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CoStar Group（CSGP）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
CoStar Group的季度营收约是Fair Isaac的1.8倍（$899.9M vs $512.0M），Fair Isaac净利率更高（30.9% vs 5.2%，领先25.8%），CoStar Group同比增速更快（26.9% vs 16.4%），Fair Isaac自由现金流更多（$173.9M vs $101.3M），过去两年CoStar Group的营收复合增速更高（17.1% vs 8.6%）
CoStar Group是1987年成立的美国商业地产服务商，总部位于弗吉尼亚州阿灵顿，业务覆盖北美、欧洲地区，为商业地产行业提供信息、分析及营销解决方案，旗下运营CoStar线上数据库、新闻网站及Apartments.com、Homes.com等多个线上平台。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
CSGP vs FICO — 直观对比
营收规模更大
CSGP
是对方的1.8倍
$512.0M
营收增速更快
CSGP
高出10.5%
16.4%
净利率更高
FICO
高出25.8%
5.2%
自由现金流更多
FICO
多$72.6M
$101.3M
两年增速更快
CSGP
近两年复合增速
8.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $899.9M | $512.0M |
| 净利润 | $46.5M | $158.4M |
| 毛利率 | 78.6% | 83.0% |
| 营业利润率 | 5.5% | 45.7% |
| 净利率 | 5.2% | 30.9% |
| 营收同比 | 26.9% | 16.4% |
| 净利润同比 | -22.2% | 3.8% |
| 每股收益（稀释后） | $0.12 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSGPFICO
| Q4 25 | $899.9M | $512.0M | ||
| Q3 25 | $833.6M | $515.8M | ||
| Q2 25 | $781.3M | $536.4M | ||
| Q1 25 | $732.2M | $498.7M | ||
| Q4 24 | $709.4M | $440.0M | ||
| Q3 24 | $692.6M | $453.8M | ||
| Q2 24 | $677.8M | $447.8M | ||
| Q1 24 | $656.4M | $433.8M |
净利润CSGPFICO
| Q4 25 | $46.5M | $158.4M | ||
| Q3 25 | $-30.9M | $155.0M | ||
| Q2 25 | $6.2M | $181.8M | ||
| Q1 25 | $-14.8M | $162.6M | ||
| Q4 24 | $59.8M | $152.5M | ||
| Q3 24 | $53.0M | $135.7M | ||
| Q2 24 | $19.2M | $126.3M | ||
| Q1 24 | $6.7M | $129.8M |
毛利率CSGPFICO
| Q4 25 | 78.6% | 83.0% | ||
| Q3 25 | 79.3% | 82.3% | ||
| Q2 25 | 78.5% | 83.7% | ||
| Q1 25 | 79.1% | 82.4% | ||
| Q4 24 | 80.1% | 80.1% | ||
| Q3 24 | 79.7% | 80.3% | ||
| Q2 24 | 80.0% | 80.3% | ||
| Q1 24 | 78.5% | 80.0% |
营业利润率CSGPFICO
| Q4 25 | 5.5% | 45.7% | ||
| Q3 25 | -6.1% | 46.0% | ||
| Q2 25 | -3.5% | 48.9% | ||
| Q1 25 | -5.8% | 49.3% | ||
| Q4 24 | 5.6% | 40.8% | ||
| Q3 24 | 3.4% | 43.4% | ||
| Q2 24 | -2.4% | 42.5% | ||
| Q1 24 | -6.5% | 44.9% |
净利率CSGPFICO
| Q4 25 | 5.2% | 30.9% | ||
| Q3 25 | -3.7% | 30.1% | ||
| Q2 25 | 0.8% | 33.9% | ||
| Q1 25 | -2.0% | 32.6% | ||
| Q4 24 | 8.4% | 34.7% | ||
| Q3 24 | 7.7% | 29.9% | ||
| Q2 24 | 2.8% | 28.2% | ||
| Q1 24 | 1.0% | 29.9% |
每股收益（稀释后）CSGPFICO
| Q4 25 | $0.12 | $6.61 | ||
| Q3 25 | $-0.07 | $6.41 | ||
| Q2 25 | $0.01 | $7.40 | ||
| Q1 25 | $-0.04 | $6.59 | ||
| Q4 24 | $0.14 | $6.14 | ||
| Q3 24 | $0.13 | $5.44 | ||
| Q2 24 | $0.05 | $5.05 | ||
| Q1 24 | $0.02 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $162.0M |
| 总债务越低越好 | $140.0M | $3.2B |
| 股东权益账面价值 | $8.3B | $-1.8B |
| 总资产 | $10.5B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势，按日历期对齐
现金及短期投资CSGPFICO
| Q4 25 | $1.6B | $162.0M | ||
| Q3 25 | $1.9B | $134.1M | ||
| Q2 25 | $3.6B | $189.0M | ||
| Q1 25 | $3.7B | $146.6M | ||
| Q4 24 | $4.7B | $184.3M | ||
| Q3 24 | — | $150.7M | ||
| Q2 24 | — | $156.0M | ||
| Q1 24 | — | $135.7M |
总债务CSGPFICO
| Q4 25 | $140.0M | $3.2B | ||
| Q3 25 | $1.0B | $3.1B | ||
| Q2 25 | $1.0B | $2.8B | ||
| Q1 25 | $1.0B | $2.5B | ||
| Q4 24 | $1.0B | $2.4B | ||
| Q3 24 | $1.0B | $2.2B | ||
| Q2 24 | $1.0B | $2.1B | ||
| Q1 24 | $1.0B | $2.0B |
股东权益CSGPFICO
| Q4 25 | $8.3B | $-1.8B | ||
| Q3 25 | $8.6B | $-1.7B | ||
| Q2 25 | $8.6B | $-1.4B | ||
| Q1 25 | $8.6B | $-1.1B | ||
| Q4 24 | $7.6B | $-1.1B | ||
| Q3 24 | $7.5B | $-962.7M | ||
| Q2 24 | $7.4B | $-829.3M | ||
| Q1 24 | $7.3B | $-735.7M |
总资产CSGPFICO
| Q4 25 | $10.5B | $1.9B | ||
| Q3 25 | $10.8B | $1.9B | ||
| Q2 25 | $10.5B | $1.9B | ||
| Q1 25 | $10.4B | $1.8B | ||
| Q4 24 | $9.3B | $1.7B | ||
| Q3 24 | $9.1B | $1.7B | ||
| Q2 24 | $9.1B | $1.7B | ||
| Q1 24 | $9.0B | $1.7B |
负债/权益比CSGPFICO
| Q4 25 | 0.02× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.13× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $162.1M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $101.3M | $173.9M |
| 自由现金流率自由现金流/营收 | 11.3% | 34.0% |
| 资本支出强度资本支出/营收 | 6.8% | 0.0% |
| 现金转化率经营现金流/净利润 | 3.49× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $123.0M | $750.6M |
8季度趋势，按日历期对齐
经营现金流CSGPFICO
| Q4 25 | $162.1M | $174.1M | ||
| Q3 25 | $68.2M | $223.7M | ||
| Q2 25 | $146.5M | $286.2M | ||
| Q1 25 | $53.2M | $74.9M | ||
| Q4 24 | $94.6M | $194.0M | ||
| Q3 24 | $100.3M | $226.5M | ||
| Q2 24 | $58.1M | $213.3M | ||
| Q1 24 | $139.6M | $71.0M |
自由现金流CSGPFICO
| Q4 25 | $101.3M | $173.9M | ||
| Q3 25 | $-5.5M | $219.5M | ||
| Q2 25 | $27.7M | $284.4M | ||
| Q1 25 | $-500.0K | $72.8M | ||
| Q4 24 | $25.2M | $193.2M | ||
| Q3 24 | $40.2M | $224.7M | ||
| Q2 24 | $-14.7M | $211.6M | ||
| Q1 24 | $-237.1M | $67.0M |
自由现金流率CSGPFICO
| Q4 25 | 11.3% | 34.0% | ||
| Q3 25 | -0.7% | 42.6% | ||
| Q2 25 | 3.5% | 53.0% | ||
| Q1 25 | -0.1% | 14.6% | ||
| Q4 24 | 3.6% | 43.9% | ||
| Q3 24 | 5.8% | 49.5% | ||
| Q2 24 | -2.2% | 47.2% | ||
| Q1 24 | -36.1% | 15.4% |
资本支出强度CSGPFICO
| Q4 25 | 6.8% | 0.0% | ||
| Q3 25 | 8.8% | 0.8% | ||
| Q2 25 | 15.2% | 0.3% | ||
| Q1 25 | 7.3% | 0.4% | ||
| Q4 24 | 9.8% | 0.2% | ||
| Q3 24 | 8.7% | 0.4% | ||
| Q2 24 | 10.7% | 0.4% | ||
| Q1 24 | 57.4% | 0.9% |
现金转化率CSGPFICO
| Q4 25 | 3.49× | 1.10× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | 23.63× | 1.57× | ||
| Q1 25 | — | 0.46× | ||
| Q4 24 | 1.58× | 1.27× | ||
| Q3 24 | 1.89× | 1.67× | ||
| Q2 24 | 3.03× | 1.69× | ||
| Q1 24 | 20.84× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSGP
| Co Star | $503.8M | 56% |
| Other | $283.0M | 31% |
| Loop Net | $94.7M | 11% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
