vs
AMERICAS CARMART INC（CRMT）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是AMERICAS CARMART INC的1.6倍（$461.6M vs $286.3M），RBC Bearings INC净利率更高（14.6% vs -7.8%，领先22.5%），RBC Bearings INC同比增速更快（17.0% vs 0.2%），RBC Bearings INC自由现金流更多（$99.1M vs $8.3M），过去两年AMERICAS CARMART INC的营收复合增速更高（9.1% vs 5.6%）
Americas CarMart Inc是美国专业汽车零售商，主要销售二手车，为信用记录有限或信用不佳的客户提供定制化内部融资方案，其线下门店网络集中在美国南部和中西部地区，服务购车市场中需求未被充分覆盖的消费群体。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
CRMT vs RBC — 直观对比
营收规模更大
RBC
是对方的1.6倍
$286.3M
营收增速更快
RBC
高出16.8%
0.2%
净利率更高
RBC
高出22.5%
-7.8%
自由现金流更多
RBC
多$90.8M
$8.3M
两年增速更快
CRMT
近两年复合增速
5.6%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $286.3M | $461.6M |
| 净利润 | $-22.5M | $67.4M |
| 毛利率 | 37.5% | 44.3% |
| 营业利润率 | -9.6% | 22.3% |
| 净利率 | -7.8% | 14.6% |
| 营收同比 | 0.2% | 17.0% |
| 净利润同比 | -540.7% | 16.4% |
| 每股收益（稀释后） | $-2.71 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRMTRBC
| Q4 25 | $286.3M | $461.6M | ||
| Q3 25 | $276.2M | $455.3M | ||
| Q2 25 | $309.7M | $436.0M | ||
| Q1 25 | $263.5M | $437.7M | ||
| Q4 24 | $285.8M | $394.4M | ||
| Q3 24 | $287.2M | $397.9M | ||
| Q2 24 | $309.7M | $406.3M | ||
| Q1 24 | $240.4M | $413.7M |
净利润CRMTRBC
| Q4 25 | $-22.5M | $67.4M | ||
| Q3 25 | $-5.7M | $60.0M | ||
| Q2 25 | $10.6M | $68.5M | ||
| Q1 25 | $3.2M | $72.7M | ||
| Q4 24 | $5.1M | $57.9M | ||
| Q3 24 | $-964.0K | $54.2M | ||
| Q2 24 | $426.0K | $61.4M | ||
| Q1 24 | $-8.5M | — |
毛利率CRMTRBC
| Q4 25 | 37.5% | 44.3% | ||
| Q3 25 | 36.6% | 44.1% | ||
| Q2 25 | 36.4% | 44.8% | ||
| Q1 25 | 35.7% | 44.2% | ||
| Q4 24 | 39.4% | 44.3% | ||
| Q3 24 | 35.0% | 43.7% | ||
| Q2 24 | 35.1% | 45.3% | ||
| Q1 24 | 34.2% | 43.1% |
营业利润率CRMTRBC
| Q4 25 | -9.6% | 22.3% | ||
| Q3 25 | -2.7% | 21.5% | ||
| Q2 25 | 4.0% | 23.2% | ||
| Q1 25 | 1.7% | 23.0% | ||
| Q4 24 | 2.5% | 21.7% | ||
| Q3 24 | -0.4% | 21.6% | ||
| Q2 24 | — | 24.0% | ||
| Q1 24 | -4.3% | 22.8% |
净利率CRMTRBC
| Q4 25 | -7.8% | 14.6% | ||
| Q3 25 | -2.1% | 13.2% | ||
| Q2 25 | 3.4% | 15.7% | ||
| Q1 25 | 1.2% | 16.6% | ||
| Q4 24 | 1.8% | 14.7% | ||
| Q3 24 | -0.3% | 13.6% | ||
| Q2 24 | 0.1% | 15.1% | ||
| Q1 24 | -3.6% | — |
每股收益（稀释后）CRMTRBC
| Q4 25 | $-2.71 | $2.13 | ||
| Q3 25 | $-0.69 | $1.90 | ||
| Q2 25 | $1.50 | $2.17 | ||
| Q1 25 | $0.37 | $2.33 | ||
| Q4 24 | $0.61 | $1.82 | ||
| Q3 24 | $-0.15 | $1.65 | ||
| Q2 24 | $0.09 | $1.90 | ||
| Q1 24 | $-1.34 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.4M | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $555.0M | $3.3B |
| 总资产 | $1.7B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资CRMTRBC
| Q4 25 | $122.4M | $107.6M | ||
| Q3 25 | $9.7M | $91.2M | ||
| Q2 25 | $9.8M | $132.9M | ||
| Q1 25 | $8.5M | $36.8M | ||
| Q4 24 | $8.0M | — | ||
| Q3 24 | $4.7M | — | ||
| Q2 24 | $5.5M | $76.8M | ||
| Q1 24 | $4.2M | $63.5M |
总债务CRMTRBC
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $1.2B |
股东权益CRMTRBC
| Q4 25 | $555.0M | $3.3B | ||
| Q3 25 | $564.8M | $3.2B | ||
| Q2 25 | $569.4M | $3.1B | ||
| Q1 25 | $557.8M | $3.0B | ||
| Q4 24 | $553.6M | $2.9B | ||
| Q3 24 | $471.1M | $2.9B | ||
| Q2 24 | $470.6M | $2.8B | ||
| Q1 24 | $468.9M | $2.8B |
总资产CRMTRBC
| Q4 25 | $1.7B | $5.1B | ||
| Q3 25 | $1.6B | $5.1B | ||
| Q2 25 | $1.6B | $4.8B | ||
| Q1 25 | $1.6B | $4.7B | ||
| Q4 24 | $1.6B | $4.7B | ||
| Q3 24 | $1.5B | $4.7B | ||
| Q2 24 | $1.5B | $4.7B | ||
| Q1 24 | $1.5B | $4.7B |
负债/权益比CRMTRBC
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $8.3M | $99.1M |
| 自由现金流率自由现金流/营收 | 2.9% | 21.5% |
| 资本支出强度资本支出/营收 | 0.3% | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | $-11.2M | — |
8季度趋势，按日历期对齐
经营现金流CRMTRBC
| Q4 25 | $9.1M | $122.1M | ||
| Q3 25 | $-5.9M | $88.4M | ||
| Q2 25 | $19.2M | $120.0M | ||
| Q1 25 | $-30.8M | — | ||
| Q4 24 | $-22.2M | $84.0M | ||
| Q3 24 | $-15.0M | — | ||
| Q2 24 | $-10.7M | $97.4M | ||
| Q1 24 | $13.0M | — |
自由现金流CRMTRBC
| Q4 25 | $8.3M | $99.1M | ||
| Q3 25 | $-6.4M | $71.7M | ||
| Q2 25 | $18.4M | $104.3M | ||
| Q1 25 | $-31.5M | — | ||
| Q4 24 | $-23.6M | $73.6M | ||
| Q3 24 | $-16.0M | — | ||
| Q2 24 | $-12.0M | $88.4M | ||
| Q1 24 | $10.2M | — |
自由现金流率CRMTRBC
| Q4 25 | 2.9% | 21.5% | ||
| Q3 25 | -2.3% | 15.7% | ||
| Q2 25 | 5.9% | 23.9% | ||
| Q1 25 | -12.0% | — | ||
| Q4 24 | -8.3% | 18.7% | ||
| Q3 24 | -5.6% | — | ||
| Q2 24 | -3.9% | 21.8% | ||
| Q1 24 | 4.3% | — |
资本支出强度CRMTRBC
| Q4 25 | 0.3% | 5.0% | ||
| Q3 25 | 0.2% | 3.7% | ||
| Q2 25 | 0.3% | 3.6% | ||
| Q1 25 | 0.3% | 3.2% | ||
| Q4 24 | 0.5% | 2.6% | ||
| Q3 24 | 0.3% | 4.1% | ||
| Q2 24 | 0.4% | 2.2% | ||
| Q1 24 | 1.1% | — |
现金转化率CRMTRBC
| Q4 25 | — | 1.81× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | 1.81× | 1.75× | ||
| Q1 25 | -9.73× | — | ||
| Q4 24 | -4.36× | 1.45× | ||
| Q3 24 | — | — | ||
| Q2 24 | -25.18× | 1.59× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
