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Cincinnati Financial（CINF）与RPM INTERNATIONAL INC（RPM）财务数据对比。点击上方公司名可切换其他公司
Cincinnati Financial的季度营收约是RPM INTERNATIONAL INC的1.5倍（$2.8B vs $1.9B），Cincinnati Financial净利率更高（9.6% vs 8.4%，领先1.1%），RPM INTERNATIONAL INC同比增速更快（3.5% vs -1.7%），过去两年RPM INTERNATIONAL INC的营收复合增速更高（12.0% vs 5.2%）
辛辛那提金融公司主营财产与意外伤害保险，通过旗下辛辛那提保险公司、辛辛那提赔偿公司及辛辛那提意外伤害保险公司运营核心业务。目前该公司在美国国内财险保费市场占比达1.01%，按市场份额计算位列美国第20大保险公司。
BVS娱乐前身为Saban制作、Saban国际及Saban娱乐，是华特迪士尼公司旗下子公司。1980年4月24日由哈伊姆·萨班与舒基·利维创立，最初主营音乐制作，后逐步转向电视节目制作发行业务，最为知名的是为Fox Family/ABC Family及已停播的Fox Kids、Jetix频道制作发行儿童节目。
CINF vs RPM — 直观对比
营收规模更大
CINF
是对方的1.5倍
$1.9B
营收增速更快
RPM
高出5.2%
-1.7%
净利率更高
CINF
高出1.1%
8.4%
两年增速更快
RPM
近两年复合增速
5.2%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $1.9B |
| 净利润 | $274.0M | $161.2M |
| 毛利率 | — | 40.8% |
| 营业利润率 | — | 11.0% |
| 净利率 | 9.6% | 8.4% |
| 营收同比 | -1.7% | 3.5% |
| 净利润同比 | 404.4% | -12.0% |
| 每股收益（稀释后） | — | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CINFRPM
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | $1.9B | ||
| Q3 25 | $3.7B | $2.1B | ||
| Q2 25 | $3.2B | $2.1B | ||
| Q1 25 | $2.6B | $1.5B | ||
| Q4 24 | $2.5B | $1.8B | ||
| Q3 24 | $3.3B | $2.0B | ||
| Q2 24 | $2.5B | $2.0B |
净利润CINFRPM
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | $161.2M | ||
| Q3 25 | $1.1B | $227.6M | ||
| Q2 25 | $685.0M | $225.8M | ||
| Q1 25 | $-90.0M | $52.0M | ||
| Q4 24 | $405.0M | $183.2M | ||
| Q3 24 | $820.0M | $227.7M | ||
| Q2 24 | $312.0M | $180.6M |
毛利率CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | — | 40.8% | ||
| Q3 25 | — | 42.3% | ||
| Q2 25 | — | 42.4% | ||
| Q1 25 | — | 38.4% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | — | 41.4% |
营业利润率CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | 11.0% | ||
| Q3 25 | 37.9% | 14.1% | ||
| Q2 25 | 26.3% | 11.9% | ||
| Q1 25 | -5.0% | 2.8% | ||
| Q4 24 | 18.9% | 11.5% | ||
| Q3 24 | 31.3% | 14.8% | ||
| Q2 24 | 15.2% | 11.9% |
净利率CINFRPM
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | 8.4% | ||
| Q3 25 | 30.1% | 10.8% | ||
| Q2 25 | 21.1% | 10.8% | ||
| Q1 25 | -3.5% | 3.5% | ||
| Q4 24 | 16.0% | 9.9% | ||
| Q3 24 | 24.7% | 11.6% | ||
| Q2 24 | 12.3% | 9.0% |
每股收益（稀释后）CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $1.26 | ||
| Q3 25 | $7.11 | $1.77 | ||
| Q2 25 | $4.34 | $1.76 | ||
| Q1 25 | $-0.57 | $0.40 | ||
| Q4 24 | $2.57 | $1.42 | ||
| Q3 24 | $5.20 | $1.77 | ||
| Q2 24 | $1.98 | $1.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $316.6M |
| 总债务越低越好 | $816.0M | $2.5B |
| 股东权益账面价值 | $15.7B | $3.1B |
| 总资产 | $41.2B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.05× | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资CINFRPM
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $316.6M | ||
| Q3 25 | $1.6B | $297.1M | ||
| Q2 25 | $1.1B | $302.1M | ||
| Q1 25 | $1.1B | $241.9M | ||
| Q4 24 | $1.3B | $268.7M | ||
| Q3 24 | $1.8B | $231.6M | ||
| Q2 24 | $771.0M | $237.4M |
总债务CINFRPM
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | $2.5B | ||
| Q3 25 | $858.0M | $2.7B | ||
| Q2 25 | $859.0M | $2.6B | ||
| Q1 25 | $853.0M | $2.1B | ||
| Q4 24 | $850.0M | $2.0B | ||
| Q3 24 | $849.0M | $2.0B | ||
| Q2 24 | $849.0M | $2.0B |
股东权益CINFRPM
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | $3.1B | ||
| Q3 25 | $15.4B | $3.1B | ||
| Q2 25 | $14.3B | $2.9B | ||
| Q1 25 | $13.7B | $2.7B | ||
| Q4 24 | $13.9B | $2.7B | ||
| Q3 24 | $13.8B | $2.6B | ||
| Q2 24 | $12.8B | $2.5B |
总资产CINFRPM
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | $7.9B | ||
| Q3 25 | $40.6B | $7.9B | ||
| Q2 25 | $38.8B | $7.8B | ||
| Q1 25 | $37.3B | $6.6B | ||
| Q4 24 | $36.5B | $6.7B | ||
| Q3 24 | $37.0B | $6.6B | ||
| Q2 24 | $34.8B | $6.6B |
负债/权益比CINFRPM
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | 0.80× | ||
| Q3 25 | 0.06× | 0.87× | ||
| Q2 25 | 0.06× | 0.91× | ||
| Q1 25 | 0.06× | 0.78× | ||
| Q4 24 | 0.06× | 0.74× | ||
| Q3 24 | 0.06× | 0.77× | ||
| Q2 24 | 0.07× | 0.79× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $345.7M |
| 自由现金流经营现金流 - 资本支出 | — | $296.4M |
| 自由现金流率自由现金流/营收 | — | 15.5% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | 2.14× |
| 过去12个月自由现金流最近4个季度 | — | $582.9M |
8季度趋势，按日历期对齐
经营现金流CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | $345.7M | ||
| Q3 25 | $1.1B | $237.5M | ||
| Q2 25 | $741.0M | $149.2M | ||
| Q1 25 | $310.0M | $91.5M | ||
| Q4 24 | $642.0M | $279.4M | ||
| Q3 24 | $912.0M | $248.1M | ||
| Q2 24 | $742.0M | $181.2M |
自由现金流CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | $939.0M | $296.4M | ||
| Q3 25 | $1.1B | $175.0M | ||
| Q2 25 | $737.0M | $78.2M | ||
| Q1 25 | $307.0M | $33.3M | ||
| Q4 24 | $638.0M | $229.5M | ||
| Q3 24 | $906.0M | $197.3M | ||
| Q2 24 | $737.0M | $105.3M |
自由现金流率CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | 30.4% | 15.5% | ||
| Q3 25 | 29.8% | 8.3% | ||
| Q2 25 | 22.7% | 3.8% | ||
| Q1 25 | 12.0% | 2.3% | ||
| Q4 24 | 25.1% | 12.4% | ||
| Q3 24 | 27.3% | 10.0% | ||
| Q2 24 | 29.0% | 5.2% |
资本支出强度CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 2.6% | ||
| Q3 25 | 0.1% | 3.0% | ||
| Q2 25 | 0.1% | 3.4% | ||
| Q1 25 | 0.1% | 3.9% | ||
| Q4 24 | 0.2% | 2.7% | ||
| Q3 24 | 0.2% | 2.6% | ||
| Q2 24 | 0.2% | 3.8% |
现金转化率CINFRPM
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | 2.14× | ||
| Q3 25 | 0.99× | 1.04× | ||
| Q2 25 | 1.08× | 0.66× | ||
| Q1 25 | — | 1.76× | ||
| Q4 24 | 1.59× | 1.53× | ||
| Q3 24 | 1.11× | 1.09× | ||
| Q2 24 | 2.38× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CINF
| Property casualty | $2.6B | 93% |
| Life | $105.0M | 4% |
| Other | $92.0M | 3% |
| Fee revenues | $1.0M | 0% |
RPM
| Construction Products Group Segment | $737.4M | 39% |
| Consumer Segment | $638.6M | 33% |
| Performance Coatings Group Segment | $533.8M | 28% |
