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高乐氏（CLX）与美国合众银行（USB）财务数据对比。点击上方公司名可切换其他公司
美国合众银行的季度营收约是高乐氏的1.5倍（$7.4B vs $4.8B），美国合众银行同比增速更快（5.1% vs -6.7%），过去两年高乐氏的营收复合增速更高（62.2% vs 4.7%）
高乐氏是美国跨国企业，专业从事消费级与专业用途产品的生产及营销。2000年至2024年持续入选《财富》500强榜单，最新排名为第485位，旗下产品覆盖清洁护理、家居日用等多个品类，在全球消费市场拥有较高认可度。
美国合众银行是美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构，旗下核心运营主体提供银行、投资、按揭等多元金融服务。
CLX vs USB — 直观对比
营收规模更大
USB
是对方的1.5倍
$4.8B
营收增速更快
USB
高出11.8%
-6.7%
两年增速更快
CLX
近两年复合增速
4.7%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.8B | $7.4B |
| 净利润 | — | $2.0B |
| 毛利率 | — | — |
| 营业利润率 | — | 34.4% |
| 净利率 | — | 27.8% |
| 营收同比 | -6.7% | 5.1% |
| 净利润同比 | — | 23.0% |
| 每股收益（稀释后） | — | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLXUSB
| Q1 26 | $4.8B | — | ||
| Q4 25 | $1.7B | $7.4B | ||
| Q3 25 | — | $7.3B | ||
| Q2 25 | $2.0B | $7.0B | ||
| Q1 25 | $1.7B | $7.0B | ||
| Q4 24 | $1.7B | $7.0B | ||
| Q3 24 | $1.8B | $6.9B | ||
| Q2 24 | $1.9B | $6.9B |
净利润CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | $157.0M | $2.0B | ||
| Q3 25 | — | $2.0B | ||
| Q2 25 | $332.0M | $1.8B | ||
| Q1 25 | $186.0M | $1.7B | ||
| Q4 24 | $193.0M | $1.7B | ||
| Q3 24 | $99.0M | $1.7B | ||
| Q2 24 | $216.0M | $1.6B |
毛利率CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | 43.2% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 46.5% | — | ||
| Q1 25 | 44.6% | — | ||
| Q4 24 | 43.8% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 46.5% | — |
营业利润率CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | — | 34.4% | ||
| Q3 25 | — | 34.5% | ||
| Q2 25 | 20.6% | 32.7% | ||
| Q1 25 | 15.2% | 31.0% | ||
| Q4 24 | 14.1% | 30.1% | ||
| Q3 24 | 10.0% | 30.2% | ||
| Q2 24 | 14.5% | 29.9% |
净利率CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | 9.4% | 27.8% | ||
| Q3 25 | — | 27.3% | ||
| Q2 25 | 16.7% | 25.9% | ||
| Q1 25 | 11.2% | 24.6% | ||
| Q4 24 | 11.4% | 23.7% | ||
| Q3 24 | 5.6% | 25.0% | ||
| Q2 24 | 11.4% | 23.3% |
每股收益（稀释后）CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | $1.29 | $1.26 | ||
| Q3 25 | — | $1.22 | ||
| Q2 25 | $2.68 | $1.11 | ||
| Q1 25 | $1.50 | $1.03 | ||
| Q4 24 | $1.54 | $1.01 | ||
| Q3 24 | $0.80 | $1.03 | ||
| Q2 24 | $1.74 | $0.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | — | $65.2B |
| 总资产 | — | $692.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | $227.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $167.0M | — | ||
| Q1 25 | $226.0M | — | ||
| Q4 24 | $290.0M | — | ||
| Q3 24 | $278.0M | — | ||
| Q2 24 | $202.0M | — |
总债务CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $2.5B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $2.5B | — |
股东权益CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | $-125.0M | $65.2B | ||
| Q3 25 | — | $63.3B | ||
| Q2 25 | $321.0M | $61.4B | ||
| Q1 25 | $27.0M | $60.1B | ||
| Q4 24 | $-41.0M | $58.6B | ||
| Q3 24 | $60.0M | $58.9B | ||
| Q2 24 | $328.0M | $56.4B |
总资产CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | $5.6B | $692.3B | ||
| Q3 25 | — | $695.4B | ||
| Q2 25 | $5.6B | $686.4B | ||
| Q1 25 | $5.5B | $676.5B | ||
| Q4 24 | $5.6B | $678.3B | ||
| Q3 24 | $5.5B | $686.5B | ||
| Q2 24 | $5.8B | $680.1B |
负债/权益比CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 7.74× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 7.56× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.8B |
| 自由现金流经营现金流 - 资本支出 | $637.0M | — |
| 自由现金流率自由现金流/营收 | 13.3% | — |
| 资本支出强度资本支出/营收 | 2.5% | — |
| 现金转化率经营现金流/净利润 | — | 1.39× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | — | $2.8B | ||
| Q3 25 | — | $3.4B | ||
| Q2 25 | $294.0M | $2.0B | ||
| Q1 25 | $286.0M | $-285.0M | ||
| Q4 24 | $180.0M | $4.8B | ||
| Q3 24 | $221.0M | $972.0M | ||
| Q2 24 | $340.0M | $2.9B |
自由现金流CLXUSB
| Q1 26 | $637.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $219.0M | — | ||
| Q1 25 | $233.0M | — | ||
| Q4 24 | $127.0M | — | ||
| Q3 24 | $182.0M | — | ||
| Q2 24 | $259.0M | — |
自由现金流率CLXUSB
| Q1 26 | 13.3% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 11.0% | — | ||
| Q1 25 | 14.0% | — | ||
| Q4 24 | 7.5% | — | ||
| Q3 24 | 10.3% | — | ||
| Q2 24 | 13.6% | — |
资本支出强度CLXUSB
| Q1 26 | 2.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | 3.2% | — | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 4.3% | — |
现金转化率CLXUSB
| Q1 26 | — | — | ||
| Q4 25 | — | 1.39× | ||
| Q3 25 | — | 1.69× | ||
| Q2 25 | 0.89× | 1.12× | ||
| Q1 25 | 1.54× | -0.17× | ||
| Q4 24 | 0.93× | 2.87× | ||
| Q3 24 | 2.23× | 0.57× | ||
| Q2 24 | 1.57× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
