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西铁城（CIA）与F&G Annuities & Life, Inc.（FG）财务数据对比。点击上方公司名可切换其他公司
F&G Annuities & Life, Inc.的季度营收约是西铁城的24.5倍（$1.8B vs $72.1M）。西铁城净利率更高（10.2% vs 7.3%，领先2.9%）。西铁城同比增速更快（13.5% vs 13.2%）。过去两年西铁城的营收复合增速更高（11.7% vs 6.1%）
西铁城钟表株式会社，又称西铁城集团，是总部位于日本东京西东京市的知名跨国电子企业，核心业务为腕表制造，是西铁城集团的核心企业。除西铁城品牌腕表外，集团还拥有美国钟表公司宝路华，业务同时涵盖计算器、打印机、医疗设备与精密CNC加工设备制造。
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
CIA vs FG — 直观对比
营收规模更大
FG
是对方的24.5倍
$72.1M
营收增速更快
CIA
高出0.3%
13.2%
净利率更高
CIA
高出2.9%
7.3%
两年增速更快
CIA
近两年复合增速
6.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $72.1M | $1.8B |
| 净利润 | $7.3M | $128.0M |
| 毛利率 | — | — |
| 营业利润率 | 10.9% | — |
| 净利率 | 10.2% | 7.3% |
| 营收同比 | 13.5% | 13.2% |
| 净利润同比 | 102.7% | -60.9% |
| 每股收益（稀释后） | — | $0.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CIAFG
| Q4 25 | $72.1M | $1.8B | ||
| Q3 25 | $62.8M | $1.7B | ||
| Q2 25 | $65.1M | $1.4B | ||
| Q1 25 | $55.7M | $908.0M | ||
| Q4 24 | $63.5M | $1.6B | ||
| Q3 24 | $61.7M | $1.4B | ||
| Q2 24 | $62.1M | $1.2B | ||
| Q1 24 | $57.7M | $1.6B |
净利润CIAFG
| Q4 25 | $7.3M | $128.0M | ||
| Q3 25 | $2.4M | $118.0M | ||
| Q2 25 | $6.5M | $40.0M | ||
| Q1 25 | $-1.6M | $-21.0M | ||
| Q4 24 | $3.6M | $327.0M | ||
| Q3 24 | $2.8M | $-6.0M | ||
| Q2 24 | $4.0M | $203.0M | ||
| Q1 24 | $4.5M | $115.0M |
营业利润率CIAFG
| Q4 25 | 10.9% | — | ||
| Q3 25 | 7.1% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | -3.2% | — | ||
| Q4 24 | 5.9% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 5.3% | — | ||
| Q1 24 | 8.5% | — |
净利率CIAFG
| Q4 25 | 10.2% | 7.3% | ||
| Q3 25 | 3.8% | 7.0% | ||
| Q2 25 | 9.9% | 2.9% | ||
| Q1 25 | -2.9% | -2.3% | ||
| Q4 24 | 5.7% | 21.0% | ||
| Q3 24 | 4.5% | -0.4% | ||
| Q2 24 | 6.4% | 17.3% | ||
| Q1 24 | 7.9% | 7.3% |
每股收益（稀释后）CIAFG
| Q4 25 | — | $0.97 | ||
| Q3 25 | — | $0.85 | ||
| Q2 25 | — | $0.26 | ||
| Q1 25 | — | $-0.20 | ||
| Q4 24 | — | $2.53 | ||
| Q3 24 | — | $-0.08 | ||
| Q2 24 | — | $1.55 | ||
| Q1 24 | — | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.0M | $1.5B |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $235.0M | $4.8B |
| 总资产 | $1.8B | $98.4B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资CIAFG
| Q4 25 | $23.0M | $1.5B | ||
| Q3 25 | $23.1M | $2.2B | ||
| Q2 25 | $22.7M | $1.9B | ||
| Q1 25 | $18.4M | $3.3B | ||
| Q4 24 | $29.3M | $2.3B | ||
| Q3 24 | $32.4M | $3.5B | ||
| Q2 24 | $26.3M | $3.5B | ||
| Q1 24 | $23.2M | $2.4B |
总债务CIAFG
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $1.7B |
股东权益CIAFG
| Q4 25 | $235.0M | $4.8B | ||
| Q3 25 | $225.6M | $4.8B | ||
| Q2 25 | $229.0M | $4.4B | ||
| Q1 25 | $218.1M | $4.4B | ||
| Q4 24 | $210.4M | $4.0B | ||
| Q3 24 | $207.6M | $4.3B | ||
| Q2 24 | $191.5M | $3.7B | ||
| Q1 24 | $195.2M | $3.5B |
总资产CIAFG
| Q4 25 | $1.8B | $98.4B | ||
| Q3 25 | $1.7B | $96.1B | ||
| Q2 25 | $1.7B | $91.8B | ||
| Q1 25 | $1.7B | $88.0B | ||
| Q4 24 | $1.7B | $85.0B | ||
| Q3 24 | $1.7B | $84.1B | ||
| Q2 24 | $1.7B | $78.5B | ||
| Q1 24 | $1.7B | $74.4B |
负债/权益比CIAFG
| Q4 25 | — | 0.47× | ||
| Q3 25 | — | 0.46× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.51× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.56× | ||
| Q1 24 | — | 0.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $1.2B |
| 自由现金流经营现金流 - 资本支出 | $9.0M | — |
| 自由现金流率自由现金流/营收 | 12.5% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 1.24× | 9.13× |
| 过去12个月自由现金流最近4个季度 | $17.5M | — |
8季度趋势，按日历期对齐
经营现金流CIAFG
| Q4 25 | $9.1M | $1.2B | ||
| Q3 25 | $4.7M | $937.0M | ||
| Q2 25 | $3.5M | $1.6B | ||
| Q1 25 | $748.0K | $956.0M | ||
| Q4 24 | $10.8M | $1.3B | ||
| Q3 24 | $9.7M | $2.1B | ||
| Q2 24 | $4.6M | $1.1B | ||
| Q1 24 | $6.8M | $1.5B |
自由现金流CIAFG
| Q4 25 | $9.0M | — | ||
| Q3 25 | $4.6M | — | ||
| Q2 25 | $3.3M | — | ||
| Q1 25 | $641.0K | — | ||
| Q4 24 | $10.7M | — | ||
| Q3 24 | $9.3M | — | ||
| Q2 24 | $4.5M | — | ||
| Q1 24 | $6.7M | — |
自由现金流率CIAFG
| Q4 25 | 12.5% | — | ||
| Q3 25 | 7.3% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 16.9% | — | ||
| Q3 24 | 15.1% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 11.7% | — |
资本支出强度CIAFG
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.1% | — |
现金转化率CIAFG
| Q4 25 | 1.24× | 9.13× | ||
| Q3 25 | 1.93× | 7.94× | ||
| Q2 25 | 0.54× | 40.50× | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.99× | 4.04× | ||
| Q3 24 | 3.48× | — | ||
| Q2 24 | 1.16× | 5.20× | ||
| Q1 24 | 1.49× | 13.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CIA
暂无分部数据
FG
| Reportable Segment | $1.0B | 57% |
| Other | $728.0M | 41% |
| Roar Joint Venture LLC | $24.0M | 1% |
