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优尼威（CLMB）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是优尼威的1.4倍（$252.3M vs $182.4M），LendingClub Corp净利率更高（20.5% vs 1.8%，领先18.6%），优尼威同比增速更快（32.1% vs 15.9%），过去两年优尼威的营收复合增速更高（40.7% vs 16.1%）
优尼威解决方案是一家全球化学品与原料分销商，同时可为客户提供各类增值服务，在行业内拥有广泛的全球布局与专业服务能力。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
CLMB vs LC — 直观对比
营收规模更大
LC
是对方的1.4倍
$182.4M
营收增速更快
CLMB
高出16.2%
15.9%
净利率更高
LC
高出18.6%
1.8%
两年增速更快
CLMB
近两年复合增速
16.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $182.4M | $252.3M |
| 净利润 | $3.3M | $51.6M |
| 毛利率 | 14.5% | — |
| 营业利润率 | 2.1% | — |
| 净利率 | 1.8% | 20.5% |
| 营收同比 | 32.1% | 15.9% |
| 净利润同比 | -9.5% | 341.0% |
| 每股收益（稀释后） | $0.18 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLMBLC
| Q1 26 | $182.4M | $252.3M | ||
| Q4 25 | $193.8M | $266.5M | ||
| Q3 25 | $161.3M | $266.2M | ||
| Q2 25 | $159.3M | $248.4M | ||
| Q1 25 | $138.0M | $217.7M | ||
| Q4 24 | $161.8M | $217.2M | ||
| Q3 24 | $119.3M | $201.9M | ||
| Q2 24 | $92.1M | $187.2M |
净利润CLMBLC
| Q1 26 | $3.3M | $51.6M | ||
| Q4 25 | $7.0M | — | ||
| Q3 25 | $4.7M | $44.3M | ||
| Q2 25 | $6.0M | $38.2M | ||
| Q1 25 | $3.7M | $11.7M | ||
| Q4 24 | $7.0M | — | ||
| Q3 24 | $5.5M | $14.5M | ||
| Q2 24 | $3.4M | $14.9M |
毛利率CLMBLC
| Q1 26 | 14.5% | — | ||
| Q4 25 | 15.4% | — | ||
| Q3 25 | 15.9% | — | ||
| Q2 25 | 16.5% | — | ||
| Q1 25 | 16.9% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 20.3% | — | ||
| Q2 24 | 20.2% | — |
营业利润率CLMBLC
| Q1 26 | 2.1% | — | ||
| Q4 25 | 4.9% | 18.8% | ||
| Q3 25 | 4.3% | 21.5% | ||
| Q2 25 | 5.0% | 21.7% | ||
| Q1 25 | 3.5% | 7.2% | ||
| Q4 24 | 7.2% | 5.1% | ||
| Q3 24 | 7.1% | 8.9% | ||
| Q2 24 | 4.6% | 10.4% |
净利率CLMBLC
| Q1 26 | 1.8% | 20.5% | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | 2.9% | 16.6% | ||
| Q2 25 | 3.7% | 15.4% | ||
| Q1 25 | 2.7% | 5.4% | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 4.6% | 7.2% | ||
| Q2 24 | 3.7% | 8.0% |
每股收益（稀释后）CLMBLC
| Q1 26 | $0.18 | $0.44 | ||
| Q4 25 | $1.51 | $0.36 | ||
| Q3 25 | $1.02 | $0.37 | ||
| Q2 25 | $1.30 | $0.33 | ||
| Q1 25 | $0.81 | $0.10 | ||
| Q4 24 | $1.52 | $0.08 | ||
| Q3 24 | $1.19 | $0.13 | ||
| Q2 24 | $0.75 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $41.8M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $118.4M | $1.5B |
| 总资产 | $458.8M | $11.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLMBLC
| Q1 26 | $41.8M | — | ||
| Q4 25 | $36.6M | — | ||
| Q3 25 | $49.8M | — | ||
| Q2 25 | $28.6M | — | ||
| Q1 25 | $32.5M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $22.1M | — | ||
| Q2 24 | $48.4M | — |
总债务CLMBLC
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CLMBLC
| Q1 26 | $118.4M | $1.5B | ||
| Q4 25 | $116.6M | $1.5B | ||
| Q3 25 | $109.3M | $1.5B | ||
| Q2 25 | $105.2M | $1.4B | ||
| Q1 25 | $95.6M | $1.4B | ||
| Q4 24 | $90.6M | $1.3B | ||
| Q3 24 | $87.7M | $1.3B | ||
| Q2 24 | $79.8M | $1.3B |
总资产CLMBLC
| Q1 26 | $458.8M | $11.9B | ||
| Q4 25 | $460.2M | $11.6B | ||
| Q3 25 | $376.1M | $11.1B | ||
| Q2 25 | $420.7M | $10.8B | ||
| Q1 25 | $370.1M | $10.5B | ||
| Q4 24 | $469.2M | $10.6B | ||
| Q3 24 | $371.9M | $11.0B | ||
| Q2 24 | $302.8M | $9.6B |
负债/权益比CLMBLC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
