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Citizens Financial Group（CFG）与Post Holdings, Inc.（POST）财务数据对比。点击上方公司名可切换其他公司
Post Holdings, Inc.的季度营收约是Citizens Financial Group的1.0倍（$2.2B vs $2.2B），Citizens Financial Group净利率更高（23.8% vs 4.5%，领先19.4%），Citizens Financial Group同比增速更快（12.0% vs 10.1%），过去两年Citizens Financial Group的营收复合增速更高（5.1% vs 4.3%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
Post Holdings, Inc.是美国头部包装消费品食品生产商，旗下拥有知名食品业务板块Post Consumer Brands，总部坐落于明尼苏达州莱克维尔，其生产的食品类快消品覆盖北美及全球多个市场，深受消费者喜爱。
CFG vs POST — 直观对比
营收规模更大
POST
是对方的1.0倍
$2.2B
营收增速更快
CFG
高出1.9%
10.1%
净利率更高
CFG
高出19.4%
4.5%
两年增速更快
CFG
近两年复合增速
4.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.2B |
| 净利润 | $517.0M | $96.8M |
| 毛利率 | — | 29.4% |
| 营业利润率 | — | 11.0% |
| 净利率 | 23.8% | 4.5% |
| 营收同比 | 12.0% | 10.1% |
| 净利润同比 | 38.6% | -14.6% |
| 每股收益（稀释后） | $1.13 | $1.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGPOST
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $2.2B | ||
| Q3 25 | $2.1B | $2.2B | ||
| Q2 25 | $2.0B | $2.0B | ||
| Q1 25 | $1.9B | $2.0B | ||
| Q4 24 | $2.0B | $2.0B | ||
| Q3 24 | $1.9B | $2.0B | ||
| Q2 24 | $2.0B | $1.9B |
净利润CFGPOST
| Q1 26 | $517.0M | — | ||
| Q4 25 | $528.0M | $96.8M | ||
| Q3 25 | $494.0M | $51.0M | ||
| Q2 25 | $436.0M | $108.8M | ||
| Q1 25 | $373.0M | $62.6M | ||
| Q4 24 | $401.0M | $113.3M | ||
| Q3 24 | $382.0M | $81.6M | ||
| Q2 24 | $392.0M | $99.8M |
毛利率CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | — | 29.4% | ||
| Q3 25 | — | 26.8% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 28.0% | ||
| Q4 24 | — | 30.1% | ||
| Q3 24 | — | 28.6% | ||
| Q2 24 | — | 29.6% |
营业利润率CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | 31.4% | 11.0% | ||
| Q3 25 | 29.7% | 7.5% | ||
| Q2 25 | 27.2% | 11.8% | ||
| Q1 25 | 24.2% | 9.3% | ||
| Q4 24 | 25.6% | 10.8% | ||
| Q3 24 | 24.7% | 9.5% | ||
| Q2 24 | 24.5% | 10.4% |
净利率CFGPOST
| Q1 26 | 23.8% | — | ||
| Q4 25 | 24.5% | 4.5% | ||
| Q3 25 | 23.3% | 2.3% | ||
| Q2 25 | 21.4% | 5.5% | ||
| Q1 25 | 19.3% | 3.2% | ||
| Q4 24 | 20.2% | 5.7% | ||
| Q3 24 | 20.1% | 4.1% | ||
| Q2 24 | 20.0% | 5.1% |
每股收益（稀释后）CFGPOST
| Q1 26 | $1.13 | — | ||
| Q4 25 | $1.12 | $1.71 | ||
| Q3 25 | $1.05 | $0.91 | ||
| Q2 25 | $0.92 | $1.79 | ||
| Q1 25 | $0.77 | $1.03 | ||
| Q4 24 | $0.83 | $1.78 | ||
| Q3 24 | $0.77 | $1.28 | ||
| Q2 24 | $0.78 | $1.53 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $279.3M |
| 总债务越低越好 | — | $7.5B |
| 股东权益账面价值 | $26.2B | $3.5B |
| 总资产 | $227.9B | $13.0B |
| 负债/权益比越低杠杆越低 | — | 2.16× |
8季度趋势，按日历期对齐
现金及短期投资CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | — | $279.3M | ||
| Q3 25 | — | $176.7M | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $617.6M | ||
| Q4 24 | — | $872.9M | ||
| Q3 24 | — | $787.4M | ||
| Q2 24 | — | $333.8M |
总债务CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | $11.2B | $7.5B | ||
| Q3 25 | $10.4B | $7.4B | ||
| Q2 25 | $12.5B | $7.3B | ||
| Q1 25 | $12.3B | $6.9B | ||
| Q4 24 | $12.4B | $6.9B | ||
| Q3 24 | $13.9B | $6.8B | ||
| Q2 24 | $13.1B | $6.4B |
股东权益CFGPOST
| Q1 26 | $26.2B | — | ||
| Q4 25 | $26.3B | $3.5B | ||
| Q3 25 | $25.8B | $3.8B | ||
| Q2 25 | $25.2B | $4.0B | ||
| Q1 25 | $24.9B | $3.8B | ||
| Q4 24 | $24.3B | $3.9B | ||
| Q3 24 | $24.9B | $4.1B | ||
| Q2 24 | $23.9B | $3.9B |
总资产CFGPOST
| Q1 26 | $227.9B | — | ||
| Q4 25 | $226.4B | $13.0B | ||
| Q3 25 | $222.7B | $13.5B | ||
| Q2 25 | $218.3B | $13.4B | ||
| Q1 25 | $220.1B | $12.8B | ||
| Q4 24 | $217.5B | $12.8B | ||
| Q3 24 | $219.7B | $12.9B | ||
| Q2 24 | $219.9B | $12.1B |
负债/权益比CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | 2.16× | ||
| Q3 25 | 0.40× | 1.98× | ||
| Q2 25 | 0.50× | 1.84× | ||
| Q1 25 | 0.49× | 1.81× | ||
| Q4 24 | 0.51× | 1.79× | ||
| Q3 24 | 0.56× | 1.67× | ||
| Q2 24 | 0.55× | 1.62× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $235.7M |
| 自由现金流经营现金流 - 资本支出 | — | $119.3M |
| 自由现金流率自由现金流/营收 | — | 5.5% |
| 资本支出强度资本支出/营收 | — | 5.4% |
| 现金转化率经营现金流/净利润 | — | 2.43× |
| 过去12个月自由现金流最近4个季度 | — | $436.0M |
8季度趋势，按日历期对齐
经营现金流CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $235.7M | ||
| Q3 25 | $1.7B | $301.3M | ||
| Q2 25 | $886.0M | $225.9M | ||
| Q1 25 | $-213.0M | $160.7M | ||
| Q4 24 | $2.0B | $310.4M | ||
| Q3 24 | $130.0M | $235.4M | ||
| Q2 24 | $834.0M | $272.3M |
自由现金流CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | — | $119.3M | ||
| Q3 25 | — | $151.6M | ||
| Q2 25 | — | $94.9M | ||
| Q1 25 | — | $70.2M | ||
| Q4 24 | — | $171.4M | ||
| Q3 24 | — | $96.2M | ||
| Q2 24 | — | $161.5M |
自由现金流率CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | 6.7% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 8.7% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 8.3% |
资本支出强度CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | — | 5.4% | ||
| Q3 25 | — | 6.7% | ||
| Q2 25 | — | 6.6% | ||
| Q1 25 | — | 4.6% | ||
| Q4 24 | — | 7.0% | ||
| Q3 24 | — | 6.9% | ||
| Q2 24 | — | 5.7% |
现金转化率CFGPOST
| Q1 26 | — | — | ||
| Q4 25 | 4.19× | 2.43× | ||
| Q3 25 | 3.43× | 5.91× | ||
| Q2 25 | 2.03× | 2.08× | ||
| Q1 25 | -0.57× | 2.57× | ||
| Q4 24 | 4.99× | 2.74× | ||
| Q3 24 | 0.34× | 2.88× | ||
| Q2 24 | 2.13× | 2.73× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
POST
| Post Consumer Brands Segment | $1.1B | 51% |
| Pet Food | $360.4M | 17% |
| Side Dishes | $221.5M | 10% |
| Weetabix | $137.9M | 6% |
| Other | $122.1M | 6% |
| Nut Butters | $105.8M | 5% |
| Sausage | $53.1M | 2% |
| Cheeseand Dairy | $41.3M | 2% |
| Protein Based Shakes | $29.3M | 1% |
| Bell Ring | $18.1M | 1% |
