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Citizens Financial Group（CFG）与QVC Group, Inc.（QVCGA）财务数据对比。点击上方公司名可切换其他公司
QVC Group, Inc.的季度营收约是Citizens Financial Group的1.2倍（$2.7B vs $2.2B），Citizens Financial Group净利率更高（24.5% vs -1.4%，领先25.9%），Citizens Financial Group同比增速更快（8.6% vs -9.1%），过去两年QVC Group, Inc.的营收复合增速更高（6.9% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
QVC集团是一家美国媒体 conglomerate 企业，由董事长约翰·C·马龙控制，马龙持有该公司多数具有投票权的股份，主营媒体相关业务，是美国本土颇具影响力的传媒集团。
CFG vs QVCGA — 直观对比
营收规模更大
QVCGA
是对方的1.2倍
$2.2B
营收增速更快
CFG
高出17.7%
-9.1%
净利率更高
CFG
高出25.9%
-1.4%
两年增速更快
QVCGA
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.7B |
| 净利润 | $528.0M | $-37.0M |
| 毛利率 | — | 32.9% |
| 营业利润率 | 31.4% | 3.7% |
| 净利率 | 24.5% | -1.4% |
| 营收同比 | 8.6% | -9.1% |
| 净利润同比 | 31.7% | 97.1% |
| 每股收益（稀释后） | $1.12 | $-17.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGQVCGA
| Q4 25 | $2.2B | $2.7B | ||
| Q3 25 | $2.1B | $2.2B | ||
| Q2 25 | $2.0B | $2.2B | ||
| Q1 25 | $1.9B | $2.1B | ||
| Q4 24 | $2.0B | $2.9B | ||
| Q3 24 | $1.9B | $2.3B | ||
| Q2 24 | $2.0B | $2.4B | ||
| Q1 24 | $2.0B | $2.3B |
净利润CFGQVCGA
| Q4 25 | $528.0M | $-37.0M | ||
| Q3 25 | $494.0M | $-80.0M | ||
| Q2 25 | $436.0M | $-2.2B | ||
| Q1 25 | $373.0M | $-100.0M | ||
| Q4 24 | $401.0M | $-1.3B | ||
| Q3 24 | $382.0M | $-23.0M | ||
| Q2 24 | $392.0M | $20.0M | ||
| Q1 24 | $334.0M | $-1.0M |
毛利率CFGQVCGA
| Q4 25 | — | 32.9% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 36.4% | ||
| Q1 25 | — | 34.2% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 36.4% | ||
| Q1 24 | — | 35.5% |
营业利润率CFGQVCGA
| Q4 25 | 31.4% | 3.7% | ||
| Q3 25 | 29.7% | 2.7% | ||
| Q2 25 | 27.2% | -101.6% | ||
| Q1 25 | 24.2% | 0.7% | ||
| Q4 24 | 25.6% | -43.2% | ||
| Q3 24 | 24.7% | 6.5% | ||
| Q2 24 | 24.5% | 6.9% | ||
| Q1 24 | 21.9% | 6.2% |
净利率CFGQVCGA
| Q4 25 | 24.5% | -1.4% | ||
| Q3 25 | 23.3% | -3.6% | ||
| Q2 25 | 21.4% | -99.4% | ||
| Q1 25 | 19.3% | -4.8% | ||
| Q4 24 | 20.2% | -43.7% | ||
| Q3 24 | 20.1% | -1.0% | ||
| Q2 24 | 20.0% | 0.8% | ||
| Q1 24 | 17.0% | -0.0% |
每股收益（稀释后）CFGQVCGA
| Q4 25 | $1.12 | $-17.37 | ||
| Q3 25 | $1.05 | $-9.89 | ||
| Q2 25 | $0.92 | $-275.46 | ||
| Q1 25 | $0.77 | $-0.25 | ||
| Q4 24 | $0.83 | — | ||
| Q3 24 | $0.77 | $-0.06 | ||
| Q2 24 | $0.78 | $2.57 | ||
| Q1 24 | $0.65 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.0B |
| 总债务越低越好 | $11.2B | $790.0M |
| 股东权益账面价值 | $26.3B | $-3.1B |
| 总资产 | $226.4B | $7.6B |
| 负债/权益比越低杠杆越低 | 0.43× | — |
8季度趋势，按日历期对齐
现金及短期投资CFGQVCGA
| Q4 25 | — | $2.0B | ||
| Q3 25 | — | $1.8B | ||
| Q2 25 | — | $897.0M | ||
| Q1 25 | — | $833.0M | ||
| Q4 24 | — | $905.0M | ||
| Q3 24 | — | $873.0M | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.1B |
总债务CFGQVCGA
| Q4 25 | $11.2B | $790.0M | ||
| Q3 25 | $10.4B | $5.9B | ||
| Q2 25 | $12.5B | $4.9B | ||
| Q1 25 | $12.3B | $5.0B | ||
| Q4 24 | $12.4B | $4.1B | ||
| Q3 24 | $13.9B | $5.1B | ||
| Q2 24 | $13.1B | $5.3B | ||
| Q1 24 | $13.8B | $5.5B |
股东权益CFGQVCGA
| Q4 25 | $26.3B | $-3.1B | ||
| Q3 25 | $25.8B | $-3.1B | ||
| Q2 25 | $25.2B | $-3.0B | ||
| Q1 25 | $24.9B | $-981.0M | ||
| Q4 24 | $24.3B | $-971.0M | ||
| Q3 24 | $24.9B | $397.0M | ||
| Q2 24 | $23.9B | $328.0M | ||
| Q1 24 | $23.8B | $255.0M |
总资产CFGQVCGA
| Q4 25 | $226.4B | $7.6B | ||
| Q3 25 | $222.7B | $7.6B | ||
| Q2 25 | $218.3B | $6.7B | ||
| Q1 25 | $220.1B | $9.0B | ||
| Q4 24 | $217.5B | $9.2B | ||
| Q3 24 | $219.7B | $10.8B | ||
| Q2 24 | $219.9B | $10.9B | ||
| Q1 24 | $220.4B | $11.0B |
负债/权益比CFGQVCGA
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | 12.74× | ||
| Q2 24 | 0.55× | 16.28× | ||
| Q1 24 | 0.58× | 21.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $244.0M |
| 自由现金流经营现金流 - 资本支出 | — | $191.0M |
| 自由现金流率自由现金流/营收 | — | 7.1% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | 4.19× | — |
| 过去12个月自由现金流最近4个季度 | — | $118.0M |
8季度趋势，按日历期对齐
经营现金流CFGQVCGA
| Q4 25 | $2.2B | $244.0M | ||
| Q3 25 | $1.7B | $4.0M | ||
| Q2 25 | $886.0M | $86.0M | ||
| Q1 25 | $-213.0M | $-60.0M | ||
| Q4 24 | $2.0B | $212.0M | ||
| Q3 24 | $130.0M | $20.0M | ||
| Q2 24 | $834.0M | $267.0M | ||
| Q1 24 | $554.0M | $26.0M |
自由现金流CFGQVCGA
| Q4 25 | — | $191.0M | ||
| Q3 25 | — | $-27.0M | ||
| Q2 25 | — | $48.0M | ||
| Q1 25 | — | $-94.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $-23.0M | ||
| Q2 24 | — | $213.0M | ||
| Q1 24 | — | $-14.0M |
自由现金流率CFGQVCGA
| Q4 25 | — | 7.1% | ||
| Q3 25 | — | -1.2% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | -4.5% | ||
| Q4 24 | — | 5.1% | ||
| Q3 24 | — | -1.0% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | -0.6% |
资本支出强度CFGQVCGA
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | 1.7% |
现金转化率CFGQVCGA
| Q4 25 | 4.19× | — | ||
| Q3 25 | 3.43× | — | ||
| Q2 25 | 2.03× | — | ||
| Q1 25 | -0.57× | — | ||
| Q4 24 | 4.99× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 2.13× | 13.35× | ||
| Q1 24 | 1.66× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
QVCGA
| Other | $915.0M | 34% |
| Home | $754.0M | 28% |
| Beauty | $260.0M | 10% |
| Apparel | $254.0M | 9% |
| Electronics | $187.0M | 7% |
| Accessories | $181.0M | 7% |
| Jewelry | $87.0M | 3% |
| Manufactured Product Other | $38.0M | 1% |
