFGCHRW
| Q4 25 | $1.12 | $1.12 | ||
| Q3 25 | $1.05 | $1.34 | ||
| Q2 25 | $0.92 | $1.26 | ||
| Q1 25 | $0.77 | $1.11 | ||
| Q4 24 | $0.83 | $1.23 | ||
| Q3 24 | $0.77 | $0.80 | ||
| Q2 24 | $0.78 | $1.05 | ||
| Q1 24 | $0.65 | $0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $160.9M |
| 总债务越低越好 | $11.2B | $1.1B |
| 股东权益账面价值 | $26.3B | $1.8B |
| 总资产 | $226.4B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.43× | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资CFGCHRW
| Q4 25 | — | $160.9M | ||
| Q3 25 | — | $136.8M | ||
| Q2 25 | — | $156.0M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $145.8M | ||
| Q3 24 | — | $131.7M | ||
| Q2 24 | — | $113.2M | ||
| Q1 24 | — | $121.8M |
总债务CFGCHRW
| Q4 25 | $11.2B | $1.1B | ||
| Q3 25 | $10.4B | $1.2B | ||
| Q2 25 | $12.5B | $1.4B | ||
| Q1 25 | $12.3B | $1.4B | ||
| Q4 24 | $12.4B | $1.4B | ||
| Q3 24 | $13.9B | $1.6B | ||
| Q2 24 | $13.1B | $1.6B | ||
| Q1 24 | $13.8B | $1.7B |
股东权益CFGCHRW
| Q4 25 | $26.3B | $1.8B | ||
| Q3 25 | $25.8B | $1.9B | ||
| Q2 25 | $25.2B | $1.8B | ||
| Q1 25 | $24.9B | $1.7B | ||
| Q4 24 | $24.3B | $1.7B | ||
| Q3 24 | $24.9B | $1.6B | ||
| Q2 24 | $23.9B | $1.5B | ||
| Q1 24 | $23.8B | $1.4B |
总资产CFGCHRW
| Q4 25 | $226.4B | $5.1B | ||
| Q3 25 | $222.7B | $5.2B | ||
| Q2 25 | $218.3B | $5.3B | ||
| Q1 25 | $220.1B | $5.2B | ||
| Q4 24 | $217.5B | $5.3B | ||
| Q3 24 | $219.7B | $5.6B | ||
| Q2 24 | $219.9B | $5.5B | ||
| Q1 24 | $220.4B | $5.5B |
负债/权益比CFGCHRW
| Q4 25 | 0.43× | 0.59× | ||
| Q3 25 | 0.40× | 0.64× | ||
| Q2 25 | 0.50× | 0.76× | ||
| Q1 25 | 0.49× | 0.80× | ||
| Q4 24 | 0.51× | 0.80× | ||
| Q3 24 | 0.56× | 0.95× | ||
| Q2 24 | 0.55× | 1.07× | ||
| Q1 24 | 0.58× | 1.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $305.4M |
| 自由现金流经营现金流 - 资本支出 | — | $302.4M |
| 自由现金流率自由现金流/营收 | — | 7.7% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 4.19× | 2.24× |
| 过去12个月自由现金流最近4个季度 | — | $894.9M |
8季度趋势，按日历期对齐
经营现金流CFGCHRW
| Q4 25 | $2.2B | $305.4M | ||
| Q3 25 | $1.7B | $275.4M | ||
| Q2 25 | $886.0M | $227.1M | ||
| Q1 25 | $-213.0M | $106.5M | ||
| Q4 24 | $2.0B | $267.9M | ||
| Q3 24 | $130.0M | $108.1M | ||
| Q2 24 | $834.0M | $166.4M | ||
| Q1 24 | $554.0M | $-33.3M |
自由现金流CFGCHRW
| Q4 25 | — | $302.4M | ||
| Q3 25 | — | $269.5M | ||
| Q2 25 | — | $219.8M | ||
| Q1 25 | — | $103.2M | ||
| Q4 24 | — | $265.3M | ||
| Q3 24 | — | $103.3M | ||
| Q2 24 | — | $159.8M | ||
| Q1 24 | — | $-41.9M |
自由现金流率CFGCHRW
| Q4 25 | — | 7.7% | ||
| Q3 25 | — | 6.5% | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 3.6% | ||
| Q1 24 | — | -1.0% |
资本支出强度CFGCHRW
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.2% |
现金转化率CFGCHRW
| Q4 25 | 4.19× | 2.24× | ||
| Q3 25 | 3.43× | 1.69× | ||
| Q2 25 | 2.03× | 1.49× | ||
| Q1 25 | -0.57× | 0.79× | ||
| Q4 24 | 4.99× | 1.79× | ||
| Q3 24 | 0.34× | 1.11× | ||
| Q2 24 | 2.13× | 1.32× | ||
| Q1 24 | 1.66× | -0.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
CHRW
| North American Service Transportation NAST | $2.8B | 72% |
| Global Forwarding | $731.0M | 19% |
| Sourcing | $340.9M | 9% |
