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Corebridge Financial, Inc.（CRBG）与WESCO INTERNATIONAL INC（WCC）财务数据对比。点击上方公司名可切换其他公司
Corebridge Financial, Inc.的季度营收约是WESCO INTERNATIONAL INC的1.1倍（$6.7B vs $6.1B），Corebridge Financial, Inc.净利率更高（12.1% vs 2.6%，领先9.5%），WESCO INTERNATIONAL INC同比增速更快（10.3% vs 1.7%），过去两年Corebridge Financial, Inc.的营收复合增速更高（7.4% vs 6.5%）
Corebridge Financial, Inc.是美国知名金融服务提供商，下设个人退休、人寿保险、退休服务、机构市场四大核心业务板块，可为客户提供年金、寿险产品、退休规划、财富管理等综合金融服务，满足不同群体的多元财务需求。
WESCO国际是一家美国上市控股公司，旗下子公司WESCO Distribution主营电气产品分销及相关服务，总部位于宾夕法尼亚州匹兹堡市，可为工业、基建、商业等多领域客户提供一站式电气供应链解决方案与技术支持服务。
CRBG vs WCC — 直观对比
营收规模更大
CRBG
是对方的1.1倍
$6.1B
营收增速更快
WCC
高出8.7%
1.7%
净利率更高
CRBG
高出9.5%
2.6%
两年增速更快
CRBG
近两年复合增速
6.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $6.7B | $6.1B |
| 净利润 | $814.0M | $159.8M |
| 毛利率 | — | 21.2% |
| 营业利润率 | 14.4% | 5.3% |
| 净利率 | 12.1% | 2.6% |
| 营收同比 | 1.7% | 10.3% |
| 净利润同比 | -62.5% | -3.4% |
| 每股收益（稀释后） | $1.44 | $3.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRBGWCC
| Q4 25 | $6.7B | $6.1B | ||
| Q3 25 | $5.4B | $6.2B | ||
| Q2 25 | $2.7B | $5.9B | ||
| Q1 25 | $3.6B | $5.3B | ||
| Q4 24 | $6.6B | $5.5B | ||
| Q3 24 | $2.6B | $5.5B | ||
| Q2 24 | $3.7B | $5.5B | ||
| Q1 24 | $5.8B | $5.3B |
净利润CRBGWCC
| Q4 25 | $814.0M | $159.8M | ||
| Q3 25 | $144.0M | $187.5M | ||
| Q2 25 | $-660.0M | $174.5M | ||
| Q1 25 | $-664.0M | $118.4M | ||
| Q4 24 | $2.2B | $165.4M | ||
| Q3 24 | $-1.2B | $204.3M | ||
| Q2 24 | $365.0M | $232.1M | ||
| Q1 24 | $878.0M | $115.8M |
毛利率CRBGWCC
| Q4 25 | — | 21.2% | ||
| Q3 25 | — | 21.3% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 21.1% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | — | 22.1% | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 21.3% |
营业利润率CRBGWCC
| Q4 25 | 14.4% | 5.3% | ||
| Q3 25 | -0.8% | 5.6% | ||
| Q2 25 | -22.2% | 5.5% | ||
| Q1 25 | -24.0% | 4.5% | ||
| Q4 24 | 44.2% | 5.5% | ||
| Q3 24 | -60.9% | 6.1% | ||
| Q2 24 | 12.3% | 5.9% | ||
| Q1 24 | 17.4% | 4.9% |
净利率CRBGWCC
| Q4 25 | 12.1% | 2.6% | ||
| Q3 25 | 2.7% | 3.0% | ||
| Q2 25 | -24.1% | 3.0% | ||
| Q1 25 | -18.5% | 2.2% | ||
| Q4 24 | 32.8% | 3.0% | ||
| Q3 24 | -45.3% | 3.7% | ||
| Q2 24 | 9.8% | 4.2% | ||
| Q1 24 | 15.0% | 2.2% |
每股收益（稀释后）CRBGWCC
| Q4 25 | $1.44 | $3.33 | ||
| Q3 25 | $0.27 | $3.79 | ||
| Q2 25 | $-1.20 | $3.83 | ||
| Q1 25 | $-1.19 | $2.10 | ||
| Q4 24 | $3.74 | $3.01 | ||
| Q3 24 | $-2.02 | $3.81 | ||
| Q2 24 | $0.59 | $4.28 | ||
| Q1 24 | $1.41 | $1.95 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $13.2B | $5.0B |
| 总资产 | $413.5B | $16.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益CRBGWCC
| Q4 25 | $13.2B | $5.0B | ||
| Q3 25 | $13.5B | $4.8B | ||
| Q2 25 | $12.3B | $4.8B | ||
| Q1 25 | $12.0B | $5.0B | ||
| Q4 24 | $11.5B | $5.0B | ||
| Q3 24 | $13.6B | $5.0B | ||
| Q2 24 | $11.0B | $4.9B | ||
| Q1 24 | $11.6B | $5.0B |
总资产CRBGWCC
| Q4 25 | $413.5B | $16.5B | ||
| Q3 25 | $411.3B | $16.6B | ||
| Q2 25 | $399.2B | $16.2B | ||
| Q1 25 | $390.0B | $15.5B | ||
| Q4 24 | $389.4B | $15.1B | ||
| Q3 24 | $399.4B | $15.3B | ||
| Q2 24 | $382.5B | $15.1B | ||
| Q1 24 | $385.6B | $15.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.9B | $71.9M |
| 自由现金流经营现金流 - 资本支出 | — | $27.5M |
| 自由现金流率自由现金流/营收 | — | 0.5% |
| 资本支出强度资本支出/营收 | — | 0.7% |
| 现金转化率经营现金流/净利润 | 2.31× | 0.45× |
| 过去12个月自由现金流最近4个季度 | — | $25.2M |
8季度趋势，按日历期对齐
经营现金流CRBGWCC
| Q4 25 | $1.9B | $71.9M | ||
| Q3 25 | $24.0M | $-82.7M | ||
| Q2 25 | $-259.0M | $107.8M | ||
| Q1 25 | $375.0M | $28.0M | ||
| Q4 24 | $1.5B | $276.6M | ||
| Q3 24 | $83.0M | $302.1M | ||
| Q2 24 | $-9.0M | $-223.8M | ||
| Q1 24 | $598.0M | $746.3M |
自由现金流CRBGWCC
| Q4 25 | — | $27.5M | ||
| Q3 25 | — | $-95.9M | ||
| Q2 25 | — | $86.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $252.3M | ||
| Q3 24 | — | $272.9M | ||
| Q2 24 | — | $-244.6M | ||
| Q1 24 | — | $725.9M |
自由现金流率CRBGWCC
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | -1.5% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | 5.0% | ||
| Q2 24 | — | -4.5% | ||
| Q1 24 | — | 13.6% |
资本支出强度CRBGWCC
| Q4 25 | — | 0.7% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.4% |
现金转化率CRBGWCC
| Q4 25 | 2.31× | 0.45× | ||
| Q3 25 | 0.17× | -0.44× | ||
| Q2 25 | — | 0.62× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | 0.68× | 1.67× | ||
| Q3 24 | — | 1.48× | ||
| Q2 24 | -0.02× | -0.96× | ||
| Q1 24 | 0.68× | 6.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRBG
| Institutional Markets Segment | $2.9B | 43% |
| Life Insurance Operating Segment | $1.1B | 16% |
| Individual Retirement Segment | $1.0B | 16% |
| Other | $1.0B | 15% |
| Group Retirement Segment | $667.0M | 10% |
WCC
| CSS | $2.4B | 40% |
| EES | $2.3B | 37% |
| UBS | $1.4B | 23% |
