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CHOICEONE FINANCIAL SERVICES INC（COFS）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是CHOICEONE FINANCIAL SERVICES INC的1.7倍（$70.9M vs $42.9M），CHOICEONE FINANCIAL SERVICES INC同比增速更快（76.4% vs -3.1%），CHOICEONE FINANCIAL SERVICES INC自由现金流更多（$25.2M vs $11.5M），过去两年CHOICEONE FINANCIAL SERVICES INC的营收复合增速更高（15.0% vs -2.0%）
ChoiceOne Financial Services Inc是一家美国区域金融控股公司，通过旗下银行子公司开展业务，主要为密歇根州的个人消费者、小微企业及企业客户提供储蓄账户、贷款、财富管理、保险等多元化个人及商业银行服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
COFS vs RICK — 直观对比
营收规模更大
RICK
是对方的1.7倍
$42.9M
营收增速更快
COFS
高出79.5%
-3.1%
自由现金流更多
COFS
多$13.7M
$11.5M
两年增速更快
COFS
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.9M | $70.9M |
| 净利润 | — | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 39.1% | -0.7% |
| 净利率 | — | -7.8% |
| 营收同比 | 76.4% | -3.1% |
| 净利润同比 | — | -2354.9% |
| 每股收益（稀释后） | $1.43 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COFSRICK
| Q4 25 | $42.9M | — | ||
| Q3 25 | $61.8M | $70.9M | ||
| Q2 25 | $60.4M | $71.1M | ||
| Q1 25 | $44.9M | $65.9M | ||
| Q4 24 | $24.3M | $71.5M | ||
| Q3 24 | $36.6M | $73.2M | ||
| Q2 24 | $34.0M | $76.2M | ||
| Q1 24 | $32.5M | $72.3M |
净利润COFSRICK
| Q4 25 | — | — | ||
| Q3 25 | $14.7M | $-5.5M | ||
| Q2 25 | $13.5M | $4.1M | ||
| Q1 25 | $-13.9M | $3.2M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | $7.3M | $244.0K | ||
| Q2 24 | $6.6M | $-5.2M | ||
| Q1 24 | $5.6M | $774.0K |
营业利润率COFSRICK
| Q4 25 | 39.1% | — | ||
| Q3 25 | 29.6% | -0.7% | ||
| Q2 25 | 27.6% | 12.2% | ||
| Q1 25 | -39.2% | 12.4% | ||
| Q4 24 | 36.1% | 19.5% | ||
| Q3 24 | 25.4% | 4.8% | ||
| Q2 24 | 24.0% | -3.3% | ||
| Q1 24 | 21.1% | 6.4% |
净利率COFSRICK
| Q4 25 | — | — | ||
| Q3 25 | 23.7% | -7.8% | ||
| Q2 25 | 22.4% | 5.7% | ||
| Q1 25 | -31.0% | 4.9% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 20.1% | 0.3% | ||
| Q2 24 | 19.4% | -6.9% | ||
| Q1 24 | 17.3% | 1.1% |
每股收益（稀释后）COFSRICK
| Q4 25 | $1.43 | — | ||
| Q3 25 | $0.97 | $-0.60 | ||
| Q2 25 | $0.90 | $0.46 | ||
| Q1 25 | $-1.29 | $0.36 | ||
| Q4 24 | $0.79 | $1.01 | ||
| Q3 24 | $0.85 | $0.04 | ||
| Q2 24 | $0.87 | $-0.56 | ||
| Q1 24 | $0.74 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $88.0M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $465.4M | $261.1M |
| 总资产 | $4.4B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资COFSRICK
| Q4 25 | $88.0M | — | ||
| Q3 25 | $99.0M | $33.7M | ||
| Q2 25 | $156.3M | $29.3M | ||
| Q1 25 | $139.4M | $32.7M | ||
| Q4 24 | $96.8M | $34.7M | ||
| Q3 24 | $145.9M | $32.4M | ||
| Q2 24 | $101.0M | $34.9M | ||
| Q1 24 | $150.1M | $20.0M |
总债务COFSRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益COFSRICK
| Q4 25 | $465.4M | — | ||
| Q3 25 | $449.6M | $261.1M | ||
| Q2 25 | $431.8M | $269.5M | ||
| Q1 25 | $427.1M | $268.8M | ||
| Q4 24 | $260.4M | $269.0M | ||
| Q3 24 | $247.7M | $263.4M | ||
| Q2 24 | $214.5M | $271.2M | ||
| Q1 24 | $206.8M | $285.8M |
总资产COFSRICK
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.3B | $596.9M | ||
| Q2 25 | $4.3B | $597.4M | ||
| Q1 25 | $4.3B | $589.8M | ||
| Q4 24 | $2.7B | $586.2M | ||
| Q3 24 | $2.7B | $584.4M | ||
| Q2 24 | $2.7B | $601.0M | ||
| Q1 24 | $2.7B | $609.9M |
负债/权益比COFSRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $25.2M | $11.5M |
| 自由现金流率自由现金流/营收 | 58.7% | 16.2% |
| 资本支出强度资本支出/营收 | 15.4% | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $38.5M | $34.9M |
8季度趋势，按日历期对齐
经营现金流COFSRICK
| Q4 25 | $31.8M | — | ||
| Q3 25 | $15.3M | $13.7M | ||
| Q2 25 | $9.0M | $13.8M | ||
| Q1 25 | $-6.5M | $8.5M | ||
| Q4 24 | $47.1M | $13.3M | ||
| Q3 24 | $-7.4M | $15.7M | ||
| Q2 24 | $15.7M | $15.8M | ||
| Q1 24 | $15.3M | $10.8M |
自由现金流COFSRICK
| Q4 25 | $25.2M | — | ||
| Q3 25 | $13.7M | $11.5M | ||
| Q2 25 | $6.9M | $10.1M | ||
| Q1 25 | $-7.3M | $5.7M | ||
| Q4 24 | $45.4M | $7.6M | ||
| Q3 24 | $-7.6M | $10.3M | ||
| Q2 24 | $15.3M | $9.3M | ||
| Q1 24 | $15.0M | $3.2M |
自由现金流率COFSRICK
| Q4 25 | 58.7% | — | ||
| Q3 25 | 22.1% | 16.2% | ||
| Q2 25 | 11.4% | 14.2% | ||
| Q1 25 | -16.3% | 8.6% | ||
| Q4 24 | 186.4% | 10.6% | ||
| Q3 24 | -20.8% | 14.0% | ||
| Q2 24 | 44.8% | 12.3% | ||
| Q1 24 | 46.2% | 4.4% |
资本支出强度COFSRICK
| Q4 25 | 15.4% | — | ||
| Q3 25 | 2.6% | 3.2% | ||
| Q2 25 | 3.4% | 5.2% | ||
| Q1 25 | 1.9% | 4.3% | ||
| Q4 24 | 7.0% | 8.0% | ||
| Q3 24 | 0.7% | 7.3% | ||
| Q2 24 | 1.4% | 8.4% | ||
| Q1 24 | 1.0% | 10.6% |
现金转化率COFSRICK
| Q4 25 | — | — | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | 0.66× | 3.40× | ||
| Q1 25 | — | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | -1.00× | 64.14× | ||
| Q2 24 | 2.39× | — | ||
| Q1 24 | 2.72× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COFS
暂无分部数据
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
