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AXIS CAPITAL HOLDINGS LTD（AXS）与First American Financial Corp（FAF）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是AXIS CAPITAL HOLDINGS LTD的1.2倍（$2.0B vs $1.7B），AXIS CAPITAL HOLDINGS LTD净利率更高（16.7% vs 10.3%，领先6.4%），First American Financial Corp同比增速更快（21.6% vs 17.8%），过去两年First American Financial Corp的营收复合增速更高（19.9% vs 10.3%）
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
AXS vs FAF — 直观对比
营收规模更大
FAF
是对方的1.2倍
$1.7B
营收增速更快
FAF
高出3.8%
17.8%
净利率更高
AXS
高出6.4%
10.3%
两年增速更快
FAF
近两年复合增速
10.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $2.0B |
| 净利润 | $289.6M | $211.9M |
| 毛利率 | — | — |
| 营业利润率 | 19.0% | 14.0% |
| 净利率 | 16.7% | 10.3% |
| 营收同比 | 17.8% | 21.6% |
| 净利润同比 | -1.4% | 192.7% |
| 每股收益（稀释后） | $3.63 | $2.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSFAF
| Q4 25 | $1.7B | $2.0B | ||
| Q3 25 | $1.7B | $2.0B | ||
| Q2 25 | $1.6B | $1.8B | ||
| Q1 25 | $1.5B | $1.6B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.6B | $1.4B | ||
| Q2 24 | $1.5B | $1.6B | ||
| Q1 24 | $1.4B | $1.4B |
净利润AXSFAF
| Q4 25 | $289.6M | $211.9M | ||
| Q3 25 | $301.9M | $189.6M | ||
| Q2 25 | $223.4M | $146.1M | ||
| Q1 25 | $194.1M | $74.2M | ||
| Q4 24 | $293.6M | $72.4M | ||
| Q3 24 | $180.7M | $-104.0M | ||
| Q2 24 | $212.0M | $116.0M | ||
| Q1 24 | $395.5M | $46.7M |
营业利润率AXSFAF
| Q4 25 | 19.0% | 14.0% | ||
| Q3 25 | 22.1% | 12.5% | ||
| Q2 25 | 17.2% | 10.6% | ||
| Q1 25 | 15.5% | 6.1% | ||
| Q4 24 | 18.6% | 5.9% | ||
| Q3 24 | 14.2% | -10.3% | ||
| Q2 24 | 17.4% | 9.4% | ||
| Q1 24 | 19.0% | 4.1% |
净利率AXSFAF
| Q4 25 | 16.7% | 10.3% | ||
| Q3 25 | 18.0% | 9.6% | ||
| Q2 25 | 13.7% | 7.9% | ||
| Q1 25 | 12.8% | 4.7% | ||
| Q4 24 | 20.0% | 4.3% | ||
| Q3 24 | 11.2% | -7.4% | ||
| Q2 24 | 14.6% | 7.2% | ||
| Q1 24 | 27.8% | 3.3% |
每股收益（稀释后）AXSFAF
| Q4 25 | $3.63 | $2.04 | ||
| Q3 25 | $3.74 | $1.84 | ||
| Q2 25 | $2.72 | $1.41 | ||
| Q1 25 | $2.26 | $0.71 | ||
| Q4 24 | $3.38 | $0.70 | ||
| Q3 24 | $2.04 | $-1.00 | ||
| Q2 24 | $2.40 | $1.11 | ||
| Q1 24 | $4.53 | $0.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $820.3M | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.4B | $5.5B |
| 总资产 | $34.5B | $16.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXSFAF
| Q4 25 | $820.3M | $1.4B | ||
| Q3 25 | $825.9M | $2.9B | ||
| Q2 25 | $852.1M | $2.0B | ||
| Q1 25 | $2.8B | $2.0B | ||
| Q4 24 | $2.1B | $1.7B | ||
| Q3 24 | $981.0M | $3.0B | ||
| Q2 24 | $1.1B | $2.0B | ||
| Q1 24 | $1.1B | $1.5B |
股东权益AXSFAF
| Q4 25 | $6.4B | $5.5B | ||
| Q3 25 | $6.4B | $5.3B | ||
| Q2 25 | $6.2B | $5.1B | ||
| Q1 25 | $5.9B | $5.0B | ||
| Q4 24 | $6.1B | $4.9B | ||
| Q3 24 | $6.1B | $5.1B | ||
| Q2 24 | $5.7B | $4.8B | ||
| Q1 24 | $5.5B | $4.8B |
总资产AXSFAF
| Q4 25 | $34.5B | $16.2B | ||
| Q3 25 | $34.3B | $17.6B | ||
| Q2 25 | $34.2B | $16.3B | ||
| Q1 25 | $33.2B | $15.5B | ||
| Q4 24 | $32.5B | $14.9B | ||
| Q3 24 | $32.7B | $16.6B | ||
| Q2 24 | $32.1B | $15.2B | ||
| Q1 24 | $31.8B | $14.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $630.4M | $369.3M |
| 自由现金流经营现金流 - 资本支出 | — | $324.5M |
| 自由现金流率自由现金流/营收 | — | 15.8% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | 2.18× | 1.74× |
| 过去12个月自由现金流最近4个季度 | — | $762.5M |
8季度趋势，按日历期对齐
经营现金流AXSFAF
| Q4 25 | $630.4M | $369.3M | ||
| Q3 25 | $673.8M | $272.5M | ||
| Q2 25 | $-1.7B | $361.8M | ||
| Q1 25 | $309.1M | $-52.8M | ||
| Q4 24 | $355.5M | $324.6M | ||
| Q3 24 | $587.0M | $236.9M | ||
| Q2 24 | $518.1M | $266.7M | ||
| Q1 24 | $384.1M | $69.3M |
自由现金流AXSFAF
| Q4 25 | — | $324.5M | ||
| Q3 25 | — | $223.1M | ||
| Q2 25 | — | $309.4M | ||
| Q1 25 | — | $-94.5M | ||
| Q4 24 | — | $266.2M | ||
| Q3 24 | — | $185.4M | ||
| Q2 24 | — | $210.0M | ||
| Q1 24 | — | $17.6M |
自由现金流率AXSFAF
| Q4 25 | — | 15.8% | ||
| Q3 25 | — | 11.3% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | -6.0% | ||
| Q4 24 | — | 15.8% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 1.2% |
资本支出强度AXSFAF
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.5% | ||
| Q1 24 | — | 3.6% |
现金转化率AXSFAF
| Q4 25 | 2.18× | 1.74× | ||
| Q3 25 | 2.23× | 1.44× | ||
| Q2 25 | -7.41× | 2.48× | ||
| Q1 25 | 1.59× | -0.71× | ||
| Q4 24 | 1.21× | 4.48× | ||
| Q3 24 | 3.25× | — | ||
| Q2 24 | 2.44× | 2.30× | ||
| Q1 24 | 0.97× | 1.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXS
| Reinsurance | $1.4B | 82% |
| Other | $311.3M | 18% |
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
