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Citizens Financial Group（CFG）与纳斯达克（NDAQ）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是纳斯达克的1.0倍（$2.2B vs $2.1B），Citizens Financial Group净利率更高（24.5% vs 24.3%，领先0.2%），Citizens Financial Group同比增速更快（8.6% vs 2.0%），过去两年纳斯达克的营收复合增速更高（9.2% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
纳斯达克是美国的证券交易所，市值规模在全球证券交易所中排名第二，也是全球首个完全电子化的股票市场。其总部位于纽约曼哈顿，是美国交易量领先、活跃度最高的股票交易场所之一。
CFG vs NDAQ — 直观对比
营收规模更大
CFG
是对方的1.0倍
$2.1B
营收增速更快
CFG
高出6.7%
2.0%
净利率更高
CFG
高出0.2%
24.3%
两年增速更快
NDAQ
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.1B |
| 净利润 | $528.0M | $519.0M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | 30.7% |
| 净利率 | 24.5% | 24.3% |
| 营收同比 | 8.6% | 2.0% |
| 净利润同比 | 31.7% | 31.4% |
| 每股收益（稀释后） | $1.12 | $0.91 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGNDAQ
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.2B | $2.1B | ||
| Q3 25 | $2.1B | $2.0B | ||
| Q2 25 | $2.0B | $2.1B | ||
| Q1 25 | $1.9B | $2.1B | ||
| Q4 24 | $2.0B | $2.0B | ||
| Q3 24 | $1.9B | $1.9B | ||
| Q2 24 | $2.0B | $1.8B |
净利润CFGNDAQ
| Q1 26 | — | $519.0M | ||
| Q4 25 | $528.0M | $518.0M | ||
| Q3 25 | $494.0M | $423.0M | ||
| Q2 25 | $436.0M | $452.0M | ||
| Q1 25 | $373.0M | $395.0M | ||
| Q4 24 | $401.0M | $355.0M | ||
| Q3 24 | $382.0M | $306.0M | ||
| Q2 24 | $392.0M | $222.0M |
毛利率CFGNDAQ
| Q1 26 | — | — | ||
| Q4 25 | — | 65.5% | ||
| Q3 25 | — | 67.2% | ||
| Q2 25 | — | 62.5% | ||
| Q1 25 | — | 59.2% | ||
| Q4 24 | — | 60.4% | ||
| Q3 24 | — | 60.3% | ||
| Q2 24 | — | 64.7% |
营业利润率CFGNDAQ
| Q1 26 | — | 30.7% | ||
| Q4 25 | 31.4% | 29.7% | ||
| Q3 25 | 29.7% | 29.9% | ||
| Q2 25 | 27.2% | 27.2% | ||
| Q1 25 | 24.2% | 26.2% | ||
| Q4 24 | 25.6% | 25.4% | ||
| Q3 24 | 24.7% | 23.6% | ||
| Q2 24 | 24.5% | 23.6% |
净利率CFGNDAQ
| Q1 26 | — | 24.3% | ||
| Q4 25 | 24.5% | 24.4% | ||
| Q3 25 | 23.3% | 21.6% | ||
| Q2 25 | 21.4% | 21.6% | ||
| Q1 25 | 19.3% | 18.9% | ||
| Q4 24 | 20.2% | 17.5% | ||
| Q3 24 | 20.1% | 16.1% | ||
| Q2 24 | 20.0% | 12.4% |
每股收益（稀释后）CFGNDAQ
| Q1 26 | — | $0.91 | ||
| Q4 25 | $1.12 | $0.90 | ||
| Q3 25 | $1.05 | $0.73 | ||
| Q2 25 | $0.92 | $0.78 | ||
| Q1 25 | $0.77 | $0.68 | ||
| Q4 24 | $0.83 | $0.62 | ||
| Q3 24 | $0.77 | $0.53 | ||
| Q2 24 | $0.78 | $0.38 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $515.0M |
| 总债务越低越好 | $11.2B | $9.0B |
| 股东权益账面价值 | $26.3B | $12.0B |
| 总资产 | $226.4B | $27.3B |
| 负债/权益比越低杠杆越低 | 0.43× | 0.74× |
8季度趋势，按日历期对齐
现金及短期投资CFGNDAQ
| Q1 26 | — | $515.0M | ||
| Q4 25 | — | $604.0M | ||
| Q3 25 | — | $470.0M | ||
| Q2 25 | — | $732.0M | ||
| Q1 25 | — | $690.0M | ||
| Q4 24 | — | $592.0M | ||
| Q3 24 | — | $266.0M | ||
| Q2 24 | — | $416.0M |
总债务CFGNDAQ
| Q1 26 | — | $9.0B | ||
| Q4 25 | $11.2B | $8.6B | ||
| Q3 25 | $10.4B | $8.7B | ||
| Q2 25 | $12.5B | $8.7B | ||
| Q1 25 | $12.3B | $8.9B | ||
| Q4 24 | $12.4B | $9.1B | ||
| Q3 24 | $13.9B | $9.4B | ||
| Q2 24 | $13.1B | $9.2B |
股东权益CFGNDAQ
| Q1 26 | — | $12.0B | ||
| Q4 25 | $26.3B | $12.2B | ||
| Q3 25 | $25.8B | $12.0B | ||
| Q2 25 | $25.2B | $11.8B | ||
| Q1 25 | $24.9B | $11.5B | ||
| Q4 24 | $24.3B | $11.2B | ||
| Q3 24 | $24.9B | $11.1B | ||
| Q2 24 | $23.9B | $10.9B |
总资产CFGNDAQ
| Q1 26 | — | $27.3B | ||
| Q4 25 | $226.4B | $31.1B | ||
| Q3 25 | $222.7B | $30.7B | ||
| Q2 25 | $218.3B | $30.4B | ||
| Q1 25 | $220.1B | $30.6B | ||
| Q4 24 | $217.5B | $30.4B | ||
| Q3 24 | $219.7B | $30.6B | ||
| Q2 24 | $219.9B | $30.2B |
负债/权益比CFGNDAQ
| Q1 26 | — | 0.74× | ||
| Q4 25 | 0.43× | 0.70× | ||
| Q3 25 | 0.40× | 0.72× | ||
| Q2 25 | 0.50× | 0.73× | ||
| Q1 25 | 0.49× | 0.77× | ||
| Q4 24 | 0.51× | 0.81× | ||
| Q3 24 | 0.56× | 0.85× | ||
| Q2 24 | 0.55× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 4.19× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CFGNDAQ
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $625.0M | ||
| Q3 25 | $1.7B | $221.0M | ||
| Q2 25 | $886.0M | $746.0M | ||
| Q1 25 | $-213.0M | $663.0M | ||
| Q4 24 | $2.0B | $705.0M | ||
| Q3 24 | $130.0M | $244.0M | ||
| Q2 24 | $834.0M | $460.0M |
自由现金流CFGNDAQ
| Q1 26 | — | — | ||
| Q4 25 | — | $536.0M | ||
| Q3 25 | — | $152.0M | ||
| Q2 25 | — | $687.0M | ||
| Q1 25 | — | $614.0M | ||
| Q4 24 | — | $645.0M | ||
| Q3 24 | — | $188.0M | ||
| Q2 24 | — | $408.0M |
自由现金流率CFGNDAQ
| Q1 26 | — | — | ||
| Q4 25 | — | 25.2% | ||
| Q3 25 | — | 7.8% | ||
| Q2 25 | — | 32.9% | ||
| Q1 25 | — | 29.4% | ||
| Q4 24 | — | 31.7% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 22.8% |
资本支出强度CFGNDAQ
| Q1 26 | — | — | ||
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 2.9% |
现金转化率CFGNDAQ
| Q1 26 | — | — | ||
| Q4 25 | 4.19× | 1.21× | ||
| Q3 25 | 3.43× | 0.52× | ||
| Q2 25 | 2.03× | 1.65× | ||
| Q1 25 | -0.57× | 1.68× | ||
| Q4 24 | 4.99× | 1.99× | ||
| Q3 24 | 0.34× | 0.80× | ||
| Q2 24 | 2.13× | 2.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
NDAQ
| Market Services | $1.0B | 49% |
| Capital Access Platforms | $565.0M | 26% |
| Financial Technology | $517.0M | 24% |
| Other Revenues | $8.0M | 0% |
