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CNO Financial Group, Inc.（CNO）与ROKU, INC（ROKU）财务数据对比。点击上方公司名可切换其他公司
ROKU, INC的季度营收约是CNO Financial Group, Inc.的1.2倍（$1.4B vs $1.1B），CNO Financial Group, Inc.净利率更高（8.8% vs 5.8%，领先3.0%），ROKU, INC同比增速更快（16.1% vs 4.2%），过去两年ROKU, INC的营收复合增速更高（25.8% vs -0.6%）
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
Roku是美国流媒体技术企业，2002年由安东尼·伍德创立，主营数字媒体播放器、电视硬件生产，流媒体内容分发及平台广告运营。截至2024年覆盖用户达1.45亿，是美国流媒体视频分发领域的市场领导者，业务覆盖澳、加、法、德、英及拉美多国。
CNO vs ROKU — 直观对比
营收规模更大
ROKU
是对方的1.2倍
$1.1B
营收增速更快
ROKU
高出12.0%
4.2%
净利率更高
CNO
高出3.0%
5.8%
两年增速更快
ROKU
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.4B |
| 净利润 | $100.7M | $80.5M |
| 毛利率 | — | 43.5% |
| 营业利润率 | 15.2% | 4.7% |
| 净利率 | 8.8% | 5.8% |
| 营收同比 | 4.2% | 16.1% |
| 净利润同比 | -39.4% | 326.4% |
| 每股收益（稀释后） | $1.02 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOROKU
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.0B | $1.0B | ||
| Q4 24 | $1.1B | $1.2B | ||
| Q3 24 | $1.1B | $1.1B | ||
| Q2 24 | $1.1B | $968.2M | ||
| Q1 24 | $1.2B | $881.5M |
净利润CNOROKU
| Q4 25 | $100.7M | $80.5M | ||
| Q3 25 | $23.1M | $24.8M | ||
| Q2 25 | $91.8M | $10.5M | ||
| Q1 25 | $13.7M | $-27.4M | ||
| Q4 24 | $166.1M | $-35.5M | ||
| Q3 24 | $9.3M | $-9.0M | ||
| Q2 24 | $116.3M | $-34.0M | ||
| Q1 24 | $112.3M | $-50.9M |
毛利率CNOROKU
| Q4 25 | — | 43.5% | ||
| Q3 25 | — | 43.4% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 43.6% | ||
| Q4 24 | — | 42.7% | ||
| Q3 24 | — | 45.2% | ||
| Q2 24 | — | 43.9% | ||
| Q1 24 | — | 44.1% |
营业利润率CNOROKU
| Q4 25 | 15.2% | 4.7% | ||
| Q3 25 | 13.7% | 0.8% | ||
| Q2 25 | 9.8% | -2.1% | ||
| Q1 25 | 10.4% | -5.7% | ||
| Q4 24 | 15.8% | -3.3% | ||
| Q3 24 | 13.6% | -3.4% | ||
| Q2 24 | 13.9% | -7.4% | ||
| Q1 24 | 6.5% | -8.2% |
净利率CNOROKU
| Q4 25 | 8.8% | 5.8% | ||
| Q3 25 | 1.9% | 2.0% | ||
| Q2 25 | 8.0% | 0.9% | ||
| Q1 25 | 1.4% | -2.7% | ||
| Q4 24 | 15.1% | -3.0% | ||
| Q3 24 | 0.8% | -0.9% | ||
| Q2 24 | 10.9% | -3.5% | ||
| Q1 24 | 9.7% | -5.8% |
每股收益（稀释后）CNOROKU
| Q4 25 | $1.02 | $0.55 | ||
| Q3 25 | $0.24 | $0.16 | ||
| Q2 25 | $0.91 | $0.07 | ||
| Q1 25 | $0.13 | $-0.19 | ||
| Q4 24 | $1.58 | $-0.24 | ||
| Q3 24 | $0.09 | $-0.06 | ||
| Q2 24 | $1.06 | $-0.24 | ||
| Q1 24 | $1.01 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.3B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $2.7B |
| 总资产 | $38.8B | $4.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CNOROKU
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.3B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.1B |
股东权益CNOROKU
| Q4 25 | $2.6B | $2.7B | ||
| Q3 25 | $2.6B | $2.6B | ||
| Q2 25 | $2.5B | $2.6B | ||
| Q1 25 | $2.5B | $2.5B | ||
| Q4 24 | $2.5B | $2.5B | ||
| Q3 24 | $2.7B | $2.5B | ||
| Q2 24 | $2.4B | $2.4B | ||
| Q1 24 | $2.4B | $2.4B |
总资产CNOROKU
| Q4 25 | $38.8B | $4.4B | ||
| Q3 25 | $38.3B | $4.4B | ||
| Q2 25 | $37.3B | $4.3B | ||
| Q1 25 | $37.4B | $4.2B | ||
| Q4 24 | $37.9B | $4.3B | ||
| Q3 24 | $37.6B | $4.3B | ||
| Q2 24 | $36.3B | $4.1B | ||
| Q1 24 | $34.9B | $4.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $195.7M | $107.7M |
| 自由现金流经营现金流 - 资本支出 | — | $106.6M |
| 自由现金流率自由现金流/营收 | — | 7.6% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 1.94× | 1.34× |
| 过去12个月自由现金流最近4个季度 | — | $478.4M |
8季度趋势，按日历期对齐
经营现金流CNOROKU
| Q4 25 | $195.7M | $107.7M | ||
| Q3 25 | $197.8M | $127.6M | ||
| Q2 25 | $145.5M | $109.7M | ||
| Q1 25 | $136.7M | $138.7M | ||
| Q4 24 | $191.0M | $79.3M | ||
| Q3 24 | $231.2M | $68.7M | ||
| Q2 24 | $110.9M | $23.4M | ||
| Q1 24 | $94.6M | $46.7M |
自由现金流CNOROKU
| Q4 25 | — | $106.6M | ||
| Q3 25 | — | $126.5M | ||
| Q2 25 | — | $108.6M | ||
| Q1 25 | — | $136.8M | ||
| Q4 24 | — | $76.8M | ||
| Q3 24 | — | $67.6M | ||
| Q2 24 | — | $22.5M | ||
| Q1 24 | — | $46.0M |
自由现金流率CNOROKU
| Q4 25 | — | 7.6% | ||
| Q3 25 | — | 10.4% | ||
| Q2 25 | — | 9.8% | ||
| Q1 25 | — | 13.4% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 5.2% |
资本支出强度CNOROKU
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率CNOROKU
| Q4 25 | 1.94× | 1.34× | ||
| Q3 25 | 8.56× | 5.14× | ||
| Q2 25 | 1.58× | 10.45× | ||
| Q1 25 | 9.98× | — | ||
| Q4 24 | 1.15× | — | ||
| Q3 24 | 24.86× | — | ||
| Q2 24 | 0.95× | — | ||
| Q1 24 | 0.84× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
ROKU
| Services | $1.2B | 88% |
| Products | $170.9M | 12% |
