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CNO Financial Group, Inc.（CNO）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
CNO Financial Group, Inc.的季度营收约是Reddit, Inc.的1.7倍（$1.1B vs $663.0M），Reddit, Inc.净利率更高（30.8% vs 8.8%，领先22.0%），Reddit, Inc.同比增速更快（69.0% vs 4.2%），过去两年Reddit, Inc.的营收复合增速更高（53.6% vs -0.6%）
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
CNO vs RDDT — 直观对比
营收规模更大
CNO
是对方的1.7倍
$663.0M
营收增速更快
RDDT
高出64.8%
4.2%
净利率更高
RDDT
高出22.0%
8.8%
两年增速更快
RDDT
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $663.0M |
| 净利润 | $100.7M | $204.0M |
| 毛利率 | — | 100.0% |
| 营业利润率 | 15.2% | 0.0% |
| 净利率 | 8.8% | 30.8% |
| 营收同比 | 4.2% | 69.0% |
| 净利润同比 | -39.4% | 680.0% |
| 每股收益（稀释后） | $1.02 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNORDDT
| Q1 26 | — | $663.0M | ||
| Q4 25 | $1.1B | $725.6M | ||
| Q3 25 | $1.2B | $584.9M | ||
| Q2 25 | $1.2B | $499.6M | ||
| Q1 25 | $1.0B | $392.4M | ||
| Q4 24 | $1.1B | $427.7M | ||
| Q3 24 | $1.1B | $348.4M | ||
| Q2 24 | $1.1B | $281.2M |
净利润CNORDDT
| Q1 26 | — | $204.0M | ||
| Q4 25 | $100.7M | $251.6M | ||
| Q3 25 | $23.1M | $162.7M | ||
| Q2 25 | $91.8M | $89.3M | ||
| Q1 25 | $13.7M | $26.2M | ||
| Q4 24 | $166.1M | $71.0M | ||
| Q3 24 | $9.3M | $29.9M | ||
| Q2 24 | $116.3M | $-10.1M |
毛利率CNORDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率CNORDDT
| Q1 26 | — | 0.0% | ||
| Q4 25 | 15.2% | 31.9% | ||
| Q3 25 | 13.7% | 23.7% | ||
| Q2 25 | 9.8% | 13.6% | ||
| Q1 25 | 10.4% | 1.0% | ||
| Q4 24 | 15.8% | 12.4% | ||
| Q3 24 | 13.6% | 2.0% | ||
| Q2 24 | 13.9% | -11.0% |
净利率CNORDDT
| Q1 26 | — | 30.8% | ||
| Q4 25 | 8.8% | 34.7% | ||
| Q3 25 | 1.9% | 27.8% | ||
| Q2 25 | 8.0% | 17.9% | ||
| Q1 25 | 1.4% | 6.7% | ||
| Q4 24 | 15.1% | 16.6% | ||
| Q3 24 | 0.8% | 8.6% | ||
| Q2 24 | 10.9% | -3.6% |
每股收益（稀释后）CNORDDT
| Q1 26 | — | $1.01 | ||
| Q4 25 | $1.02 | $1.24 | ||
| Q3 25 | $0.24 | $0.80 | ||
| Q2 25 | $0.91 | $0.45 | ||
| Q1 25 | $0.13 | $0.13 | ||
| Q4 24 | $1.58 | $4.76 | ||
| Q3 24 | $0.09 | $0.16 | ||
| Q2 24 | $1.06 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $3.2B |
| 总资产 | $38.8B | $3.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CNORDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | — | $953.6M | ||
| Q3 25 | — | $911.7M | ||
| Q2 25 | — | $734.1M | ||
| Q1 25 | — | $635.7M | ||
| Q4 24 | — | $562.1M | ||
| Q3 24 | — | $515.9M | ||
| Q2 24 | — | $468.0M |
股东权益CNORDDT
| Q1 26 | — | $3.2B | ||
| Q4 25 | $2.6B | $2.9B | ||
| Q3 25 | $2.6B | $2.6B | ||
| Q2 25 | $2.5B | $2.4B | ||
| Q1 25 | $2.5B | $2.2B | ||
| Q4 24 | $2.5B | $2.1B | ||
| Q3 24 | $2.7B | $2.0B | ||
| Q2 24 | $2.4B | $1.9B |
总资产CNORDDT
| Q1 26 | — | $3.5B | ||
| Q4 25 | $38.8B | $3.2B | ||
| Q3 25 | $38.3B | $2.9B | ||
| Q2 25 | $37.3B | $2.6B | ||
| Q1 25 | $37.4B | $2.4B | ||
| Q4 24 | $37.9B | $2.3B | ||
| Q3 24 | $37.6B | $2.2B | ||
| Q2 24 | $36.3B | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $195.7M | — |
| 自由现金流经营现金流 - 资本支出 | — | $311.0M |
| 自由现金流率自由现金流/营收 | — | 46.9% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.94× | — |
| 过去12个月自由现金流最近4个季度 | — | $868.6M |
8季度趋势，按日历期对齐
经营现金流CNORDDT
| Q1 26 | — | — | ||
| Q4 25 | $195.7M | $266.8M | ||
| Q3 25 | $197.8M | $185.2M | ||
| Q2 25 | $145.5M | $111.3M | ||
| Q1 25 | $136.7M | $127.6M | ||
| Q4 24 | $191.0M | $90.0M | ||
| Q3 24 | $231.2M | $71.6M | ||
| Q2 24 | $110.9M | $28.4M |
自由现金流CNORDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | — | $263.6M | ||
| Q3 25 | — | $183.1M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $126.6M | ||
| Q4 24 | — | $89.2M | ||
| Q3 24 | — | $70.3M | ||
| Q2 24 | — | $27.2M |
自由现金流率CNORDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | — | 36.3% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 20.2% | ||
| Q2 24 | — | 9.7% |
资本支出强度CNORDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率CNORDDT
| Q1 26 | — | — | ||
| Q4 25 | 1.94× | 1.06× | ||
| Q3 25 | 8.56× | 1.14× | ||
| Q2 25 | 1.58× | 1.25× | ||
| Q1 25 | 9.98× | 4.88× | ||
| Q4 24 | 1.15× | 1.27× | ||
| Q3 24 | 24.86× | 2.40× | ||
| Q2 24 | 0.95× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
RDDT
暂无分部数据
