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CHEMUNG FINANCIAL CORP（CHMG）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是CHEMUNG FINANCIAL CORP的1.8倍（$43.2M vs $23.8M），CHEMUNG FINANCIAL CORP净利率更高（32.5% vs 16.9%，领先15.6%）
切芒金融旗下的切芒运河信托公司是一家总部位于纽约州埃尔迈拉的纽约州特许信托公司，其前身是1833年成立的公开上市银行，深耕本土金融信托业务，为当地及周边地区客户提供专业的金融服务。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
CHMG vs RERE — 直观对比
营收规模更大
RERE
是对方的1.8倍
$23.8M
净利率更高
CHMG
高出15.6%
16.9%
损益表 — Q4 FY2025 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $23.8M | $43.2M |
| 净利润 | $7.7M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 46.1% | — |
| 净利率 | 32.5% | 16.9% |
| 营收同比 | 20.3% | — |
| 净利润同比 | 30.9% | — |
| 每股收益（稀释后） | $1.61 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHMGRERE
| Q4 25 | $23.8M | — | ||
| Q3 25 | $28.8M | — | ||
| Q2 25 | $10.1M | — | ||
| Q1 25 | $25.7M | — | ||
| Q4 24 | $25.9M | — | ||
| Q3 24 | $24.3M | — | ||
| Q2 24 | $23.4M | — | ||
| Q1 24 | $23.7M | — |
净利润CHMGRERE
| Q4 25 | $7.7M | — | ||
| Q3 25 | $7.8M | — | ||
| Q2 25 | $-6.5M | — | ||
| Q1 25 | $6.0M | — | ||
| Q4 24 | $5.9M | — | ||
| Q3 24 | $5.7M | — | ||
| Q2 24 | $5.0M | — | ||
| Q1 24 | $7.0M | — |
营业利润率CHMGRERE
| Q4 25 | 46.1% | — | ||
| Q3 25 | 35.0% | — | ||
| Q2 25 | -87.2% | — | ||
| Q1 25 | 29.9% | — | ||
| Q4 24 | 29.0% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 26.8% | — | ||
| Q1 24 | 38.3% | — |
净利率CHMGRERE
| Q4 25 | 32.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | -63.9% | — | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 21.3% | — | ||
| Q1 24 | 29.7% | — |
每股收益（稀释后）CHMGRERE
| Q4 25 | $1.61 | — | ||
| Q3 25 | $1.62 | — | ||
| Q2 25 | $-1.35 | — | ||
| Q1 25 | $1.26 | — | ||
| Q4 24 | $1.24 | — | ||
| Q3 24 | $1.19 | — | ||
| Q2 24 | $1.05 | — | ||
| Q1 24 | $1.48 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $50.1M | $228.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $254.7M | $557.1M |
| 总资产 | $2.7B | $722.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CHMGRERE
| Q4 25 | $50.1M | — | ||
| Q3 25 | $107.6M | — | ||
| Q2 25 | $320.1M | — | ||
| Q1 25 | $53.4M | — | ||
| Q4 24 | $47.0M | — | ||
| Q3 24 | $80.4M | — | ||
| Q2 24 | $70.2M | — | ||
| Q1 24 | $94.9M | — |
总债务CHMGRERE
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $99.1M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CHMGRERE
| Q4 25 | $254.7M | — | ||
| Q3 25 | $245.3M | — | ||
| Q2 25 | $235.0M | — | ||
| Q1 25 | $228.3M | — | ||
| Q4 24 | $215.3M | — | ||
| Q3 24 | $220.7M | — | ||
| Q2 24 | $201.2M | — | ||
| Q1 24 | $197.1M | — |
总资产CHMGRERE
| Q4 25 | $2.7B | — | ||
| Q3 25 | $2.7B | — | ||
| Q2 25 | $2.9B | — | ||
| Q1 25 | $2.8B | — | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | $2.8B | — | ||
| Q2 24 | $2.8B | — | ||
| Q1 24 | $2.8B | — |
负债/权益比CHMGRERE
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.42× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.5M | — |
| 自由现金流经营现金流 - 资本支出 | $43.8M | — |
| 自由现金流率自由现金流/营收 | 183.7% | — |
| 资本支出强度资本支出/营收 | 7.1% | — |
| 现金转化率经营现金流/净利润 | 5.88× | — |
| 过去12个月自由现金流最近4个季度 | $71.9M | — |
8季度趋势，按日历期对齐
经营现金流CHMGRERE
| Q4 25 | $45.5M | — | ||
| Q3 25 | $12.2M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $7.2M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $9.2M | — | ||
| Q2 24 | $6.5M | — | ||
| Q1 24 | $7.9M | — |
自由现金流CHMGRERE
| Q4 25 | $43.8M | — | ||
| Q3 25 | $11.8M | — | ||
| Q2 25 | $9.4M | — | ||
| Q1 25 | $6.9M | — | ||
| Q4 24 | $26.2M | — | ||
| Q3 24 | $8.6M | — | ||
| Q2 24 | $5.5M | — | ||
| Q1 24 | $7.9M | — |
自由现金流率CHMGRERE
| Q4 25 | 183.7% | — | ||
| Q3 25 | 41.1% | — | ||
| Q2 25 | 92.9% | — | ||
| Q1 25 | 26.7% | — | ||
| Q4 24 | 101.2% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 23.4% | — | ||
| Q1 24 | 33.1% | — |
资本支出强度CHMGRERE
| Q4 25 | 7.1% | — | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 14.0% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 4.4% | — | ||
| Q1 24 | 0.3% | — |
现金转化率CHMGRERE
| Q4 25 | 5.88× | — | ||
| Q3 25 | 1.57× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.19× | — | ||
| Q4 24 | 5.04× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.30× | — | ||
| Q1 24 | 1.13× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
