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CULLEN/FROST BANKERS, INC.（CFR）与California Resources Corp（CRC）财务数据对比。点击上方公司名可切换其他公司
California Resources Corp的季度营收约是CULLEN/FROST BANKERS, INC.的1.2倍（$679.0M vs $580.9M），CULLEN/FROST BANKERS, INC.净利率更高（28.6% vs 1.8%，领先26.9%），CULLEN/FROST BANKERS, INC.同比增速更快（8.3% vs -17.8%），CULLEN/FROST BANKERS, INC.自由现金流更多（$127.3M vs $115.0M），过去两年California Resources Corp的营收复合增速更高（25.8% vs 7.6%）
Frost Bank是总部位于美国圣安东尼奥的德克萨斯州特许银行，为银行控股公司卡伦/弗罗斯特银行家集团的核心子公司。其在得克萨斯州共设有200家营业网点、1750台自动柜员机，按总资产规模统计位列全美前60大银行之列。
加州资源集团是一家美国能源企业，主要在加州开展油气勘探业务。公司注册地为特拉华州，总部位于加州长滩，所持有的加州矿产地块面积是该州私有主体中的最高水平。
CFR vs CRC — 直观对比
营收规模更大
CRC
是对方的1.2倍
$580.9M
营收增速更快
CFR
高出26.1%
-17.8%
净利率更高
CFR
高出26.9%
1.8%
自由现金流更多
CFR
多$12.3M
$115.0M
两年增速更快
CRC
近两年复合增速
7.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $580.9M | $679.0M |
| 净利润 | $166.3M | $12.0M |
| 毛利率 | — | — |
| 营业利润率 | 34.1% | 6.9% |
| 净利率 | 28.6% | 1.8% |
| 营收同比 | 8.3% | -17.8% |
| 净利润同比 | 7.4% | -63.6% |
| 每股收益（稀释后） | $2.56 | $0.21 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFRCRC
| Q4 25 | $580.9M | $679.0M | ||
| Q3 25 | $567.3M | $715.0M | ||
| Q2 25 | $546.9M | $702.0M | ||
| Q1 25 | $540.2M | $814.0M | ||
| Q4 24 | $536.3M | $826.0M | ||
| Q3 24 | $518.0M | $870.0M | ||
| Q2 24 | $507.9M | $412.0M | ||
| Q1 24 | $501.4M | $429.0M |
净利润CFRCRC
| Q4 25 | $166.3M | $12.0M | ||
| Q3 25 | $174.4M | $64.0M | ||
| Q2 25 | $157.0M | $172.0M | ||
| Q1 25 | $150.9M | $115.0M | ||
| Q4 24 | $154.9M | $33.0M | ||
| Q3 24 | $146.5M | $345.0M | ||
| Q2 24 | $145.5M | $8.0M | ||
| Q1 24 | $135.7M | $-10.0M |
营业利润率CFRCRC
| Q4 25 | 34.1% | 6.9% | ||
| Q3 25 | 36.7% | 13.7% | ||
| Q2 25 | 34.1% | 38.0% | ||
| Q1 25 | 33.2% | 22.9% | ||
| Q4 24 | 34.3% | 8.2% | ||
| Q3 24 | 33.8% | 59.5% | ||
| Q2 24 | 34.5% | 9.2% | ||
| Q1 24 | 32.2% | -0.9% |
净利率CFRCRC
| Q4 25 | 28.6% | 1.8% | ||
| Q3 25 | 30.7% | 9.0% | ||
| Q2 25 | 28.7% | 24.5% | ||
| Q1 25 | 27.9% | 14.1% | ||
| Q4 24 | 28.9% | 4.0% | ||
| Q3 24 | 28.3% | 39.7% | ||
| Q2 24 | 28.6% | 1.9% | ||
| Q1 24 | 27.1% | -2.3% |
每股收益（稀释后）CFRCRC
| Q4 25 | $2.56 | $0.21 | ||
| Q3 25 | $2.67 | $0.76 | ||
| Q2 25 | $2.39 | $1.92 | ||
| Q1 25 | $2.30 | $1.26 | ||
| Q4 24 | $2.36 | $0.87 | ||
| Q3 24 | $2.24 | $3.78 | ||
| Q2 24 | $2.21 | $0.11 | ||
| Q1 24 | $2.06 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $132.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.6B | $3.7B |
| 总资产 | $53.0B | $7.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CFRCRC
| Q4 25 | — | $132.0M | ||
| Q3 25 | — | $196.0M | ||
| Q2 25 | — | $72.0M | ||
| Q1 25 | — | $214.0M | ||
| Q4 24 | — | $372.0M | ||
| Q3 24 | — | $241.0M | ||
| Q2 24 | — | $1.0B | ||
| Q1 24 | — | $403.0M |
总债务CFRCRC
| Q4 25 | — | — | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.0B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $541.0M |
股东权益CFRCRC
| Q4 25 | $4.6B | $3.7B | ||
| Q3 25 | $4.5B | $3.4B | ||
| Q2 25 | $4.2B | $3.4B | ||
| Q1 25 | $4.1B | $3.5B | ||
| Q4 24 | $3.9B | $3.5B | ||
| Q3 24 | $4.1B | $3.5B | ||
| Q2 24 | $3.7B | $2.1B | ||
| Q1 24 | $3.6B | $2.1B |
总资产CFRCRC
| Q4 25 | $53.0B | $7.4B | ||
| Q3 25 | $52.5B | $6.8B | ||
| Q2 25 | $51.4B | $6.7B | ||
| Q1 25 | $52.0B | $6.8B | ||
| Q4 24 | $52.5B | $7.1B | ||
| Q3 24 | $51.0B | $7.1B | ||
| Q2 24 | $48.8B | $4.5B | ||
| Q1 24 | $49.5B | $3.9B |
负债/权益比CFRCRC
| Q4 25 | — | — | ||
| Q3 25 | — | 0.29× | ||
| Q2 25 | — | 0.30× | ||
| Q1 25 | — | 0.29× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.57× | ||
| Q1 24 | — | 0.26× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $274.0M | $235.0M |
| 自由现金流经营现金流 - 资本支出 | $127.3M | $115.0M |
| 自由现金流率自由现金流/营收 | 21.9% | 16.9% |
| 资本支出强度资本支出/营收 | 25.2% | 17.7% |
| 现金转化率经营现金流/净利润 | 1.65× | 19.58× |
| 过去12个月自由现金流最近4个季度 | $116.4M | $543.0M |
8季度趋势，按日历期对齐
经营现金流CFRCRC
| Q4 25 | $274.0M | $235.0M | ||
| Q3 25 | $248.6M | $279.0M | ||
| Q2 25 | $140.8M | $165.0M | ||
| Q1 25 | $-296.1M | $186.0M | ||
| Q4 24 | $989.5M | $206.0M | ||
| Q3 24 | $307.2M | $220.0M | ||
| Q2 24 | $129.6M | $97.0M | ||
| Q1 24 | $488.4M | $87.0M |
自由现金流CFRCRC
| Q4 25 | $127.3M | $115.0M | ||
| Q3 25 | $211.7M | $188.0M | ||
| Q2 25 | $114.5M | $109.0M | ||
| Q1 25 | $-337.1M | $131.0M | ||
| Q4 24 | $861.8M | $118.0M | ||
| Q3 24 | $281.9M | $141.0M | ||
| Q2 24 | $103.0M | $63.0M | ||
| Q1 24 | $450.3M | $33.0M |
自由现金流率CFRCRC
| Q4 25 | 21.9% | 16.9% | ||
| Q3 25 | 37.3% | 26.3% | ||
| Q2 25 | 20.9% | 15.5% | ||
| Q1 25 | -62.4% | 16.1% | ||
| Q4 24 | 160.7% | 14.3% | ||
| Q3 24 | 54.4% | 16.2% | ||
| Q2 24 | 20.3% | 15.3% | ||
| Q1 24 | 89.8% | 7.7% |
资本支出强度CFRCRC
| Q4 25 | 25.2% | 17.7% | ||
| Q3 25 | 6.5% | 12.7% | ||
| Q2 25 | 4.8% | 8.0% | ||
| Q1 25 | 7.6% | 6.8% | ||
| Q4 24 | 23.8% | 10.7% | ||
| Q3 24 | 4.9% | 9.1% | ||
| Q2 24 | 5.2% | 8.3% | ||
| Q1 24 | 7.6% | 12.6% |
现金转化率CFRCRC
| Q4 25 | 1.65× | 19.58× | ||
| Q3 25 | 1.43× | 4.36× | ||
| Q2 25 | 0.90× | 0.96× | ||
| Q1 25 | -1.96× | 1.62× | ||
| Q4 24 | 6.39× | 6.24× | ||
| Q3 24 | 2.10× | 0.64× | ||
| Q2 24 | 0.89× | 12.13× | ||
| Q1 24 | 3.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFR
暂无分部数据
CRC
| Oil And Natural Gas Segment | $645.0M | 95% |
| Natural Gas Production | $26.0M | 4% |
| Other | $7.0M | 1% |
