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CNO Financial Group, Inc.(CNO)与Revvity(RVTY)财务数据对比。点击上方公司名可切换其他公司
CNO Financial Group, Inc.的季度营收约是Revvity的1.5倍($1.1B vs $772.1M),Revvity净利率更高(12.7% vs 8.8%,领先3.9%),Revvity同比增速更快(5.9% vs 4.2%),过去两年Revvity的营收复合增速更高(9.0% vs -0.6%)
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司,前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品,通过独立代理人、专属代理人,以及电视广告、直邮等直销触达用户。
Revvity是一家美国生命科学与诊断领域企业,主要服务制药、生物技术行业客户,重点围绕细胞治疗、基因治疗等前沿技术领域提供相关产品与解决方案,其前身为业务布局多元的老牌企业珀金埃尔默。
CNO vs RVTY — 直观对比
营收规模更大
CNO
是对方的1.5倍
$772.1M
营收增速更快
RVTY
高出1.7%
4.2%
净利率更高
RVTY
高出3.9%
8.8%
两年增速更快
RVTY
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $1.1B | $772.1M |
| 净利润 | $100.7M | $98.4M |
| 毛利率 | — | — |
| 营业利润率 | 15.2% | 14.5% |
| 净利率 | 8.8% | 12.7% |
| 营收同比 | 4.2% | 5.9% |
| 净利润同比 | -39.4% | 3.9% |
| 每股收益(稀释后) | $1.02 | $0.86 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
CNO
RVTY
| Q4 25 | $1.1B | $772.1M | ||
| Q3 25 | $1.2B | $698.9M | ||
| Q2 25 | $1.2B | $720.3M | ||
| Q1 25 | $1.0B | $664.8M | ||
| Q4 24 | $1.1B | $729.4M | ||
| Q3 24 | $1.1B | $684.0M | ||
| Q2 24 | $1.1B | $691.7M | ||
| Q1 24 | $1.2B | $649.9M |
净利润
CNO
RVTY
| Q4 25 | $100.7M | $98.4M | ||
| Q3 25 | $23.1M | $46.7M | ||
| Q2 25 | $91.8M | $53.9M | ||
| Q1 25 | $13.7M | $42.2M | ||
| Q4 24 | $166.1M | $94.6M | ||
| Q3 24 | $9.3M | $94.4M | ||
| Q2 24 | $116.3M | $55.4M | ||
| Q1 24 | $112.3M | $26.0M |
毛利率
CNO
RVTY
| Q4 25 | — | — | ||
| Q3 25 | — | 53.6% | ||
| Q2 25 | — | 54.5% | ||
| Q1 25 | — | 56.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 56.3% | ||
| Q2 24 | — | 55.7% | ||
| Q1 24 | — | 54.6% |
营业利润率
CNO
RVTY
| Q4 25 | 15.2% | 14.5% | ||
| Q3 25 | 13.7% | 11.7% | ||
| Q2 25 | 9.8% | 12.6% | ||
| Q1 25 | 10.4% | 10.9% | ||
| Q4 24 | 15.8% | 16.3% | ||
| Q3 24 | 13.6% | 14.3% | ||
| Q2 24 | 13.9% | 12.4% | ||
| Q1 24 | 6.5% | 6.8% |
净利率
CNO
RVTY
| Q4 25 | 8.8% | 12.7% | ||
| Q3 25 | 1.9% | 6.7% | ||
| Q2 25 | 8.0% | 7.5% | ||
| Q1 25 | 1.4% | 6.4% | ||
| Q4 24 | 15.1% | 13.0% | ||
| Q3 24 | 0.8% | 13.8% | ||
| Q2 24 | 10.9% | 8.0% | ||
| Q1 24 | 9.7% | 4.0% |
每股收益(稀释后)
CNO
RVTY
| Q4 25 | $1.02 | $0.86 | ||
| Q3 25 | $0.24 | $0.40 | ||
| Q2 25 | $0.91 | $0.46 | ||
| Q1 25 | $0.13 | $0.35 | ||
| Q4 24 | $1.58 | $0.77 | ||
| Q3 24 | $0.09 | $0.77 | ||
| Q2 24 | $1.06 | $0.45 | ||
| Q1 24 | $1.01 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $919.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $7.3B |
| 总资产 | $38.8B | $12.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
CNO
RVTY
| Q4 25 | — | $919.9M | ||
| Q3 25 | — | $931.4M | ||
| Q2 25 | — | $991.8M | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $1.7B |
股东权益
CNO
RVTY
| Q4 25 | $2.6B | $7.3B | ||
| Q3 25 | $2.6B | $7.4B | ||
| Q2 25 | $2.5B | $7.6B | ||
| Q1 25 | $2.5B | $7.6B | ||
| Q4 24 | $2.5B | $7.7B | ||
| Q3 24 | $2.7B | $7.9B | ||
| Q2 24 | $2.4B | $7.9B | ||
| Q1 24 | $2.4B | $7.8B |
总资产
CNO
RVTY
| Q4 25 | $38.8B | $12.2B | ||
| Q3 25 | $38.3B | $12.1B | ||
| Q2 25 | $37.3B | $12.4B | ||
| Q1 25 | $37.4B | $12.4B | ||
| Q4 24 | $37.9B | $12.4B | ||
| Q3 24 | $37.6B | $12.8B | ||
| Q2 24 | $36.3B | $13.4B | ||
| Q1 24 | $34.9B | $13.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $195.7M | $182.0M |
| 自由现金流经营现金流 - 资本支出 | — | $161.8M |
| 自由现金流率自由现金流/营收 | — | 21.0% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | 1.94× | 1.85× |
| 过去12个月自由现金流最近4个季度 | — | $509.4M |
8季度趋势,按日历期对齐
经营现金流
CNO
RVTY
| Q4 25 | $195.7M | $182.0M | ||
| Q3 25 | $197.8M | $138.5M | ||
| Q2 25 | $145.5M | $134.3M | ||
| Q1 25 | $136.7M | $128.2M | ||
| Q4 24 | $191.0M | $174.2M | ||
| Q3 24 | $231.2M | $147.9M | ||
| Q2 24 | $110.9M | $158.6M | ||
| Q1 24 | $94.6M | $147.6M |
自由现金流
CNO
RVTY
| Q4 25 | — | $161.8M | ||
| Q3 25 | — | $120.0M | ||
| Q2 25 | — | $115.5M | ||
| Q1 25 | — | $112.2M | ||
| Q4 24 | — | $149.8M | ||
| Q3 24 | — | $125.6M | ||
| Q2 24 | — | $136.6M | ||
| Q1 24 | — | $129.7M |
自由现金流率
CNO
RVTY
| Q4 25 | — | 21.0% | ||
| Q3 25 | — | 17.2% | ||
| Q2 25 | — | 16.0% | ||
| Q1 25 | — | 16.9% | ||
| Q4 24 | — | 20.5% | ||
| Q3 24 | — | 18.4% | ||
| Q2 24 | — | 19.7% | ||
| Q1 24 | — | 20.0% |
资本支出强度
CNO
RVTY
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 3.2% | ||
| Q1 24 | — | 2.7% |
现金转化率
CNO
RVTY
| Q4 25 | 1.94× | 1.85× | ||
| Q3 25 | 8.56× | 2.97× | ||
| Q2 25 | 1.58× | 2.49× | ||
| Q1 25 | 9.98× | 3.03× | ||
| Q4 24 | 1.15× | 1.84× | ||
| Q3 24 | 24.86× | 1.57× | ||
| Q2 24 | 0.95× | 2.87× | ||
| Q1 24 | 0.84× | 5.67× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
RVTY
| Immunodiagnostics | $240.8M | 31% |
| Life Sciences | $191.4M | 25% |
| Reproductive Health | $149.3M | 19% |
| Segment Operating Income | $132.0M | 17% |
| Software | $62.3M | 8% |