vs
Concentra Group Holdings Parent, Inc.（CON）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
Primerica, Inc.的季度营收约是Concentra Group Holdings Parent, Inc.的1.6倍（$853.7M vs $539.1M），Primerica, Inc.净利率更高（23.1% vs 6.4%，领先16.6%）
Concentra是美国的职业医疗服务商，1979年成立于得克萨斯州阿马里洛，总部位于得克萨斯州艾迪生。业务覆盖美国47个州，运营627家职业医疗中心和410个雇主驻地现场诊所，美国每7起职业伤害案例中就有1起由该机构提供诊疗服务。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
CON vs PRI — 直观对比
营收规模更大
PRI
是对方的1.6倍
$539.1M
净利率更高
PRI
高出16.6%
6.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $539.1M | $853.7M |
| 净利润 | $34.7M | $197.0M |
| 毛利率 | — | — |
| 营业利润率 | 12.9% | 28.9% |
| 净利率 | 6.4% | 23.1% |
| 营收同比 | — | 11.0% |
| 净利润同比 | — | 17.9% |
| 每股收益（稀释后） | $0.27 | $6.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CONPRI
| Q4 25 | $539.1M | $853.7M | ||
| Q3 25 | $572.8M | $839.9M | ||
| Q2 25 | $550.8M | $793.3M | ||
| Q1 25 | $500.8M | $804.8M | ||
| Q4 24 | — | $768.8M | ||
| Q3 24 | $489.6M | $774.1M | ||
| Q2 24 | $477.9M | $803.4M | ||
| Q1 24 | — | $742.8M |
净利润CONPRI
| Q4 25 | $34.7M | $197.0M | ||
| Q3 25 | $48.3M | $206.8M | ||
| Q2 25 | $44.6M | $178.3M | ||
| Q1 25 | $38.9M | $169.1M | ||
| Q4 24 | — | $167.1M | ||
| Q3 24 | $44.3M | $164.4M | ||
| Q2 24 | $51.7M | $1.2M | ||
| Q1 24 | — | $137.9M |
毛利率CONPRI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
营业利润率CONPRI
| Q4 25 | 12.9% | 28.9% | ||
| Q3 25 | 16.5% | 32.3% | ||
| Q2 25 | 16.3% | 29.6% | ||
| Q1 25 | 16.0% | 27.5% | ||
| Q4 24 | — | 64.7% | ||
| Q3 24 | 17.6% | 32.9% | ||
| Q2 24 | 17.6% | 1.0% | ||
| Q1 24 | — | 24.1% |
净利率CONPRI
| Q4 25 | 6.4% | 23.1% | ||
| Q3 25 | 8.4% | 24.6% | ||
| Q2 25 | 8.1% | 22.5% | ||
| Q1 25 | 7.8% | 21.0% | ||
| Q4 24 | — | 21.7% | ||
| Q3 24 | 9.1% | 21.2% | ||
| Q2 24 | 10.8% | 0.1% | ||
| Q1 24 | — | 18.6% |
每股收益（稀释后）CONPRI
| Q4 25 | $0.27 | $6.11 | ||
| Q3 25 | $0.38 | $6.35 | ||
| Q2 25 | $0.35 | $5.40 | ||
| Q1 25 | $0.30 | $5.05 | ||
| Q4 24 | — | $4.92 | ||
| Q3 24 | $0.37 | $4.83 | ||
| Q2 24 | $0.50 | $0.03 | ||
| Q1 24 | — | $3.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $79.9M | $756.2M |
| 总债务越低越好 | $1.6B | — |
| 股东权益账面价值 | $393.3M | $2.4B |
| 总资产 | $2.9B | $15.0B |
| 负债/权益比越低杠杆越低 | 3.98× | — |
8季度趋势，按日历期对齐
现金及短期投资CONPRI
| Q4 25 | $79.9M | $756.2M | ||
| Q3 25 | $49.9M | $644.9M | ||
| Q2 25 | $73.9M | $621.2M | ||
| Q1 25 | $52.1M | $625.1M | ||
| Q4 24 | — | $687.8M | ||
| Q3 24 | $136.8M | $550.1M | ||
| Q2 24 | $50.7M | $627.3M | ||
| Q1 24 | — | $593.4M |
总债务CONPRI
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $3.0M | — | ||
| Q1 24 | — | — |
股东权益CONPRI
| Q4 25 | $393.3M | $2.4B | ||
| Q3 25 | $385.5M | $2.3B | ||
| Q2 25 | $342.6M | $2.3B | ||
| Q1 25 | $307.1M | $2.3B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | $277.8M | $1.9B | ||
| Q2 24 | $1.2B | $2.1B | ||
| Q1 24 | — | $2.2B |
总资产CONPRI
| Q4 25 | $2.9B | $15.0B | ||
| Q3 25 | $2.8B | $14.8B | ||
| Q2 25 | $2.8B | $14.8B | ||
| Q1 25 | $2.7B | $14.6B | ||
| Q4 24 | — | $14.6B | ||
| Q3 24 | $2.5B | $14.8B | ||
| Q2 24 | $2.4B | $14.6B | ||
| Q1 24 | — | $14.9B |
负债/权益比CONPRI
| Q4 25 | 3.98× | — | ||
| Q3 25 | 4.15× | — | ||
| Q2 25 | 4.82× | — | ||
| Q1 25 | 5.27× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 5.30× | — | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $118.7M | $338.2M |
| 自由现金流经营现金流 - 资本支出 | $98.5M | — |
| 自由现金流率自由现金流/营收 | 18.3% | — |
| 资本支出强度资本支出/营收 | 3.7% | — |
| 现金转化率经营现金流/净利润 | 3.42× | 1.72× |
| 过去12个月自由现金流最近4个季度 | $197.1M | — |
8季度趋势，按日历期对齐
经营现金流CONPRI
| Q4 25 | $118.7M | $338.2M | ||
| Q3 25 | $60.6M | $202.9M | ||
| Q2 25 | $88.4M | $162.6M | ||
| Q1 25 | $11.7M | $197.5M | ||
| Q4 24 | — | $270.6M | ||
| Q3 24 | $65.9M | $207.3M | ||
| Q2 24 | — | $173.3M | ||
| Q1 24 | — | $210.9M |
自由现金流CONPRI
| Q4 25 | $98.5M | — | ||
| Q3 25 | $39.4M | — | ||
| Q2 25 | $63.2M | — | ||
| Q1 25 | $-4.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $50.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率CONPRI
| Q4 25 | 18.3% | — | ||
| Q3 25 | 6.9% | — | ||
| Q2 25 | 11.5% | — | ||
| Q1 25 | -0.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 10.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度CONPRI
| Q4 25 | 3.7% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 4.6% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率CONPRI
| Q4 25 | 3.42× | 1.72× | ||
| Q3 25 | 1.26× | 0.98× | ||
| Q2 25 | 1.98× | 0.91× | ||
| Q1 25 | 0.30× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | 1.49× | 1.26× | ||
| Q2 24 | — | 147.98× | ||
| Q1 24 | — | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CON
| Occupational Health Center Workers Compensation | $328.5M | 61% |
| Occupational Health Center Employer Services | $151.9M | 28% |
| Onsite Health Clinics | $36.2M | 7% |
| Other Businesses | $12.3M | 2% |
| Occupational Health Center Consumer Health | $8.1M | 2% |
| Occupational Health Center Other | $2.1M | 0% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
