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CenterPoint Energy（CNP）与First American Financial Corp（FAF）财务数据对比。点击上方公司名可切换其他公司
CenterPoint Energy的季度营收约是First American Financial Corp的1.2倍（$2.4B vs $2.0B），CenterPoint Energy净利率更高（10.8% vs 10.3%，领先0.5%），First American Financial Corp同比增速更快（21.6% vs 10.7%），First American Financial Corp自由现金流更多（$324.5M vs $-707.0M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs -3.1%）
CenterPoint Energy是总部位于美国得克萨斯州休斯敦的公用事业企业，位列《财富》美国500强，为印第安纳、俄亥俄、路易斯安那、明尼苏达、密西西比、得克萨斯六州多个区域的用户提供电力及天然气公用事业服务，曾使用Reliant Energy、Houston Industries等名称开展业务。
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
CNP vs FAF — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.4B | $2.0B |
| 净利润 | $264.0M | $211.9M |
| 毛利率 | — | — |
| 营业利润率 | 22.2% | 14.0% |
| 净利率 | 10.8% | 10.3% |
| 营收同比 | 10.7% | 21.6% |
| 净利润同比 | 6.5% | 192.7% |
| 每股收益（稀释后） | $0.40 | $2.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $2.4B | $2.0B | ||
| Q3 25 | $2.0B | $2.0B | ||
| Q2 25 | $2.0B | $1.8B | ||
| Q1 25 | $3.0B | $1.6B | ||
| Q4 24 | $2.2B | $1.7B | ||
| Q3 24 | $1.8B | $1.4B | ||
| Q2 24 | $1.9B | $1.6B | ||
| Q1 24 | $2.6B | $1.4B |
| Q4 25 | $264.0M | $211.9M | ||
| Q3 25 | $293.0M | $189.6M | ||
| Q2 25 | $198.0M | $146.1M | ||
| Q1 25 | $297.0M | $74.2M | ||
| Q4 24 | $248.0M | $72.4M | ||
| Q3 24 | $193.0M | $-104.0M | ||
| Q2 24 | $228.0M | $116.0M | ||
| Q1 24 | $350.0M | $46.7M |
| Q4 25 | — | — | ||
| Q3 25 | 99.9% | — | ||
| Q2 25 | 99.9% | — | ||
| Q1 25 | 100.0% | — | ||
| Q4 24 | 100.0% | — | ||
| Q3 24 | 99.9% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 100.0% | — |
| Q4 25 | 22.2% | 14.0% | ||
| Q3 25 | 25.2% | 12.5% | ||
| Q2 25 | 21.4% | 10.6% | ||
| Q1 25 | 22.0% | 6.1% | ||
| Q4 24 | 21.9% | 5.9% | ||
| Q3 24 | 22.9% | -10.3% | ||
| Q2 24 | 24.5% | 9.4% | ||
| Q1 24 | 23.7% | 4.1% |
| Q4 25 | 10.8% | 10.3% | ||
| Q3 25 | 14.7% | 9.6% | ||
| Q2 25 | 10.1% | 7.9% | ||
| Q1 25 | 10.0% | 4.7% | ||
| Q4 24 | 11.3% | 4.3% | ||
| Q3 24 | 10.4% | -7.4% | ||
| Q2 24 | 12.0% | 7.2% | ||
| Q1 24 | 13.5% | 3.3% |
| Q4 25 | $0.40 | $2.04 | ||
| Q3 25 | $0.45 | $1.84 | ||
| Q2 25 | $0.30 | $1.41 | ||
| Q1 25 | $0.45 | $0.71 | ||
| Q4 24 | $0.37 | $0.70 | ||
| Q3 24 | $0.30 | $-1.00 | ||
| Q2 24 | $0.36 | $1.11 | ||
| Q1 24 | $0.55 | $0.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $548.0M | $1.4B |
| 总债务越低越好 | $20.6B | — |
| 股东权益账面价值 | $11.2B | $5.5B |
| 总资产 | $46.5B | $16.2B |
| 负债/权益比越低杠杆越低 | 1.84× | — |
8季度趋势，按日历期对齐
| Q4 25 | $548.0M | $1.4B | ||
| Q3 25 | $616.0M | $2.9B | ||
| Q2 25 | $776.0M | $2.0B | ||
| Q1 25 | $1.9B | $2.0B | ||
| Q4 24 | $585.0M | $1.7B | ||
| Q3 24 | $643.0M | $3.0B | ||
| Q2 24 | $543.0M | $2.0B | ||
| Q1 24 | $619.0M | $1.5B |
| Q4 25 | $20.6B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $20.4B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $11.2B | $5.5B | ||
| Q3 25 | $11.0B | $5.3B | ||
| Q2 25 | $11.0B | $5.1B | ||
| Q1 25 | $11.0B | $5.0B | ||
| Q4 24 | $10.7B | $4.9B | ||
| Q3 24 | $10.5B | $5.1B | ||
| Q2 24 | $10.4B | $4.8B | ||
| Q1 24 | $10.0B | $4.8B |
| Q4 25 | $46.5B | $16.2B | ||
| Q3 25 | $45.0B | $17.6B | ||
| Q2 25 | $44.1B | $16.3B | ||
| Q1 25 | $44.5B | $15.5B | ||
| Q4 24 | $43.8B | $14.9B | ||
| Q3 24 | $42.9B | $16.6B | ||
| Q2 24 | $41.0B | $15.2B | ||
| Q1 24 | $40.2B | $14.7B |
| Q4 25 | 1.84× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.91× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $774.0M | $369.3M |
| 自由现金流经营现金流 - 资本支出 | $-707.0M | $324.5M |
| 自由现金流率自由现金流/营收 | -29.0% | 15.8% |
| 资本支出强度资本支出/营收 | 60.7% | 2.2% |
| 现金转化率经营现金流/净利润 | 2.93× | 1.74× |
| 过去12个月自由现金流最近4个季度 | $-2.4B | $762.5M |
8季度趋势，按日历期对齐
| Q4 25 | $774.0M | $369.3M | ||
| Q3 25 | $742.0M | $272.5M | ||
| Q2 25 | $560.0M | $361.8M | ||
| Q1 25 | $410.0M | $-52.8M | ||
| Q4 24 | $889.0M | $324.6M | ||
| Q3 24 | $136.0M | $236.9M | ||
| Q2 24 | $576.0M | $266.7M | ||
| Q1 24 | $538.0M | $69.3M |
| Q4 25 | $-707.0M | $324.5M | ||
| Q3 25 | $-480.0M | $223.1M | ||
| Q2 25 | $-569.0M | $309.4M | ||
| Q1 25 | $-628.0M | $-94.5M | ||
| Q4 24 | $-1.1B | $266.2M | ||
| Q3 24 | $-708.0M | $185.4M | ||
| Q2 24 | $-236.0M | $210.0M | ||
| Q1 24 | $-307.0M | $17.6M |
| Q4 25 | -29.0% | 15.8% | ||
| Q3 25 | -24.1% | 11.3% | ||
| Q2 25 | -29.1% | 16.8% | ||
| Q1 25 | -21.2% | -6.0% | ||
| Q4 24 | -51.0% | 15.8% | ||
| Q3 24 | -38.3% | 13.2% | ||
| Q2 24 | -12.4% | 13.0% | ||
| Q1 24 | -11.8% | 1.2% |
| Q4 25 | 60.7% | 2.2% | ||
| Q3 25 | 61.4% | 2.5% | ||
| Q2 25 | 57.8% | 2.8% | ||
| Q1 25 | 35.1% | 2.6% | ||
| Q4 24 | 91.3% | 3.5% | ||
| Q3 24 | 45.6% | 3.7% | ||
| Q2 24 | 42.6% | 3.5% | ||
| Q1 24 | 32.6% | 3.6% |
| Q4 25 | 2.93× | 1.74× | ||
| Q3 25 | 2.53× | 1.44× | ||
| Q2 25 | 2.83× | 2.48× | ||
| Q1 25 | 1.38× | -0.71× | ||
| Q4 24 | 3.58× | 4.48× | ||
| Q3 24 | 0.70× | — | ||
| Q2 24 | 2.53× | 2.30× | ||
| Q1 24 | 1.54× | 1.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNP
| Electric Segment | $945.0M | 39% |
| Electric | $890.0M | 37% |
| Other | $603.0M | 25% |
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
