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Compass, Inc.（COMP）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
Compass, Inc.的季度营收约是KEMPER Corp的1.5倍（$1.7B vs $1.1B），KEMPER Corp净利率更高（-0.7% vs -2.5%，领先1.8%），Compass, Inc.同比增速更快（23.1% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $42.2M），过去两年Compass, Inc.的营收复合增速更高（27.0% vs -0.5%）
Compass, Inc.是美国主营住宅房产经纪业务的企业，其平台旗下有约3.3万名经纪人，大多为独立合同工，运营Compass、21世纪不动产、科威国际不动产、苏富比国际地产、佳士得国际地产等多个知名房产经纪品牌。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
COMP vs KMPR — 直观对比
营收规模更大
COMP
是对方的1.5倍
$1.1B
营收增速更快
COMP
高出27.8%
-4.7%
净利率更高
KMPR
高出1.8%
-2.5%
自由现金流更多
KMPR
多$124.0M
$42.2M
两年增速更快
COMP
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $1.1B |
| 净利润 | $-42.6M | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | -2.5% | — |
| 净利率 | -2.5% | -0.7% |
| 营收同比 | 23.1% | -4.7% |
| 净利润同比 | -5.2% | -108.2% |
| 每股收益（稀释后） | $-0.07 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COMPKMPR
| Q4 25 | $1.7B | $1.1B | ||
| Q3 25 | $1.8B | $1.2B | ||
| Q2 25 | $2.1B | $1.2B | ||
| Q1 25 | $1.4B | $1.2B | ||
| Q4 24 | $1.4B | $1.2B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.7B | $1.1B | ||
| Q1 24 | $1.1B | $1.1B |
净利润COMPKMPR
| Q4 25 | $-42.6M | $-8.0M | ||
| Q3 25 | $-4.6M | $-21.0M | ||
| Q2 25 | $39.4M | $72.6M | ||
| Q1 25 | $-50.7M | $99.7M | ||
| Q4 24 | $-40.5M | $97.4M | ||
| Q3 24 | $-1.7M | $73.7M | ||
| Q2 24 | $20.7M | $75.4M | ||
| Q1 24 | $-132.9M | $71.3M |
营业利润率COMPKMPR
| Q4 25 | -2.5% | — | ||
| Q3 25 | -0.4% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | -4.0% | — | ||
| Q4 24 | -2.9% | — | ||
| Q3 24 | -0.2% | 11.2% | ||
| Q2 24 | 1.3% | 10.1% | ||
| Q1 24 | -12.5% | 7.6% |
净利率COMPKMPR
| Q4 25 | -2.5% | -0.7% | ||
| Q3 25 | -0.2% | -1.7% | ||
| Q2 25 | 1.9% | 5.9% | ||
| Q1 25 | -3.7% | 8.4% | ||
| Q4 24 | -2.9% | 8.2% | ||
| Q3 24 | -0.1% | 6.3% | ||
| Q2 24 | 1.2% | 6.7% | ||
| Q1 24 | -12.6% | 6.2% |
每股收益（稀释后）COMPKMPR
| Q4 25 | $-0.07 | $-0.03 | ||
| Q3 25 | $-0.01 | $-0.34 | ||
| Q2 25 | $0.07 | $1.12 | ||
| Q1 25 | $-0.09 | $1.54 | ||
| Q4 24 | $-0.08 | $1.51 | ||
| Q3 24 | $0.00 | $1.14 | ||
| Q2 24 | $0.04 | $1.16 | ||
| Q1 24 | $-0.27 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $199.0M | — |
| 总债务越低越好 | — | $943.5M |
| 股东权益账面价值 | $782.0M | $2.7B |
| 总资产 | $1.5B | $12.5B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资COMPKMPR
| Q4 25 | $199.0M | — | ||
| Q3 25 | $170.3M | $371.2M | ||
| Q2 25 | $177.3M | $407.6M | ||
| Q1 25 | $127.0M | $545.3M | ||
| Q4 24 | $223.8M | $1.0B | ||
| Q3 24 | $211.2M | $696.9M | ||
| Q2 24 | $185.8M | $539.1M | ||
| Q1 24 | $165.9M | $520.7M |
总债务COMPKMPR
| Q4 25 | — | $943.5M | ||
| Q3 25 | — | $943.1M | ||
| Q2 25 | — | $942.6M | ||
| Q1 25 | — | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.4B |
股东权益COMPKMPR
| Q4 25 | $782.0M | $2.7B | ||
| Q3 25 | $773.3M | $2.7B | ||
| Q2 25 | $719.9M | $370.0M | ||
| Q1 25 | $635.0M | $366.0M | ||
| Q4 24 | $409.4M | $2.8B | ||
| Q3 24 | $428.0M | $2.8B | ||
| Q2 24 | $398.4M | $358.0M | ||
| Q1 24 | $330.3M | $2.6B |
总资产COMPKMPR
| Q4 25 | $1.5B | $12.5B | ||
| Q3 25 | $1.6B | $12.4B | ||
| Q2 25 | $1.6B | $12.6B | ||
| Q1 25 | $1.5B | $12.5B | ||
| Q4 24 | $1.2B | $12.6B | ||
| Q3 24 | $1.2B | $12.6B | ||
| Q2 24 | $1.2B | $12.6B | ||
| Q1 24 | $1.1B | $12.6B |
负债/权益比COMPKMPR
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 2.55× | ||
| Q1 25 | — | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 3.88× | ||
| Q1 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.3M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | $42.2M | $166.2M |
| 自由现金流率自由现金流/营收 | 2.5% | 14.7% |
| 资本支出强度资本支出/营收 | 0.2% | 0.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $203.3M | $553.9M |
8季度趋势，按日历期对齐
经营现金流COMPKMPR
| Q4 25 | $45.3M | $175.0M | ||
| Q3 25 | $75.5M | $139.9M | ||
| Q2 25 | $72.8M | $89.6M | ||
| Q1 25 | $23.1M | $180.0M | ||
| Q4 24 | $30.5M | $175.1M | ||
| Q3 24 | $37.4M | $141.9M | ||
| Q2 24 | $45.0M | $22.9M | ||
| Q1 24 | $8.6M | $43.0M |
自由现金流COMPKMPR
| Q4 25 | $42.2M | $166.2M | ||
| Q3 25 | $73.6M | $133.4M | ||
| Q2 25 | $68.0M | $82.0M | ||
| Q1 25 | $19.5M | $172.3M | ||
| Q4 24 | $26.7M | $165.4M | ||
| Q3 24 | $32.8M | $131.4M | ||
| Q2 24 | $40.4M | $5.2M | ||
| Q1 24 | $5.9M | $27.7M |
自由现金流率COMPKMPR
| Q4 25 | 2.5% | 14.7% | ||
| Q3 25 | 4.0% | 10.8% | ||
| Q2 25 | 3.3% | 6.7% | ||
| Q1 25 | 1.4% | 14.4% | ||
| Q4 24 | 1.9% | 13.9% | ||
| Q3 24 | 2.2% | 11.1% | ||
| Q2 24 | 2.4% | 0.5% | ||
| Q1 24 | 0.6% | 2.4% |
资本支出强度COMPKMPR
| Q4 25 | 0.2% | 0.8% | ||
| Q3 25 | 0.1% | 0.5% | ||
| Q2 25 | 0.2% | 0.6% | ||
| Q1 25 | 0.3% | 0.6% | ||
| Q4 24 | 0.3% | 0.8% | ||
| Q3 24 | 0.3% | 0.9% | ||
| Q2 24 | 0.3% | 1.6% | ||
| Q1 24 | 0.3% | 1.3% |
现金转化率COMPKMPR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.85× | 1.23× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | 2.17× | 0.30× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COMP
暂无分部数据
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
