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CNO Financial Group, Inc.（CNO）与Coterra（CTRA）财务数据对比。点击上方公司名可切换其他公司
Coterra的季度营收约是CNO Financial Group, Inc.的1.6倍（$1.8B vs $1.1B），Coterra净利率更高（20.6% vs 8.8%，领先11.7%），Coterra同比增速更快（23.8% vs 4.2%），过去两年Coterra的营收复合增速更高（11.8% vs -0.6%）
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
Coterra Energy Inc.是总部位于美国得克萨斯州休斯敦的能源企业，核心业务为油气勘探开发，运营布局覆盖二叠纪盆地、马塞勒斯页岩区及阿纳达科盆地等北美核心油气产区，具备成熟的勘探开发技术与丰富的项目运营经验。
CNO vs CTRA — 直观对比
营收规模更大
CTRA
是对方的1.6倍
$1.1B
营收增速更快
CTRA
高出19.6%
4.2%
净利率更高
CTRA
高出11.7%
8.8%
两年增速更快
CTRA
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.8B |
| 净利润 | $100.7M | $368.0M |
| 毛利率 | — | — |
| 营业利润率 | 15.2% | 31.9% |
| 净利率 | 8.8% | 20.6% |
| 营收同比 | 4.2% | 23.8% |
| 净利润同比 | -39.4% | 23.9% |
| 每股收益（稀释后） | $1.02 | $0.47 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOCTRA
| Q4 25 | $1.1B | $1.8B | ||
| Q3 25 | $1.2B | $1.8B | ||
| Q2 25 | $1.2B | $1.7B | ||
| Q1 25 | $1.0B | $2.0B | ||
| Q4 24 | $1.1B | $1.4B | ||
| Q3 24 | $1.1B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.2B | $1.4B |
净利润CNOCTRA
| Q4 25 | $100.7M | $368.0M | ||
| Q3 25 | $23.1M | $322.0M | ||
| Q2 25 | $91.8M | $511.0M | ||
| Q1 25 | $13.7M | $516.0M | ||
| Q4 24 | $166.1M | $297.0M | ||
| Q3 24 | $9.3M | $252.0M | ||
| Q2 24 | $116.3M | $220.0M | ||
| Q1 24 | $112.3M | $352.0M |
营业利润率CNOCTRA
| Q4 25 | 15.2% | 31.9% | ||
| Q3 25 | 13.7% | 26.8% | ||
| Q2 25 | 9.8% | 40.9% | ||
| Q1 25 | 10.4% | 34.8% | ||
| Q4 24 | 15.8% | 22.5% | ||
| Q3 24 | 13.6% | 25.3% | ||
| Q2 24 | 13.9% | 23.0% | ||
| Q1 24 | 6.5% | 30.7% |
净利率CNOCTRA
| Q4 25 | 8.8% | 20.6% | ||
| Q3 25 | 1.9% | 18.3% | ||
| Q2 25 | 8.0% | 29.5% | ||
| Q1 25 | 1.4% | 25.6% | ||
| Q4 24 | 15.1% | 20.5% | ||
| Q3 24 | 0.8% | 19.5% | ||
| Q2 24 | 10.9% | 17.1% | ||
| Q1 24 | 9.7% | 24.6% |
每股收益（稀释后）CNOCTRA
| Q4 25 | $1.02 | $0.47 | ||
| Q3 25 | $0.24 | $0.42 | ||
| Q2 25 | $0.91 | $0.67 | ||
| Q1 25 | $0.13 | $0.68 | ||
| Q4 24 | $1.58 | $0.40 | ||
| Q3 24 | $0.09 | $0.34 | ||
| Q2 24 | $1.06 | $0.29 | ||
| Q1 24 | $1.01 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $114.0M |
| 总债务越低越好 | — | $3.8B |
| 股东权益账面价值 | $2.6B | $14.8B |
| 总资产 | $38.8B | $24.2B |
| 负债/权益比越低杠杆越低 | — | 0.26× |
8季度趋势，按日历期对齐
现金及短期投资CNOCTRA
| Q4 25 | — | $114.0M | ||
| Q3 25 | — | $98.0M | ||
| Q2 25 | — | $192.0M | ||
| Q1 25 | — | $186.0M | ||
| Q4 24 | — | $2.0B | ||
| Q3 24 | — | $843.0M | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.5B |
总债务CNOCTRA
| Q4 25 | — | $3.8B | ||
| Q3 25 | — | $3.9B | ||
| Q2 25 | — | $4.2B | ||
| Q1 25 | — | $4.3B | ||
| Q4 24 | — | $3.5B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.6B | ||
| Q1 24 | — | $2.7B |
股东权益CNOCTRA
| Q4 25 | $2.6B | $14.8B | ||
| Q3 25 | $2.6B | $14.7B | ||
| Q2 25 | $2.5B | $14.6B | ||
| Q1 25 | $2.5B | $14.2B | ||
| Q4 24 | $2.5B | $13.1B | ||
| Q3 24 | $2.7B | $13.0B | ||
| Q2 24 | $2.4B | $13.0B | ||
| Q1 24 | $2.4B | $13.1B |
总资产CNOCTRA
| Q4 25 | $38.8B | $24.2B | ||
| Q3 25 | $38.3B | $24.0B | ||
| Q2 25 | $37.3B | $24.0B | ||
| Q1 25 | $37.4B | $24.0B | ||
| Q4 24 | $37.9B | $21.6B | ||
| Q3 24 | $37.6B | $20.1B | ||
| Q2 24 | $36.3B | $20.8B | ||
| Q1 24 | $34.9B | $21.0B |
负债/权益比CNOCTRA
| Q4 25 | — | 0.26× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | 0.27× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $195.7M | $970.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.94× | 2.64× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CNOCTRA
| Q4 25 | $195.7M | $970.0M | ||
| Q3 25 | $197.8M | $971.0M | ||
| Q2 25 | $145.5M | $936.0M | ||
| Q1 25 | $136.7M | $1.1B | ||
| Q4 24 | $191.0M | $626.0M | ||
| Q3 24 | $231.2M | $755.0M | ||
| Q2 24 | $110.9M | $558.0M | ||
| Q1 24 | $94.6M | $856.0M |
现金转化率CNOCTRA
| Q4 25 | 1.94× | 2.64× | ||
| Q3 25 | 8.56× | 3.02× | ||
| Q2 25 | 1.58× | 1.83× | ||
| Q1 25 | 9.98× | 2.22× | ||
| Q4 24 | 1.15× | 2.11× | ||
| Q3 24 | 24.86× | 3.00× | ||
| Q2 24 | 0.95× | 2.54× | ||
| Q1 24 | 0.84× | 2.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
CTRA
| Oil And Condensate | $941.0M | 53% |
| Natural Gas Production | $615.0M | 34% |
| Natural Gas Liquids Reserves | $206.0M | 12% |
| Other Revenues | $28.0M | 2% |
