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CLOVER HEALTH INVESTMENTS, CORP.（CLOV）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
CLOVER HEALTH INVESTMENTS, CORP.的季度营收约是Revolve Group, Inc.的1.5倍（$487.7M vs $324.4M），Revolve Group, Inc.净利率更高（5.7% vs -10.1%，领先15.8%），CLOVER HEALTH INVESTMENTS, CORP.同比增速更快（44.7% vs 10.4%），Revolve Group, Inc.自由现金流更多（$-13.3M vs $-69.0M），过去两年CLOVER HEALTH INVESTMENTS, CORP.的营收复合增速更高（18.6% vs 9.5%）
克利弗健康投资公司是2014年成立的美国医疗保健企业，主营联邦医疗保险优势计划保险产品，是与美国政府直接签约合作的机构。目前公司为美国11个州的联邦医疗保险参保人提供健康管理服务，并已于2021年1月8日公开上市。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
CLOV vs RVLV — 直观对比
营收规模更大
CLOV
是对方的1.5倍
$324.4M
营收增速更快
CLOV
高出34.3%
10.4%
净利率更高
RVLV
高出15.8%
-10.1%
自由现金流更多
RVLV
多$55.7M
$-69.0M
两年增速更快
CLOV
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $487.7M | $324.4M |
| 净利润 | $-49.3M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | -10.1% | 6.3% |
| 净利率 | -10.1% | 5.7% |
| 营收同比 | 44.7% | 10.4% |
| 净利润同比 | -123.2% | 50.4% |
| 每股收益（稀释后） | — | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLOVRVLV
| Q4 25 | $487.7M | $324.4M | ||
| Q3 25 | $496.6M | $295.6M | ||
| Q2 25 | $477.6M | $309.0M | ||
| Q1 25 | $462.3M | $296.7M | ||
| Q4 24 | $337.0M | $293.7M | ||
| Q3 24 | $331.0M | $283.1M | ||
| Q2 24 | $356.3M | $282.5M | ||
| Q1 24 | $346.9M | $270.6M |
净利润CLOVRVLV
| Q4 25 | $-49.3M | $18.6M | ||
| Q3 25 | $-24.4M | $21.2M | ||
| Q2 25 | $-10.6M | $10.2M | ||
| Q1 25 | $-1.3M | $11.8M | ||
| Q4 24 | $-22.1M | $12.3M | ||
| Q3 24 | $-9.2M | $11.0M | ||
| Q2 24 | $7.4M | $15.4M | ||
| Q1 24 | $-19.2M | $10.9M |
毛利率CLOVRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | 24.5% | 51.2% | ||
| Q2 24 | 30.3% | 54.0% | ||
| Q1 24 | 23.6% | 52.3% |
营业利润率CLOVRVLV
| Q4 25 | -10.1% | 6.3% | ||
| Q3 25 | -4.9% | 7.1% | ||
| Q2 25 | -2.2% | 5.8% | ||
| Q1 25 | -0.3% | 5.0% | ||
| Q4 24 | -6.4% | 3.9% | ||
| Q3 24 | -2.7% | 5.0% | ||
| Q2 24 | 2.0% | 5.8% | ||
| Q1 24 | -6.5% | 3.4% |
净利率CLOVRVLV
| Q4 25 | -10.1% | 5.7% | ||
| Q3 25 | -4.9% | 7.2% | ||
| Q2 25 | -2.2% | 3.3% | ||
| Q1 25 | -0.3% | 4.0% | ||
| Q4 24 | -6.6% | 4.2% | ||
| Q3 24 | -2.8% | 3.9% | ||
| Q2 24 | 2.1% | 5.4% | ||
| Q1 24 | -5.5% | 4.0% |
每股收益（稀释后）CLOVRVLV
| Q4 25 | — | $0.27 | ||
| Q3 25 | — | $0.29 | ||
| Q2 25 | — | $0.14 | ||
| Q1 25 | — | $0.16 | ||
| Q4 24 | — | $0.18 | ||
| Q3 24 | — | $0.15 | ||
| Q2 24 | — | $0.21 | ||
| Q1 24 | — | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $78.3M | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $308.7M | $512.5M |
| 总资产 | $541.0M | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLOVRVLV
| Q4 25 | $78.3M | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | $194.5M | $256.6M | ||
| Q3 24 | $288.0M | $252.8M | ||
| Q2 24 | $254.8M | $244.7M | ||
| Q1 24 | $208.3M | $273.4M |
股东权益CLOVRVLV
| Q4 25 | $308.7M | $512.5M | ||
| Q3 25 | $340.9M | $490.2M | ||
| Q2 25 | $344.2M | $468.6M | ||
| Q1 25 | $336.1M | $453.4M | ||
| Q4 24 | $341.1M | $437.8M | ||
| Q3 24 | $342.2M | $420.8M | ||
| Q2 24 | $324.9M | $405.8M | ||
| Q1 24 | $292.5M | $389.9M |
总资产CLOVRVLV
| Q4 25 | $541.0M | $765.0M | ||
| Q3 25 | $559.7M | $751.3M | ||
| Q2 25 | $575.0M | $722.9M | ||
| Q1 25 | $583.7M | $713.9M | ||
| Q4 24 | $580.7M | $665.5M | ||
| Q3 24 | $653.0M | $670.9M | ||
| Q2 24 | $674.2M | $657.8M | ||
| Q1 24 | $671.8M | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-66.9M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $-69.0M | $-13.3M |
| 自由现金流率自由现金流/营收 | -14.1% | -4.1% |
| 资本支出强度资本支出/营收 | 0.4% | 1.0% |
| 现金转化率经营现金流/净利润 | — | -0.55× |
| 过去12个月自由现金流最近4个季度 | $-69.2M | $48.0M |
8季度趋势，按日历期对齐
经营现金流CLOVRVLV
| Q4 25 | $-66.9M | $-10.2M | ||
| Q3 25 | $12.1M | $11.8M | ||
| Q2 25 | $5.4M | $12.6M | ||
| Q1 25 | $-16.3M | $45.1M | ||
| Q4 24 | $34.8M | $3.9M | ||
| Q3 24 | $50.0M | $9.1M | ||
| Q2 24 | $44.8M | $-24.7M | ||
| Q1 24 | $25.9M | $38.4M |
自由现金流CLOVRVLV
| Q4 25 | $-69.0M | $-13.3M | ||
| Q3 25 | $11.4M | $7.5M | ||
| Q2 25 | $4.8M | $10.4M | ||
| Q1 25 | $-16.5M | $43.4M | ||
| Q4 24 | $33.3M | $2.1M | ||
| Q3 24 | $49.6M | $8.0M | ||
| Q2 24 | $44.4M | $-25.7M | ||
| Q1 24 | $25.5M | $36.7M |
自由现金流率CLOVRVLV
| Q4 25 | -14.1% | -4.1% | ||
| Q3 25 | 2.3% | 2.5% | ||
| Q2 25 | 1.0% | 3.4% | ||
| Q1 25 | -3.6% | 14.6% | ||
| Q4 24 | 9.9% | 0.7% | ||
| Q3 24 | 15.0% | 2.8% | ||
| Q2 24 | 12.5% | -9.1% | ||
| Q1 24 | 7.3% | 13.5% |
资本支出强度CLOVRVLV
| Q4 25 | 0.4% | 1.0% | ||
| Q3 25 | 0.1% | 1.5% | ||
| Q2 25 | 0.1% | 0.7% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.5% | 0.6% | ||
| Q3 24 | 0.1% | 0.4% | ||
| Q2 24 | 0.1% | 0.4% | ||
| Q1 24 | 0.1% | 0.6% |
现金转化率CLOVRVLV
| Q4 25 | — | -0.55× | ||
| Q3 25 | — | 0.56× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | 3.82× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | 6.04× | -1.60× | ||
| Q1 24 | — | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLOV
暂无分部数据
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
