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Clearfield, Inc.（CLFD）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是Pioneer Bancorp, Inc.的1.4倍（$34.3M vs $25.0M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -1.8%，领先83.9%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
CLFD vs PBFS — 直观对比
营收规模更大
CLFD
是对方的1.4倍
$25.0M
净利率更高
PBFS
高出83.9%
-1.8%
两年增速更快
PBFS
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $25.0M |
| 净利润 | $-614.0K | $3.7M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 21.3% |
| 净利率 | -1.8% | 82.1% |
| 营收同比 | -3.2% | — |
| 净利润同比 | 67.8% | — |
| 每股收益（稀释后） | $-0.04 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDPBFS
| Q4 25 | $34.3M | $25.0M | ||
| Q3 25 | $23.4M | $24.0M | ||
| Q2 25 | $49.9M | $24.4M | ||
| Q1 25 | $47.2M | $22.8M | ||
| Q4 24 | $29.7M | — | ||
| Q3 24 | $5.6M | $22.0M | ||
| Q2 24 | $48.8M | $20.9M | ||
| Q1 24 | $36.9M | $21.6M |
净利润CLFDPBFS
| Q4 25 | $-614.0K | $3.7M | ||
| Q3 25 | $-9.1M | $4.3M | ||
| Q2 25 | $1.6M | $6.5M | ||
| Q1 25 | $1.3M | $5.8M | ||
| Q4 24 | $-1.9M | — | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | $-447.0K | $3.9M | ||
| Q1 24 | $-5.9M | $4.7M |
毛利率CLFDPBFS
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
营业利润率CLFDPBFS
| Q4 25 | -5.3% | 21.3% | ||
| Q3 25 | 10.3% | 23.4% | ||
| Q2 25 | 3.0% | 33.3% | ||
| Q1 25 | 0.6% | 32.5% | ||
| Q4 24 | -6.9% | — | ||
| Q3 24 | — | 37.2% | ||
| Q2 24 | -4.7% | 24.1% | ||
| Q1 24 | -26.4% | 28.1% |
净利率CLFDPBFS
| Q4 25 | -1.8% | 82.1% | ||
| Q3 25 | -38.8% | 18.0% | ||
| Q2 25 | 3.2% | 26.4% | ||
| Q1 25 | 2.8% | 25.3% | ||
| Q4 24 | -6.4% | — | ||
| Q3 24 | — | 28.7% | ||
| Q2 24 | -0.9% | 107.4% | ||
| Q1 24 | -16.0% | 21.9% |
每股收益（稀释后）CLFDPBFS
| Q4 25 | $-0.04 | $0.16 | ||
| Q3 25 | $-0.65 | $0.18 | ||
| Q2 25 | $0.11 | $0.26 | ||
| Q1 25 | $0.09 | $0.23 | ||
| Q4 24 | $-0.13 | — | ||
| Q3 24 | — | $0.25 | ||
| Q2 24 | $-0.04 | $0.15 | ||
| Q1 24 | $-0.40 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $323.9M |
| 总资产 | $268.1M | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLFDPBFS
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — | ||
| Q1 24 | $142.9M | — |
总债务CLFDPBFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
股东权益CLFDPBFS
| Q4 25 | $249.7M | $323.9M | ||
| Q3 25 | $256.2M | $314.2M | ||
| Q2 25 | $264.5M | $314.2M | ||
| Q1 25 | $265.9M | $310.7M | ||
| Q4 24 | $267.4M | — | ||
| Q3 24 | $275.8M | $303.8M | ||
| Q2 24 | $274.6M | $296.5M | ||
| Q1 24 | $279.2M | $289.0M |
总资产CLFDPBFS
| Q4 25 | $268.1M | $2.2B | ||
| Q3 25 | $306.2M | $2.2B | ||
| Q2 25 | $314.7M | $2.1B | ||
| Q1 25 | $310.9M | $2.1B | ||
| Q4 24 | $303.2M | — | ||
| Q3 24 | $315.3M | $2.0B | ||
| Q2 24 | $318.1M | — | ||
| Q1 24 | $315.4M | $2.0B |
负债/权益比CLFDPBFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | — |
| 自由现金流率自由现金流/营收 | -7.1% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CLFDPBFS
| Q4 25 | $-1.4M | $11.1M | ||
| Q3 25 | — | $3.9M | ||
| Q2 25 | $7.9M | $5.1M | ||
| Q1 25 | $3.0M | $-3.5M | ||
| Q4 24 | $7.2M | — | ||
| Q3 24 | $22.2M | $1.9M | ||
| Q2 24 | $4.0M | $9.0M | ||
| Q1 24 | $-5.7M | $3.3M |
自由现金流CLFDPBFS
| Q4 25 | $-2.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $7.5M | — | ||
| Q1 25 | $654.0K | — | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $18.2M | — | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $-7.7M | — |
自由现金流率CLFDPBFS
| Q4 25 | -7.1% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 15.1% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 17.1% | — | ||
| Q3 24 | 323.0% | — | ||
| Q2 24 | 5.8% | — | ||
| Q1 24 | -20.8% | — |
资本支出强度CLFDPBFS
| Q4 25 | 2.9% | — | ||
| Q3 25 | 2.0% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 7.0% | — | ||
| Q3 24 | 71.4% | — | ||
| Q2 24 | 2.5% | — | ||
| Q1 24 | 5.3% | — |
现金转化率CLFDPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | 4.93× | 0.78× | ||
| Q1 25 | 2.30× | -0.61× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
