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National Bank Holdings Corp（NBHC）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
National Bank Holdings Corp的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.8倍（$126.8M vs $70.9M），National Bank Holdings Corp净利率更高（16.4% vs -7.8%，领先24.2%），过去两年National Bank Holdings Corp的营收复合增速更高（14.0% vs -2.0%）
这是一家美国区域性银行控股集团，目前在伊利诺伊、印第安纳等八个美国州布局营业网点，拥有近250个金融服务中心与约200家零售分行，总资产达485亿美元。它是总部位于印第安纳州的最大银行控股公司，也跻身美国银行业三十强之列。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
NBHC vs RICK — 直观对比
营收规模更大
NBHC
是对方的1.8倍
$70.9M
净利率更高
NBHC
高出24.2%
-7.8%
两年增速更快
NBHC
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.8M | $70.9M |
| 净利润 | $20.8M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 16.4% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | -14.2% | -2354.9% |
| 每股收益（稀释后） | $0.46 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBHCRICK
| Q1 26 | $126.8M | — | ||
| Q4 25 | $100.6M | — | ||
| Q3 25 | $108.9M | $70.9M | ||
| Q2 25 | $104.5M | $71.1M | ||
| Q1 25 | $102.1M | $65.9M | ||
| Q4 24 | $101.3M | $71.5M | ||
| Q3 24 | $106.0M | $73.2M | ||
| Q2 24 | $97.6M | $76.2M |
净利润NBHCRICK
| Q1 26 | $20.8M | — | ||
| Q4 25 | $16.0M | — | ||
| Q3 25 | $35.3M | $-5.5M | ||
| Q2 25 | $34.0M | $4.1M | ||
| Q1 25 | $24.2M | $3.2M | ||
| Q4 24 | $28.2M | $9.0M | ||
| Q3 24 | $33.1M | $244.0K | ||
| Q2 24 | $26.1M | $-5.2M |
营业利润率NBHCRICK
| Q1 26 | — | — | ||
| Q4 25 | 19.0% | — | ||
| Q3 25 | 39.6% | -0.7% | ||
| Q2 25 | 39.8% | 12.2% | ||
| Q1 25 | 29.2% | 12.4% | ||
| Q4 24 | 34.3% | 19.5% | ||
| Q3 24 | 37.6% | 4.8% | ||
| Q2 24 | 32.5% | -3.3% |
净利率NBHCRICK
| Q1 26 | 16.4% | — | ||
| Q4 25 | 15.9% | — | ||
| Q3 25 | 32.4% | -7.8% | ||
| Q2 25 | 32.6% | 5.7% | ||
| Q1 25 | 23.7% | 4.9% | ||
| Q4 24 | 27.8% | 12.6% | ||
| Q3 24 | 31.2% | 0.3% | ||
| Q2 24 | 26.8% | -6.9% |
每股收益（稀释后）NBHCRICK
| Q1 26 | $0.46 | — | ||
| Q4 25 | $0.42 | — | ||
| Q3 25 | $0.92 | $-0.60 | ||
| Q2 25 | $0.88 | $0.46 | ||
| Q1 25 | $0.63 | $0.36 | ||
| Q4 24 | $0.72 | $1.01 | ||
| Q3 24 | $0.86 | $0.04 | ||
| Q2 24 | $0.68 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $472.8M | $33.7M |
| 总债务越低越好 | $202.1M | $238.2M |
| 股东权益账面价值 | $1.7B | $261.1M |
| 总资产 | $12.6B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.12× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资NBHCRICK
| Q1 26 | $472.8M | — | ||
| Q4 25 | $417.1M | — | ||
| Q3 25 | $555.6M | $33.7M | ||
| Q2 25 | $296.5M | $29.3M | ||
| Q1 25 | $246.3M | $32.7M | ||
| Q4 24 | $127.8M | $34.7M | ||
| Q3 24 | $180.8M | $32.4M | ||
| Q2 24 | $145.0M | $34.9M |
总债务NBHCRICK
| Q1 26 | $202.1M | — | ||
| Q4 25 | $54.5M | — | ||
| Q3 25 | $54.7M | $238.2M | ||
| Q2 25 | $54.4M | $243.8M | ||
| Q1 25 | $54.6M | $244.1M | ||
| Q4 24 | $54.5M | — | ||
| Q3 24 | $54.4M | $241.1M | ||
| Q2 24 | $54.4M | — |
股东权益NBHCRICK
| Q1 26 | $1.7B | — | ||
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.4B | $261.1M | ||
| Q2 25 | $1.4B | $269.5M | ||
| Q1 25 | $1.3B | $268.8M | ||
| Q4 24 | $1.3B | $269.0M | ||
| Q3 24 | $1.3B | $263.4M | ||
| Q2 24 | $1.2B | $271.2M |
总资产NBHCRICK
| Q1 26 | $12.6B | — | ||
| Q4 25 | $9.9B | — | ||
| Q3 25 | $10.2B | $596.9M | ||
| Q2 25 | $10.0B | $597.4M | ||
| Q1 25 | $10.1B | $589.8M | ||
| Q4 24 | $9.8B | $586.2M | ||
| Q3 24 | $10.0B | $584.4M | ||
| Q2 24 | $10.0B | $601.0M |
负债/权益比NBHCRICK
| Q1 26 | 0.12× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 0.91× | ||
| Q2 25 | 0.04× | 0.90× | ||
| Q1 25 | 0.04× | 0.91× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | 0.92× | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流NBHCRICK
| Q1 26 | — | — | ||
| Q4 25 | $162.4M | — | ||
| Q3 25 | $52.4M | $13.7M | ||
| Q2 25 | $32.3M | $13.8M | ||
| Q1 25 | $39.6M | $8.5M | ||
| Q4 24 | $155.3M | $13.3M | ||
| Q3 24 | $47.0M | $15.7M | ||
| Q2 24 | $31.9M | $15.8M |
自由现金流NBHCRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $11.5M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $5.7M | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $9.3M |
自由现金流率NBHCRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 16.2% | ||
| Q2 25 | — | 14.2% | ||
| Q1 25 | — | 8.6% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 14.0% | ||
| Q2 24 | — | 12.3% |
资本支出强度NBHCRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 8.4% |
现金转化率NBHCRICK
| Q1 26 | — | — | ||
| Q4 25 | 10.13× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.95× | 3.40× | ||
| Q1 25 | 1.64× | 2.65× | ||
| Q4 24 | 5.51× | 1.48× | ||
| Q3 24 | 1.42× | 64.14× | ||
| Q2 24 | 1.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBHC
| Net Interest Income | $108.8M | 86% |
| Noninterest Income | $18.0M | 14% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
