vs
CNO Financial Group, Inc.（CNO）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
罗布乐思的季度营收约是CNO Financial Group, Inc.的1.2倍（$1.4B vs $1.1B），CNO Financial Group, Inc.净利率更高（8.8% vs -22.3%，领先31.1%），罗布乐思同比增速更快（43.2% vs 4.2%），过去两年罗布乐思的营收复合增速更高（32.9% vs -0.6%）
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
CNO vs RBLX — 直观对比
营收规模更大
RBLX
是对方的1.2倍
$1.1B
营收增速更快
RBLX
高出39.0%
4.2%
净利率更高
CNO
高出31.1%
-22.3%
两年增速更快
RBLX
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.4B |
| 净利润 | $100.7M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | 15.2% | -25.3% |
| 净利率 | 8.8% | -22.3% |
| 营收同比 | 4.2% | 43.2% |
| 净利润同比 | -39.4% | -43.9% |
| 每股收益（稀释后） | $1.02 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNORBLX
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.2B | $1.4B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.0B | $1.0B | ||
| Q4 24 | $1.1B | $988.2M | ||
| Q3 24 | $1.1B | $919.0M | ||
| Q2 24 | $1.1B | $893.5M | ||
| Q1 24 | $1.2B | $801.3M |
净利润CNORBLX
| Q4 25 | $100.7M | $-316.0M | ||
| Q3 25 | $23.1M | $-255.6M | ||
| Q2 25 | $91.8M | $-278.4M | ||
| Q1 25 | $13.7M | $-215.1M | ||
| Q4 24 | $166.1M | $-219.6M | ||
| Q3 24 | $9.3M | $-239.3M | ||
| Q2 24 | $116.3M | $-205.9M | ||
| Q1 24 | $112.3M | $-270.6M |
毛利率CNORBLX
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% | ||
| Q1 24 | — | 77.7% |
营业利润率CNORBLX
| Q4 25 | 15.2% | -25.3% | ||
| Q3 25 | 13.7% | -21.8% | ||
| Q2 25 | 9.8% | -29.8% | ||
| Q1 25 | 10.4% | -24.6% | ||
| Q4 24 | 15.8% | -24.7% | ||
| Q3 24 | 13.6% | -30.4% | ||
| Q2 24 | 13.9% | -26.6% | ||
| Q1 24 | 6.5% | -37.7% |
净利率CNORBLX
| Q4 25 | 8.8% | -22.3% | ||
| Q3 25 | 1.9% | -18.8% | ||
| Q2 25 | 8.0% | -25.8% | ||
| Q1 25 | 1.4% | -20.8% | ||
| Q4 24 | 15.1% | -22.2% | ||
| Q3 24 | 0.8% | -26.0% | ||
| Q2 24 | 10.9% | -23.0% | ||
| Q1 24 | 9.7% | -33.8% |
每股收益（稀释后）CNORBLX
| Q4 25 | $1.02 | $-0.44 | ||
| Q3 25 | $0.24 | $-0.37 | ||
| Q2 25 | $0.91 | $-0.41 | ||
| Q1 25 | $0.13 | $-0.32 | ||
| Q4 24 | $1.58 | $-0.32 | ||
| Q3 24 | $0.09 | $-0.37 | ||
| Q2 24 | $1.06 | $-0.32 | ||
| Q1 24 | $1.01 | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.1B |
| 总债务越低越好 | — | $1.2B |
| 股东权益账面价值 | $2.6B | $394.5M |
| 总资产 | $38.8B | $9.6B |
| 负债/权益比越低杠杆越低 | — | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资CNORBLX
| Q4 25 | — | $3.1B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.4B | ||
| Q1 24 | — | $2.4B |
总债务CNORBLX
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CNORBLX
| Q4 25 | $2.6B | $394.5M | ||
| Q3 25 | $2.6B | $407.6M | ||
| Q2 25 | $2.5B | $353.2M | ||
| Q1 25 | $2.5B | $310.7M | ||
| Q4 24 | $2.5B | $221.4M | ||
| Q3 24 | $2.7B | $189.9M | ||
| Q2 24 | $2.4B | $121.5M | ||
| Q1 24 | $2.4B | $71.6M |
总资产CNORBLX
| Q4 25 | $38.8B | $9.6B | ||
| Q3 25 | $38.3B | $8.6B | ||
| Q2 25 | $37.3B | $7.8B | ||
| Q1 25 | $37.4B | $7.5B | ||
| Q4 24 | $37.9B | $7.2B | ||
| Q3 24 | $37.6B | $6.7B | ||
| Q2 24 | $36.3B | $6.5B | ||
| Q1 24 | $34.9B | $6.3B |
负债/权益比CNORBLX
| Q4 25 | — | 2.98× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 5.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $195.7M | $607.0M |
| 自由现金流经营现金流 - 资本支出 | — | $308.6M |
| 自由现金流率自由现金流/营收 | — | 21.8% |
| 资本支出强度资本支出/营收 | — | 21.1% |
| 现金转化率经营现金流/净利润 | 1.94× | — |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流CNORBLX
| Q4 25 | $195.7M | $607.0M | ||
| Q3 25 | $197.8M | $546.2M | ||
| Q2 25 | $145.5M | $199.3M | ||
| Q1 25 | $136.7M | $443.9M | ||
| Q4 24 | $191.0M | $184.5M | ||
| Q3 24 | $231.2M | $247.4M | ||
| Q2 24 | $110.9M | $151.4M | ||
| Q1 24 | $94.6M | $238.9M |
自由现金流CNORBLX
| Q4 25 | — | $308.6M | ||
| Q3 25 | — | $443.6M | ||
| Q2 25 | — | $176.7M | ||
| Q1 25 | — | $426.5M | ||
| Q4 24 | — | $120.6M | ||
| Q3 24 | — | $218.0M | ||
| Q2 24 | — | $111.7M | ||
| Q1 24 | — | $192.3M |
自由现金流率CNORBLX
| Q4 25 | — | 21.8% | ||
| Q3 25 | — | 32.6% | ||
| Q2 25 | — | 16.3% | ||
| Q1 25 | — | 41.2% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | 23.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 24.0% |
资本支出强度CNORBLX
| Q4 25 | — | 21.1% | ||
| Q3 25 | — | 7.5% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | 5.8% |
现金转化率CNORBLX
| Q4 25 | 1.94× | — | ||
| Q3 25 | 8.56× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 9.98× | — | ||
| Q4 24 | 1.15× | — | ||
| Q3 24 | 24.86× | — | ||
| Q2 24 | 0.95× | — | ||
| Q1 24 | 0.84× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
RBLX
暂无分部数据
