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Concentrix Corp（CNXC）与First American Financial Corp（FAF）财务数据对比。点击上方公司名可切换其他公司
Concentrix Corp的季度营收约是First American Financial Corp的1.2倍（$2.6B vs $2.0B），First American Financial Corp净利率更高（10.3% vs -57.9%，领先68.3%），First American Financial Corp同比增速更快（21.6% vs 4.3%），First American Financial Corp自由现金流更多（$324.5M vs $281.2M），过去两年First American Financial Corp的营收复合增速更高（19.9% vs 3.1%）
Concentrix是总部位于美国加利福尼亚州纽瓦克的业务流程外包服务商，2006年起成为SYNNEX集团旗下子公司，2020年12月1日独立上市，2025年位列《财富》美国500强第426位，为全球客户提供专业的外包解决方案支持。
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
CNXC vs FAF — 直观对比
营收规模更大
CNXC
是对方的1.2倍
$2.0B
营收增速更快
FAF
高出17.4%
4.3%
净利率更高
FAF
高出68.3%
-57.9%
自由现金流更多
FAF
多$43.3M
$281.2M
两年增速更快
FAF
近两年复合增速
3.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.6B | $2.0B |
| 净利润 | $-1.5B | $211.9M |
| 毛利率 | 34.3% | — |
| 营业利润率 | -54.1% | 14.0% |
| 净利率 | -57.9% | 10.3% |
| 营收同比 | 4.3% | 21.6% |
| 净利润同比 | -1379.2% | 192.7% |
| 每股收益（稀释后） | $-23.37 | $2.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNXCFAF
| Q4 25 | $2.6B | $2.0B | ||
| Q3 25 | $2.5B | $2.0B | ||
| Q2 25 | $2.4B | $1.8B | ||
| Q1 25 | $2.4B | $1.6B | ||
| Q4 24 | $2.4B | $1.7B | ||
| Q3 24 | $2.4B | $1.4B | ||
| Q2 24 | $2.4B | $1.6B | ||
| Q1 24 | $2.4B | $1.4B |
净利润CNXCFAF
| Q4 25 | $-1.5B | $211.9M | ||
| Q3 25 | $88.1M | $189.6M | ||
| Q2 25 | $42.1M | $146.1M | ||
| Q1 25 | $70.3M | $74.2M | ||
| Q4 24 | $115.7M | $72.4M | ||
| Q3 24 | $16.6M | $-104.0M | ||
| Q2 24 | $66.8M | $116.0M | ||
| Q1 24 | $52.1M | $46.7M |
毛利率CNXCFAF
| Q4 25 | 34.3% | — | ||
| Q3 25 | 34.4% | — | ||
| Q2 25 | 35.1% | — | ||
| Q1 25 | 36.1% | — | ||
| Q4 24 | 35.6% | — | ||
| Q3 24 | 36.2% | — | ||
| Q2 24 | 36.0% | — | ||
| Q1 24 | 35.6% | — |
营业利润率CNXCFAF
| Q4 25 | -54.1% | 14.0% | ||
| Q3 25 | 5.9% | 12.5% | ||
| Q2 25 | 6.1% | 10.6% | ||
| Q1 25 | 7.1% | 6.1% | ||
| Q4 24 | 5.9% | 5.9% | ||
| Q3 24 | 6.4% | -10.3% | ||
| Q2 24 | 6.3% | 9.4% | ||
| Q1 24 | 6.2% | 4.1% |
净利率CNXCFAF
| Q4 25 | -57.9% | 10.3% | ||
| Q3 25 | 3.5% | 9.6% | ||
| Q2 25 | 1.7% | 7.9% | ||
| Q1 25 | 3.0% | 4.7% | ||
| Q4 24 | 4.7% | 4.3% | ||
| Q3 24 | 0.7% | -7.4% | ||
| Q2 24 | 2.8% | 7.2% | ||
| Q1 24 | 2.2% | 3.3% |
每股收益（稀释后）CNXCFAF
| Q4 25 | $-23.37 | $2.04 | ||
| Q3 25 | $1.34 | $1.84 | ||
| Q2 25 | $0.63 | $1.41 | ||
| Q1 25 | $1.04 | $0.71 | ||
| Q4 24 | $1.72 | $0.70 | ||
| Q3 24 | $0.25 | $-1.00 | ||
| Q2 24 | $0.98 | $1.11 | ||
| Q1 24 | $0.76 | $0.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $327.3M | $1.4B |
| 总债务越低越好 | $4.6B | — |
| 股东权益账面价值 | $2.7B | $5.5B |
| 总资产 | $10.8B | $16.2B |
| 负债/权益比越低杠杆越低 | 1.67× | — |
8季度趋势，按日历期对齐
现金及短期投资CNXCFAF
| Q4 25 | $327.3M | $1.4B | ||
| Q3 25 | $350.3M | $2.9B | ||
| Q2 25 | $342.8M | $2.0B | ||
| Q1 25 | $308.0M | $2.0B | ||
| Q4 24 | $240.6M | $1.7B | ||
| Q3 24 | $246.2M | $3.0B | ||
| Q2 24 | $207.3M | $2.0B | ||
| Q1 24 | $234.8M | $1.5B |
总债务CNXCFAF
| Q4 25 | $4.6B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $4.9B | — | ||
| Q1 25 | $4.9B | — | ||
| Q4 24 | $4.7B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.9B | — | ||
| Q1 24 | $5.0B | — |
股东权益CNXCFAF
| Q4 25 | $2.7B | $5.5B | ||
| Q3 25 | $4.3B | $5.3B | ||
| Q2 25 | $4.3B | $5.1B | ||
| Q1 25 | $4.0B | $5.0B | ||
| Q4 24 | $4.0B | $4.9B | ||
| Q3 24 | $4.2B | $5.1B | ||
| Q2 24 | $4.1B | $4.8B | ||
| Q1 24 | $4.1B | $4.8B |
总资产CNXCFAF
| Q4 25 | $10.8B | $16.2B | ||
| Q3 25 | $12.4B | $17.6B | ||
| Q2 25 | $12.4B | $16.3B | ||
| Q1 25 | $11.9B | $15.5B | ||
| Q4 24 | $12.0B | $14.9B | ||
| Q3 24 | $12.2B | $16.6B | ||
| Q2 24 | $12.1B | $15.2B | ||
| Q1 24 | $12.2B | $14.7B |
负债/权益比CNXCFAF
| Q4 25 | 1.67× | — | ||
| Q3 25 | 1.10× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.22× | — | ||
| Q4 24 | 1.17× | — | ||
| Q3 24 | 1.18× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.23× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $344.2M | $369.3M |
| 自由现金流经营现金流 - 资本支出 | $281.2M | $324.5M |
| 自由现金流率自由现金流/营收 | 11.0% | 15.8% |
| 资本支出强度资本支出/营收 | 2.5% | 2.2% |
| 现金转化率经营现金流/净利润 | — | 1.74× |
| 过去12个月自由现金流最近4个季度 | $572.5M | $762.5M |
8季度趋势，按日历期对齐
经营现金流CNXCFAF
| Q4 25 | $344.2M | $369.3M | ||
| Q3 25 | $224.8M | $272.5M | ||
| Q2 25 | $236.5M | $361.8M | ||
| Q1 25 | $1.4M | $-52.8M | ||
| Q4 24 | $284.4M | $324.6M | ||
| Q3 24 | $191.6M | $236.9M | ||
| Q2 24 | $238.3M | $266.7M | ||
| Q1 24 | $-46.9M | $69.3M |
自由现金流CNXCFAF
| Q4 25 | $281.2M | $324.5M | ||
| Q3 25 | $159.7M | $223.1M | ||
| Q2 25 | $180.7M | $309.4M | ||
| Q1 25 | $-49.2M | $-94.5M | ||
| Q4 24 | $224.5M | $266.2M | ||
| Q3 24 | $128.9M | $185.4M | ||
| Q2 24 | $178.3M | $210.0M | ||
| Q1 24 | $-102.9M | $17.6M |
自由现金流率CNXCFAF
| Q4 25 | 11.0% | 15.8% | ||
| Q3 25 | 6.4% | 11.3% | ||
| Q2 25 | 7.5% | 16.8% | ||
| Q1 25 | -2.1% | -6.0% | ||
| Q4 24 | 9.2% | 15.8% | ||
| Q3 24 | 5.4% | 13.2% | ||
| Q2 24 | 7.5% | 13.0% | ||
| Q1 24 | -4.3% | 1.2% |
资本支出强度CNXCFAF
| Q4 25 | 2.5% | 2.2% | ||
| Q3 25 | 2.6% | 2.5% | ||
| Q2 25 | 2.3% | 2.8% | ||
| Q1 25 | 2.1% | 2.6% | ||
| Q4 24 | 2.4% | 3.5% | ||
| Q3 24 | 2.6% | 3.7% | ||
| Q2 24 | 2.5% | 3.5% | ||
| Q1 24 | 2.3% | 3.6% |
现金转化率CNXCFAF
| Q4 25 | — | 1.74× | ||
| Q3 25 | 2.55× | 1.44× | ||
| Q2 25 | 5.62× | 2.48× | ||
| Q1 25 | 0.02× | -0.71× | ||
| Q4 24 | 2.46× | 4.48× | ||
| Q3 24 | 11.52× | — | ||
| Q2 24 | 3.57× | 2.30× | ||
| Q1 24 | -0.90× | 1.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNXC
| Technology And Consumer Electronics | $675.1M | 26% |
| Retail Travel And Ecommerce | $643.4M | 25% |
| Communications And Media | $417.2M | 16% |
| Banking Financial Services And Insurance | $402.6M | 16% |
| Other Industries | $229.7M | 9% |
| Other | $185.0M | 7% |
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
