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Cincinnati Financial（CINF）与Masco（MAS）财务数据对比。点击上方公司名可切换其他公司
Cincinnati Financial的季度营收约是Masco的1.5倍（$2.8B vs $1.9B），Masco净利率更高（11.9% vs 9.6%，领先2.3%），Masco同比增速更快（6.5% vs -1.7%），过去两年Cincinnati Financial的营收复合增速更高（5.2% vs -4.2%）
辛辛那提金融公司主营财产与意外伤害保险，通过旗下辛辛那提保险公司、辛辛那提赔偿公司及辛辛那提意外伤害保险公司运营核心业务。目前该公司在美国国内财险保费市场占比达1.01%，按市场份额计算位列美国第20大保险公司。
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
CINF vs MAS — 直观对比
营收规模更大
CINF
是对方的1.5倍
$1.9B
营收增速更快
MAS
高出8.2%
-1.7%
净利率更高
MAS
高出2.3%
9.6%
两年增速更快
CINF
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $1.9B |
| 净利润 | $274.0M | $228.0M |
| 毛利率 | — | 35.8% |
| 营业利润率 | — | 16.5% |
| 净利率 | 9.6% | 11.9% |
| 营收同比 | -1.7% | 6.5% |
| 净利润同比 | 404.4% | 14.5% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CINFMAS
| Q1 26 | $2.8B | $1.9B | ||
| Q4 25 | $3.1B | $1.8B | ||
| Q3 25 | $3.7B | $1.9B | ||
| Q2 25 | $3.2B | $2.1B | ||
| Q1 25 | $2.6B | $1.8B | ||
| Q4 24 | $2.5B | $1.8B | ||
| Q3 24 | $3.3B | $2.0B | ||
| Q2 24 | $2.5B | $2.1B |
净利润CINFMAS
| Q1 26 | $274.0M | $228.0M | ||
| Q4 25 | $676.0M | $165.0M | ||
| Q3 25 | $1.1B | $189.0M | ||
| Q2 25 | $685.0M | $270.0M | ||
| Q1 25 | $-90.0M | $186.0M | ||
| Q4 24 | $405.0M | $182.0M | ||
| Q3 24 | $820.0M | $167.0M | ||
| Q2 24 | $312.0M | $258.0M |
毛利率CINFMAS
| Q1 26 | — | 35.8% | ||
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 37.6% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | — | 34.8% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 37.5% |
营业利润率CINFMAS
| Q1 26 | — | 16.5% | ||
| Q4 25 | 27.2% | 13.8% | ||
| Q3 25 | 37.9% | 15.8% | ||
| Q2 25 | 26.3% | 20.1% | ||
| Q1 25 | -5.0% | 15.9% | ||
| Q4 24 | 18.9% | 15.9% | ||
| Q3 24 | 31.3% | 18.0% | ||
| Q2 24 | 15.2% | 19.0% |
净利率CINFMAS
| Q1 26 | 9.6% | 11.9% | ||
| Q4 25 | 21.9% | 9.2% | ||
| Q3 25 | 30.1% | 9.9% | ||
| Q2 25 | 21.1% | 13.2% | ||
| Q1 25 | -3.5% | 10.3% | ||
| Q4 24 | 16.0% | 10.0% | ||
| Q3 24 | 24.7% | 8.4% | ||
| Q2 24 | 12.3% | 12.3% |
每股收益（稀释后）CINFMAS
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $0.81 | ||
| Q3 25 | $7.11 | $0.90 | ||
| Q2 25 | $4.34 | $1.28 | ||
| Q1 25 | $-0.57 | $0.87 | ||
| Q4 24 | $2.57 | $0.85 | ||
| Q3 24 | $5.20 | $0.77 | ||
| Q2 24 | $1.98 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | — |
| 总债务越低越好 | $816.0M | $2.9B |
| 股东权益账面价值 | $15.7B | $27.0M |
| 总资产 | $41.2B | $5.2B |
| 负债/权益比越低杠杆越低 | 0.05× | 109.07× |
8季度趋势，按日历期对齐
现金及短期投资CINFMAS
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $647.0M | ||
| Q3 25 | $1.6B | $559.0M | ||
| Q2 25 | $1.1B | $390.0M | ||
| Q1 25 | $1.1B | $377.0M | ||
| Q4 24 | $1.3B | $634.0M | ||
| Q3 24 | $1.8B | $646.0M | ||
| Q2 24 | $771.0M | $398.0M |
总债务CINFMAS
| Q1 26 | $816.0M | $2.9B | ||
| Q4 25 | $861.0M | $2.9B | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $859.0M | — | ||
| Q1 25 | $853.0M | — | ||
| Q4 24 | $850.0M | $2.9B | ||
| Q3 24 | $849.0M | — | ||
| Q2 24 | $849.0M | — |
股东权益CINFMAS
| Q1 26 | $15.7B | $27.0M | ||
| Q4 25 | $15.9B | $-185.0M | ||
| Q3 25 | $15.4B | $-78.0M | ||
| Q2 25 | $14.3B | $-84.0M | ||
| Q1 25 | $13.7B | $-254.0M | ||
| Q4 24 | $13.9B | $-279.0M | ||
| Q3 24 | $13.8B | $-88.0M | ||
| Q2 24 | $12.8B | $-26.0M |
总资产CINFMAS
| Q1 26 | $41.2B | $5.2B | ||
| Q4 25 | $41.0B | $5.2B | ||
| Q3 25 | $40.6B | $5.3B | ||
| Q2 25 | $38.8B | $5.3B | ||
| Q1 25 | $37.3B | $5.1B | ||
| Q4 24 | $36.5B | $5.0B | ||
| Q3 24 | $37.0B | $5.3B | ||
| Q2 24 | $34.8B | $5.4B |
负债/权益比CINFMAS
| Q1 26 | 0.05× | 109.07× | ||
| Q4 25 | 0.05× | — | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CINF
| Property casualty | $2.6B | 93% |
| Life | $105.0M | 4% |
| Other | $92.0M | 3% |
| Fee revenues | $1.0M | 0% |
MAS
暂无分部数据
