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Columbia Financial, Inc.（CLBK）与Eastern Bankshares, Inc.（EBC）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是Columbia Financial, Inc.的4.9倍（$295.9M vs $60.2M）。Columbia Financial, Inc.净利率更高（26.1% vs 22.1%，领先4.0%）。Columbia Financial, Inc.同比增速更快（29.7% vs 1.7%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 19.5%）
哥伦比亚金融公司（CLBK）是一家美国多元化金融服务及银行控股企业，提供财富管理、资产管理、保险、年金、遗产规划在内的全方位金融规划产品与服务，满足客户不同阶段的财务规划需求。
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
CLBK vs EBC — 直观对比
营收规模更大
EBC
是对方的4.9倍
$60.2M
营收增速更快
CLBK
高出28.1%
1.7%
净利率更高
CLBK
高出4.0%
22.1%
两年增速更快
EBC
近两年复合增速
19.5%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $60.2M | $295.9M |
| 净利润 | $15.7M | $65.3M |
| 毛利率 | — | — |
| 营业利润率 | 32.6% | — |
| 净利率 | 26.1% | 22.1% |
| 营收同比 | 29.7% | 1.7% |
| 净利润同比 | 173.9% | 289.8% |
| 每股收益（稀释后） | $0.15 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLBKEBC
| Q1 26 | — | $295.9M | ||
| Q4 25 | $60.2M | $37.5M | ||
| Q3 25 | $57.4M | $33.0M | ||
| Q2 25 | $53.7M | $32.5M | ||
| Q1 25 | $50.3M | $31.1M | ||
| Q4 24 | $46.4M | $33.2M | ||
| Q3 24 | $45.3M | $30.1M | ||
| Q2 24 | $44.1M | $28.9M |
净利润CLBKEBC
| Q1 26 | — | $65.3M | ||
| Q4 25 | $15.7M | $99.5M | ||
| Q3 25 | $14.9M | $106.1M | ||
| Q2 25 | $12.3M | $100.2M | ||
| Q1 25 | $8.9M | $-217.7M | ||
| Q4 24 | $-21.2M | $60.8M | ||
| Q3 24 | $6.2M | $-6.2M | ||
| Q2 24 | $4.5M | $26.3M |
营业利润率CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | 32.6% | — | ||
| Q3 25 | 34.5% | — | ||
| Q2 25 | 30.7% | — | ||
| Q1 25 | 23.9% | -590.9% | ||
| Q4 24 | -57.6% | — | ||
| Q3 24 | 16.2% | -11.1% | ||
| Q2 24 | 10.9% | — |
净利率CLBKEBC
| Q1 26 | — | 22.1% | ||
| Q4 25 | 26.1% | 265.6% | ||
| Q3 25 | 25.9% | 321.9% | ||
| Q2 25 | 22.9% | 308.2% | ||
| Q1 25 | 17.7% | -699.2% | ||
| Q4 24 | -45.7% | 183.1% | ||
| Q3 24 | 13.7% | -20.5% | ||
| Q2 24 | 10.3% | 91.2% |
每股收益（稀释后）CLBKEBC
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.15 | $0.48 | ||
| Q3 25 | $0.15 | $0.53 | ||
| Q2 25 | $0.12 | $0.50 | ||
| Q1 25 | $0.09 | $-1.08 | ||
| Q4 24 | $-0.20 | $0.29 | ||
| Q3 24 | $0.06 | $-0.03 | ||
| Q2 24 | $0.04 | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $340.8M | $551.7M |
| 总债务越低越好 | $1.2B | — |
| 股东权益账面价值 | $1.2B | $4.3B |
| 总资产 | $11.0B | $30.6B |
| 负债/权益比越低杠杆越低 | 1.02× | — |
8季度趋势，按日历期对齐
现金及短期投资CLBKEBC
| Q1 26 | — | $551.7M | ||
| Q4 25 | $340.8M | $507.6M | ||
| Q3 25 | $253.4M | $703.4M | ||
| Q2 25 | $248.2M | $948.3M | ||
| Q1 25 | $256.1M | $609.0M | ||
| Q4 24 | $289.2M | $1.9B | ||
| Q3 24 | $283.5M | $1.7B | ||
| Q2 24 | $391.1M | $1.4B |
总债务CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — |
股东权益CLBKEBC
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.2B | $4.3B | ||
| Q3 25 | $1.1B | $3.8B | ||
| Q2 25 | $1.1B | $3.7B | ||
| Q1 25 | $1.1B | $3.6B | ||
| Q4 24 | $1.1B | $3.6B | ||
| Q3 24 | $1.1B | $3.7B | ||
| Q2 24 | $1.0B | $3.0B |
总资产CLBKEBC
| Q1 26 | — | $30.6B | ||
| Q4 25 | $11.0B | $30.6B | ||
| Q3 25 | $10.9B | $25.5B | ||
| Q2 25 | $10.7B | $25.5B | ||
| Q1 25 | $10.6B | $25.0B | ||
| Q4 24 | $10.5B | $25.6B | ||
| Q3 24 | $10.7B | $25.5B | ||
| Q2 24 | $10.8B | $21.0B |
负债/权益比CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | 1.02× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.61× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $24.4M | — |
| 自由现金流经营现金流 - 资本支出 | $22.0M | — |
| 自由现金流率自由现金流/营收 | 36.5% | — |
| 资本支出强度资本支出/营收 | 3.9% | — |
| 现金转化率经营现金流/净利润 | 1.55× | — |
| 过去12个月自由现金流最近4个季度 | $58.6M | — |
8季度趋势，按日历期对齐
经营现金流CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | $24.4M | $104.1M | ||
| Q3 25 | $31.0M | $157.1M | ||
| Q2 25 | $14.6M | $123.9M | ||
| Q1 25 | $-1.6M | $47.3M | ||
| Q4 24 | $28.9M | $88.7M | ||
| Q3 24 | $-28.3M | $108.3M | ||
| Q2 24 | $18.6M | $54.3M |
自由现金流CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | — | ||
| Q3 25 | $28.1M | — | ||
| Q2 25 | $12.9M | — | ||
| Q1 25 | $-4.5M | — | ||
| Q4 24 | $27.3M | — | ||
| Q3 24 | $-31.1M | — | ||
| Q2 24 | $17.2M | — |
自由现金流率CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | 36.5% | — | ||
| Q3 25 | 49.0% | — | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | -8.9% | — | ||
| Q4 24 | 58.8% | — | ||
| Q3 24 | -68.6% | — | ||
| Q2 24 | 39.0% | — |
资本支出强度CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | 3.9% | — | ||
| Q3 25 | 4.9% | — | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 5.8% | — | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 6.1% | — | ||
| Q2 24 | 3.1% | — |
现金转化率CLBKEBC
| Q1 26 | — | — | ||
| Q4 25 | 1.55× | 1.05× | ||
| Q3 25 | 2.08× | 1.48× | ||
| Q2 25 | 1.19× | 1.24× | ||
| Q1 25 | -0.18× | — | ||
| Q4 24 | — | 1.46× | ||
| Q3 24 | -4.57× | — | ||
| Q2 24 | 4.09× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLBK
暂无分部数据
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
