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Concentra Group Holdings Parent, Inc.（CON）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是Concentra Group Holdings Parent, Inc.的2.0倍（$1.1B vs $569.6M），Concentra Group Holdings Parent, Inc.净利率更高（9.2% vs -0.7%，领先9.9%），Concentra Group Holdings Parent, Inc.同比增速更快（13.7% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $9.9M）
Concentra是美国的职业医疗服务商，1979年成立于得克萨斯州阿马里洛，总部位于得克萨斯州艾迪生。业务覆盖美国47个州，运营627家职业医疗中心和410个雇主驻地现场诊所，美国每7起职业伤害案例中就有1起由该机构提供诊疗服务。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
CON vs KMPR — 直观对比
营收规模更大
KMPR
是对方的2.0倍
$569.6M
营收增速更快
CON
高出18.4%
-4.7%
净利率更高
CON
高出9.9%
-0.7%
自由现金流更多
KMPR
多$156.3M
$9.9M
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $569.6M | $1.1B |
| 净利润 | $52.3M | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | 16.8% | — |
| 净利率 | 9.2% | -0.7% |
| 营收同比 | 13.7% | -4.7% |
| 净利润同比 | 28.7% | -108.2% |
| 每股收益（稀释后） | $0.39 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CONKMPR
| Q1 26 | $569.6M | — | ||
| Q4 25 | $539.1M | $1.1B | ||
| Q3 25 | $572.8M | $1.2B | ||
| Q2 25 | $550.8M | $1.2B | ||
| Q1 25 | $500.8M | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | $489.6M | $1.2B | ||
| Q2 24 | $477.9M | $1.1B |
净利润CONKMPR
| Q1 26 | $52.3M | — | ||
| Q4 25 | $34.7M | $-8.0M | ||
| Q3 25 | $48.3M | $-21.0M | ||
| Q2 25 | $44.6M | $72.6M | ||
| Q1 25 | $38.9M | $99.7M | ||
| Q4 24 | — | $97.4M | ||
| Q3 24 | $44.3M | $73.7M | ||
| Q2 24 | $51.7M | $75.4M |
营业利润率CONKMPR
| Q1 26 | 16.8% | — | ||
| Q4 25 | 12.9% | — | ||
| Q3 25 | 16.5% | — | ||
| Q2 25 | 16.3% | — | ||
| Q1 25 | 16.0% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 17.6% | 11.2% | ||
| Q2 24 | 17.6% | 10.1% |
净利率CONKMPR
| Q1 26 | 9.2% | — | ||
| Q4 25 | 6.4% | -0.7% | ||
| Q3 25 | 8.4% | -1.7% | ||
| Q2 25 | 8.1% | 5.9% | ||
| Q1 25 | 7.8% | 8.4% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | 9.1% | 6.3% | ||
| Q2 24 | 10.8% | 6.7% |
每股收益（稀释后）CONKMPR
| Q1 26 | $0.39 | — | ||
| Q4 25 | $0.27 | $-0.03 | ||
| Q3 25 | $0.38 | $-0.34 | ||
| Q2 25 | $0.35 | $1.12 | ||
| Q1 25 | $0.30 | $1.54 | ||
| Q4 24 | — | $1.51 | ||
| Q3 24 | $0.37 | $1.14 | ||
| Q2 24 | $0.50 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $1.6B | $943.5M |
| 股东权益账面价值 | $424.7M | $2.7B |
| 总资产 | $2.9B | $12.5B |
| 负债/权益比越低杠杆越低 | 3.68× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CONKMPR
| Q1 26 | — | — | ||
| Q4 25 | $79.9M | — | ||
| Q3 25 | $49.9M | $371.2M | ||
| Q2 25 | $73.9M | $407.6M | ||
| Q1 25 | $52.1M | $545.3M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | $136.8M | $696.9M | ||
| Q2 24 | $50.7M | $539.1M |
总债务CONKMPR
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $943.5M | ||
| Q3 25 | $1.6B | $943.1M | ||
| Q2 25 | $1.7B | $942.6M | ||
| Q1 25 | $1.6B | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $1.5B | $1.4B | ||
| Q2 24 | $3.0M | $1.4B |
股东权益CONKMPR
| Q1 26 | $424.7M | — | ||
| Q4 25 | $393.3M | $2.7B | ||
| Q3 25 | $385.5M | $2.7B | ||
| Q2 25 | $342.6M | $370.0M | ||
| Q1 25 | $307.1M | $366.0M | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | $277.8M | $2.8B | ||
| Q2 24 | $1.2B | $358.0M |
总资产CONKMPR
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.9B | $12.5B | ||
| Q3 25 | $2.8B | $12.4B | ||
| Q2 25 | $2.8B | $12.6B | ||
| Q1 25 | $2.7B | $12.5B | ||
| Q4 24 | — | $12.6B | ||
| Q3 24 | $2.5B | $12.6B | ||
| Q2 24 | $2.4B | $12.6B |
负债/权益比CONKMPR
| Q1 26 | 3.68× | — | ||
| Q4 25 | 3.98× | 0.35× | ||
| Q3 25 | 4.15× | 0.35× | ||
| Q2 25 | 4.82× | 2.55× | ||
| Q1 25 | 5.27× | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | 5.30× | 0.50× | ||
| Q2 24 | 0.00× | 3.88× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.0M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | $9.9M | $166.2M |
| 自由现金流率自由现金流/营收 | 1.7% | 14.7% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 0.40× | — |
| 过去12个月自由现金流最近4个季度 | $211.0M | $553.9M |
8季度趋势，按日历期对齐
经营现金流CONKMPR
| Q1 26 | $21.0M | — | ||
| Q4 25 | $118.7M | $175.0M | ||
| Q3 25 | $60.6M | $139.9M | ||
| Q2 25 | $88.4M | $89.6M | ||
| Q1 25 | $11.7M | $180.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | $65.9M | $141.9M | ||
| Q2 24 | — | $22.9M |
自由现金流CONKMPR
| Q1 26 | $9.9M | — | ||
| Q4 25 | $98.5M | $166.2M | ||
| Q3 25 | $39.4M | $133.4M | ||
| Q2 25 | $63.2M | $82.0M | ||
| Q1 25 | $-4.0M | $172.3M | ||
| Q4 24 | — | $165.4M | ||
| Q3 24 | $50.8M | $131.4M | ||
| Q2 24 | — | $5.2M |
自由现金流率CONKMPR
| Q1 26 | 1.7% | — | ||
| Q4 25 | 18.3% | 14.7% | ||
| Q3 25 | 6.9% | 10.8% | ||
| Q2 25 | 11.5% | 6.7% | ||
| Q1 25 | -0.8% | 14.4% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | 10.4% | 11.1% | ||
| Q2 24 | — | 0.5% |
资本支出强度CONKMPR
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 0.8% | ||
| Q3 25 | 3.7% | 0.5% | ||
| Q2 25 | 4.6% | 0.6% | ||
| Q1 25 | 3.1% | 0.6% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | 3.1% | 0.9% | ||
| Q2 24 | — | 1.6% |
现金转化率CONKMPR
| Q1 26 | 0.40× | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 1.26× | — | ||
| Q2 25 | 1.98× | 1.23× | ||
| Q1 25 | 0.30× | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | 1.49× | 1.93× | ||
| Q2 24 | — | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CON
| Workers' compensation | $337.7M | 59% |
| Employer services | $172.4M | 30% |
| Onsite health clinics | $37.2M | 7% |
| Other | $14.5M | 3% |
| Consumer health | $7.8M | 1% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
