vs
Copart（CPRT）与STIFEL FINANCIAL CORP（SF）财务数据对比。点击上方公司名可切换其他公司
STIFEL FINANCIAL CORP的季度营收约是Copart的1.4倍（$1.7B vs $1.2B），Copart净利率更高（35.0% vs 15.1%，领先19.9%），STIFEL FINANCIAL CORP同比增速更快（17.7% vs 0.7%），过去两年STIFEL FINANCIAL CORP的营收复合增速更高（44.4% vs 6.4%）
Copart是一家跨国在线车辆拍卖及再营销服务提供商，服务保险、租车、车队、金融公司等各类汽车经销商，业务覆盖美国、加拿大、英国、德国等11个国家。总部位于美国得克萨斯州达拉斯，拥有200多处实体网点，运营总面积超1万英亩的车辆存放场地。
司迪富金融是美国跨国独立投资银行及金融服务提供商，总部位于密苏里州圣路易斯市中心。其历史可追溯至1890年成立的Altheimer & Rawlings投资公司，1983年正式以Stifel为名成立，1986年11月24日在纽约证券交易所挂牌上市，为全球客户提供多元化金融服务。
CPRT vs SF — 直观对比
营收规模更大
SF
是对方的1.4倍
$1.2B
营收增速更快
SF
高出17.0%
0.7%
净利率更高
CPRT
高出19.9%
15.1%
两年增速更快
SF
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.7B |
| 净利润 | $403.7M | $251.4M |
| 毛利率 | — | — |
| 营业利润率 | 37.3% | 30.8% |
| 净利率 | 35.0% | 15.1% |
| 营收同比 | 0.7% | 17.7% |
| 净利润同比 | 11.5% | 374.4% |
| 每股收益（稀释后） | $0.41 | $1.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPRTSF
| Q1 26 | — | $1.7B | ||
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.1B | $962.6M | ||
| Q2 25 | $1.2B | $838.9M | ||
| Q1 25 | $1.2B | $842.5M | ||
| Q4 24 | $1.1B | $916.0M | ||
| Q3 24 | $1.1B | $810.9M | ||
| Q2 24 | $1.1B | $798.9M |
净利润CPRTSF
| Q1 26 | — | $251.4M | ||
| Q4 25 | $403.7M | $264.4M | ||
| Q3 25 | $396.4M | $211.4M | ||
| Q2 25 | $406.6M | $155.1M | ||
| Q1 25 | $387.4M | $53.0M | ||
| Q4 24 | $362.1M | $244.0M | ||
| Q3 24 | $322.6M | $158.5M | ||
| Q2 24 | $382.3M | $165.3M |
营业利润率CPRTSF
| Q1 26 | — | 30.8% | ||
| Q4 25 | 37.3% | 27.3% | ||
| Q3 25 | 36.7% | 29.7% | ||
| Q2 25 | 37.3% | 25.5% | ||
| Q1 25 | 36.6% | 7.5% | ||
| Q4 24 | 35.4% | 29.1% | ||
| Q3 24 | 33.6% | 26.7% | ||
| Q2 24 | 38.8% | 28.4% |
净利率CPRTSF
| Q1 26 | — | 15.1% | ||
| Q4 25 | 35.0% | 23.5% | ||
| Q3 25 | 35.2% | 22.0% | ||
| Q2 25 | 33.6% | 18.5% | ||
| Q1 25 | 33.3% | 6.3% | ||
| Q4 24 | 31.6% | 26.6% | ||
| Q3 24 | 30.2% | 19.5% | ||
| Q2 24 | 33.9% | 20.7% |
每股收益（稀释后）CPRTSF
| Q1 26 | — | $1.48 | ||
| Q4 25 | $0.41 | $2.30 | ||
| Q3 25 | $0.40 | $1.84 | ||
| Q2 25 | $0.42 | $1.34 | ||
| Q1 25 | $0.40 | $0.39 | ||
| Q4 24 | $0.37 | $2.10 | ||
| Q3 24 | $0.34 | $1.34 | ||
| Q2 24 | $0.39 | $1.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.6B | $332.3M |
| 总资产 | $10.6B | $42.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | — | $1.9B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | — | $2.6B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.6B |
总债务CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | — | $617.4M | ||
| Q3 25 | — | $617.2M | ||
| Q2 25 | — | $617.0M | ||
| Q1 25 | — | $616.8M | ||
| Q4 24 | — | $616.6M | ||
| Q3 24 | $0 | $616.4M | ||
| Q2 24 | $427.0K | $1.1B |
股东权益CPRTSF
| Q1 26 | — | $332.3M | ||
| Q4 25 | $9.6B | $6.0B | ||
| Q3 25 | $9.2B | $5.8B | ||
| Q2 25 | $8.8B | $5.6B | ||
| Q1 25 | $8.3B | $5.5B | ||
| Q4 24 | $7.9B | $5.7B | ||
| Q3 24 | $7.5B | $5.6B | ||
| Q2 24 | $7.2B | $5.4B |
总资产CPRTSF
| Q1 26 | — | $42.9B | ||
| Q4 25 | $10.6B | $41.3B | ||
| Q3 25 | $10.1B | $41.7B | ||
| Q2 25 | $9.7B | $39.9B | ||
| Q1 25 | $9.2B | $40.4B | ||
| Q4 24 | $8.9B | $39.9B | ||
| Q3 24 | $8.4B | $38.9B | ||
| Q2 24 | $8.0B | $37.8B |
负债/权益比CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.11× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | 0.00× | 0.11× | ||
| Q2 24 | 0.00× | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $535.3M | — |
| 自由现金流经营现金流 - 资本支出 | $427.2M | — |
| 自由现金流率自由现金流/营收 | 37.0% | — |
| 资本支出强度资本支出/营收 | 9.4% | — |
| 现金转化率经营现金流/净利润 | 1.33× | — |
| 过去12个月自由现金流最近4个季度 | $1.4B | — |
8季度趋势，按日历期对齐
经营现金流CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | $535.3M | $382.4M | ||
| Q3 25 | $438.5M | $338.3M | ||
| Q2 25 | $700.9M | $607.5M | ||
| Q1 25 | $178.1M | $-211.2M | ||
| Q4 24 | $482.3M | $694.6M | ||
| Q3 24 | $439.2M | $198.3M | ||
| Q2 24 | $496.3M | $207.2M |
自由现金流CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | $427.2M | $369.0M | ||
| Q3 25 | $350.8M | $321.1M | ||
| Q2 25 | $572.9M | $592.7M | ||
| Q1 25 | $61.5M | $-227.8M | ||
| Q4 24 | $245.5M | $677.2M | ||
| Q3 24 | $301.3M | $185.6M | ||
| Q2 24 | $408.5M | $173.3M |
自由现金流率CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 32.7% | ||
| Q3 25 | 31.2% | 33.4% | ||
| Q2 25 | 47.3% | 70.6% | ||
| Q1 25 | 5.3% | -27.0% | ||
| Q4 24 | 21.4% | 73.9% | ||
| Q3 24 | 28.2% | 22.9% | ||
| Q2 24 | 36.2% | 21.7% |
资本支出强度CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | 9.4% | 1.2% | ||
| Q3 25 | 7.8% | 1.8% | ||
| Q2 25 | 10.6% | 1.8% | ||
| Q1 25 | 10.0% | 2.0% | ||
| Q4 24 | 20.6% | 1.9% | ||
| Q3 24 | 12.9% | 1.6% | ||
| Q2 24 | 7.8% | 4.2% |
现金转化率CPRTSF
| Q1 26 | — | — | ||
| Q4 25 | 1.33× | 1.45× | ||
| Q3 25 | 1.11× | 1.60× | ||
| Q2 25 | 1.72× | 3.92× | ||
| Q1 25 | 0.46× | -3.99× | ||
| Q4 24 | 1.33× | 2.85× | ||
| Q3 24 | 1.36× | 1.25× | ||
| Q2 24 | 1.30× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPRT
| Services | $952.1M | 82% |
| Other | $203.0M | 18% |
SF
| Other | $506.7M | 30% |
| Asset management | $459.5M | 28% |
| Investment banking | $341.4M | 20% |
| Commissions | $207.8M | 12% |
| Principal transactions | $150.2M | 9% |
