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Citizens Financial Group（CFG）与Fastenal（FAST）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是Fastenal的1.1倍（$2.2B vs $2.0B），Citizens Financial Group净利率更高（23.8% vs 14.5%，领先9.4%），Citizens Financial Group同比增速更快（12.0% vs 3.5%），过去两年Citizens Financial Group的营收复合增速更高（5.1% vs 2.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
Fastenal是1967年成立的美国上市企业，总部位于明尼苏达州威诺纳，是北美最大的紧固件分销商，同时也是工业和建筑用品的主流供应商，可提供货柜备货、智能售货柜、库存管理、物流配送等一站式供应链解决方案。
CFG vs FAST — 直观对比
营收规模更大
CFG
是对方的1.1倍
$2.0B
营收增速更快
CFG
高出8.6%
3.5%
净利率更高
CFG
高出9.4%
14.5%
两年增速更快
CFG
近两年复合增速
2.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.0B |
| 净利润 | $517.0M | $293.9M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 18.9% |
| 净利率 | 23.8% | 14.5% |
| 营收同比 | 12.0% | 3.5% |
| 净利润同比 | 38.6% | -1.6% |
| 每股收益（稀释后） | $1.13 | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGFAST
| Q1 26 | $2.2B | $2.0B | ||
| Q4 25 | $2.2B | $2.0B | ||
| Q3 25 | $2.1B | $2.1B | ||
| Q2 25 | $2.0B | $2.1B | ||
| Q1 25 | $1.9B | $2.0B | ||
| Q4 24 | $2.0B | $1.8B | ||
| Q3 24 | $1.9B | $1.9B | ||
| Q2 24 | $2.0B | $1.9B |
净利润CFGFAST
| Q1 26 | $517.0M | $293.9M | ||
| Q4 25 | $528.0M | $293.9M | ||
| Q3 25 | $494.0M | $335.5M | ||
| Q2 25 | $436.0M | $330.3M | ||
| Q1 25 | $373.0M | $298.7M | ||
| Q4 24 | $401.0M | $262.1M | ||
| Q3 24 | $382.0M | $298.1M | ||
| Q2 24 | $392.0M | $292.7M |
毛利率CFGFAST
| Q1 26 | — | 44.3% | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 45.3% | ||
| Q2 25 | — | 45.3% | ||
| Q1 25 | — | 45.1% | ||
| Q4 24 | — | 44.8% | ||
| Q3 24 | — | 44.9% | ||
| Q2 24 | — | 45.1% |
营业利润率CFGFAST
| Q1 26 | — | 18.9% | ||
| Q4 25 | 31.4% | 18.9% | ||
| Q3 25 | 29.7% | 20.7% | ||
| Q2 25 | 27.2% | 21.0% | ||
| Q1 25 | 24.2% | 20.1% | ||
| Q4 24 | 25.6% | 18.9% | ||
| Q3 24 | 24.7% | 20.3% | ||
| Q2 24 | 24.5% | 20.2% |
净利率CFGFAST
| Q1 26 | 23.8% | 14.5% | ||
| Q4 25 | 24.5% | 14.5% | ||
| Q3 25 | 23.3% | 15.7% | ||
| Q2 25 | 21.4% | 15.9% | ||
| Q1 25 | 19.3% | 15.2% | ||
| Q4 24 | 20.2% | 14.4% | ||
| Q3 24 | 20.1% | 15.6% | ||
| Q2 24 | 20.0% | 15.3% |
每股收益（稀释后）CFGFAST
| Q1 26 | $1.13 | $-0.01 | ||
| Q4 25 | $1.12 | $-0.01 | ||
| Q3 25 | $1.05 | $0.29 | ||
| Q2 25 | $0.92 | $0.29 | ||
| Q1 25 | $0.77 | $0.52 | ||
| Q4 24 | $0.83 | $0.45 | ||
| Q3 24 | $0.77 | $0.52 | ||
| Q2 24 | $0.78 | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $276.8M |
| 总债务越低越好 | — | $125.0M |
| 股东权益账面价值 | $26.2B | $3.9B |
| 总资产 | $227.9B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.03× |
8季度趋势，按日历期对齐
现金及短期投资CFGFAST
| Q1 26 | — | $276.8M | ||
| Q4 25 | — | $276.8M | ||
| Q3 25 | — | $288.1M | ||
| Q2 25 | — | $237.8M | ||
| Q1 25 | — | $231.8M | ||
| Q4 24 | — | $255.8M | ||
| Q3 24 | — | $292.2M | ||
| Q2 24 | — | $255.5M |
总债务CFGFAST
| Q1 26 | — | $125.0M | ||
| Q4 25 | $11.2B | $125.0M | ||
| Q3 25 | $10.4B | $195.0M | ||
| Q2 25 | $12.5B | $230.0M | ||
| Q1 25 | $12.3B | $200.0M | ||
| Q4 24 | $12.4B | $200.0M | ||
| Q3 24 | $13.9B | $240.0M | ||
| Q2 24 | $13.1B | $235.0M |
股东权益CFGFAST
| Q1 26 | $26.2B | $3.9B | ||
| Q4 25 | $26.3B | $3.9B | ||
| Q3 25 | $25.8B | $3.9B | ||
| Q2 25 | $25.2B | $3.8B | ||
| Q1 25 | $24.9B | $3.7B | ||
| Q4 24 | $24.3B | $3.6B | ||
| Q3 24 | $24.9B | $3.6B | ||
| Q2 24 | $23.9B | $3.5B |
总资产CFGFAST
| Q1 26 | $227.9B | $5.1B | ||
| Q4 25 | $226.4B | $5.1B | ||
| Q3 25 | $222.7B | $5.1B | ||
| Q2 25 | $218.3B | $5.0B | ||
| Q1 25 | $220.1B | $4.9B | ||
| Q4 24 | $217.5B | $4.7B | ||
| Q3 24 | $219.7B | $4.7B | ||
| Q2 24 | $219.9B | $4.6B |
负债/权益比CFGFAST
| Q1 26 | — | 0.03× | ||
| Q4 25 | 0.43× | 0.03× | ||
| Q3 25 | 0.40× | 0.05× | ||
| Q2 25 | 0.50× | 0.06× | ||
| Q1 25 | 0.49× | 0.05× | ||
| Q4 24 | 0.51× | 0.06× | ||
| Q3 24 | 0.56× | 0.07× | ||
| Q2 24 | 0.55× | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $368.2M |
| 自由现金流经营现金流 - 资本支出 | — | $308.2M |
| 自由现金流率自由现金流/营收 | — | 15.2% |
| 资本支出强度资本支出/营收 | — | 3.0% |
| 现金转化率经营现金流/净利润 | — | 1.25× |
| 过去12个月自由现金流最近4个季度 | — | $1.2B |
8季度趋势，按日历期对齐
经营现金流CFGFAST
| Q1 26 | — | $368.2M | ||
| Q4 25 | $2.2B | $368.2M | ||
| Q3 25 | $1.7B | $386.9M | ||
| Q2 25 | $886.0M | $278.6M | ||
| Q1 25 | $-213.0M | $262.2M | ||
| Q4 24 | $2.0B | $282.8M | ||
| Q3 24 | $130.0M | $296.9M | ||
| Q2 24 | $834.0M | $258.0M |
自由现金流CFGFAST
| Q1 26 | — | $308.2M | ||
| Q4 25 | — | $308.2M | ||
| Q3 25 | — | $326.6M | ||
| Q2 25 | — | $209.3M | ||
| Q1 25 | — | $206.5M | ||
| Q4 24 | — | $222.6M | ||
| Q3 24 | — | $237.5M | ||
| Q2 24 | — | $201.9M |
自由现金流率CFGFAST
| Q1 26 | — | 15.2% | ||
| Q4 25 | — | 15.2% | ||
| Q3 25 | — | 15.3% | ||
| Q2 25 | — | 10.1% | ||
| Q1 25 | — | 10.5% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | 12.4% | ||
| Q2 24 | — | 10.5% |
资本支出强度CFGFAST
| Q1 26 | — | 3.0% | ||
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 2.9% |
现金转化率CFGFAST
| Q1 26 | — | 1.25× | ||
| Q4 25 | 4.19× | 1.25× | ||
| Q3 25 | 3.43× | 1.15× | ||
| Q2 25 | 2.03× | 0.84× | ||
| Q1 25 | -0.57× | 0.88× | ||
| Q4 24 | 4.99× | 1.08× | ||
| Q3 24 | 0.34× | 1.00× | ||
| Q2 24 | 2.13× | 0.88× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
FAST
| Reportable Segment Aggregation Before Other Operating Segment | $1.8B | 90% |
| Other | $211.2M | 10% |
