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CIVISTA BANCSHARES, INC.（CIVB）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
CIVISTA BANCSHARES, INC.的季度营收约是Rumble Inc.的1.7倍（$47.3M vs $27.1M），CIVISTA BANCSHARES, INC.净利率更高（31.7% vs -120.8%，领先152.5%），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 11.3%）
Civista Bancshares Inc.是一家总部位于美国的银行控股公司，主要在中西部地区运营，面向零售客户、本地中小企业及社区群体提供个人与商业银行服务，包括存款账户、各类贷款产品及财富管理解决方案。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
CIVB vs RUM — 直观对比
营收规模更大
CIVB
是对方的1.7倍
$27.1M
净利率更高
CIVB
高出152.5%
-120.8%
两年增速更快
RUM
近两年复合增速
11.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $47.3M | $27.1M |
| 净利润 | $15.0M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | — | -131.1% |
| 净利率 | 31.7% | -120.8% |
| 营收同比 | — | -10.5% |
| 净利润同比 | 47.4% | 86.2% |
| 每股收益（稀释后） | $0.72 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CIVBRUM
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $27.1M | ||
| Q3 25 | $44.2M | $24.8M | ||
| Q2 25 | $41.4M | — | ||
| Q1 25 | $40.6M | $23.7M | ||
| Q4 24 | $40.4M | $30.2M | ||
| Q3 24 | $39.3M | $25.1M | ||
| Q2 24 | $38.1M | $22.5M |
净利润CIVBRUM
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $12.8M | $-16.3M | ||
| Q2 25 | $11.0M | — | ||
| Q1 25 | $10.2M | $-2.7M | ||
| Q4 24 | — | $-236.8M | ||
| Q3 24 | $8.4M | $-31.5M | ||
| Q2 24 | $7.1M | $-26.8M |
毛利率CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% |
营业利润率CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -131.1% | ||
| Q3 25 | 35.4% | -113.6% | ||
| Q2 25 | 31.1% | — | ||
| Q1 25 | 29.4% | -153.5% | ||
| Q4 24 | 28.2% | -80.1% | ||
| Q3 24 | 25.2% | -131.0% | ||
| Q2 24 | 21.2% | -172.7% |
净利率CIVBRUM
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -120.8% | ||
| Q3 25 | 28.9% | -65.7% | ||
| Q2 25 | 26.6% | — | ||
| Q1 25 | 25.0% | -11.2% | ||
| Q4 24 | — | -783.2% | ||
| Q3 24 | 21.3% | -125.9% | ||
| Q2 24 | 18.5% | -119.2% |
每股收益（稀释后）CIVBRUM
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.13 | ||
| Q3 25 | $0.68 | $-0.06 | ||
| Q2 25 | $0.71 | — | ||
| Q1 25 | $0.66 | $-0.01 | ||
| Q4 24 | $0.62 | $-1.17 | ||
| Q3 24 | $0.53 | $-0.15 | ||
| Q2 24 | $0.45 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $553.9M | $274.8M |
| 总资产 | $4.3B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M |
股东权益CIVBRUM
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $274.8M | ||
| Q3 25 | $499.0M | $302.2M | ||
| Q2 25 | $404.1M | — | ||
| Q1 25 | $397.4M | $339.6M | ||
| Q4 24 | $388.5M | $-63.1M | ||
| Q3 24 | $394.4M | $166.1M | ||
| Q2 24 | $373.8M | $192.7M |
总资产CIVBRUM
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $336.8M | ||
| Q3 25 | $4.1B | $367.2M | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $4.1B | $391.1M | ||
| Q4 24 | $4.1B | $195.3M | ||
| Q3 24 | $4.1B | $217.2M | ||
| Q2 24 | $4.0B | $243.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-31.7M |
| 自由现金流率自由现金流/营收 | — | -117.2% |
| 资本支出强度资本支出/营收 | — | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-70.8M |
8季度趋势，按日历期对齐
经营现金流CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $-29.4M | ||
| Q3 25 | $19.0M | $-10.6M | ||
| Q2 25 | $11.1M | — | ||
| Q1 25 | $3.6M | $-14.5M | ||
| Q4 24 | $48.2M | $-12.4M | ||
| Q3 24 | $12.9M | $-19.1M | ||
| Q2 24 | $12.2M | $-21.7M |
自由现金流CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $-31.7M | ||
| Q3 25 | — | $-12.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | $-14.6M | ||
| Q4 24 | $44.1M | $-12.4M | ||
| Q3 24 | — | $-19.9M | ||
| Q2 24 | — | $-23.1M |
自由现金流率CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | -117.2% | ||
| Q3 25 | — | -48.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | -61.7% | ||
| Q4 24 | 109.1% | -40.9% | ||
| Q3 24 | — | -79.5% | ||
| Q2 24 | — | -102.8% |
资本支出强度CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 8.5% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 10.4% | 0.1% | ||
| Q3 24 | — | 3.4% | ||
| Q2 24 | — | 6.1% |
现金转化率CIVBRUM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
