vs
CoStar Group（CSGP）与Globe Life（GL）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是CoStar Group的1.7倍（$1.6B vs $899.9M），Globe Life净利率更高（17.3% vs 5.2%，领先12.2%），CoStar Group同比增速更快（26.9% vs 5.3%），过去两年CoStar Group的营收复合增速更高（17.1% vs 4.1%）
CoStar Group是1987年成立的美国商业地产服务商，总部位于弗吉尼亚州阿灵顿，业务覆盖北美、欧洲地区，为商业地产行业提供信息、分析及营销解决方案，旗下运营CoStar线上数据库、新闻网站及Apartments.com、Homes.com等多个线上平台。
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
CSGP vs GL — 直观对比
营收规模更大
GL
是对方的1.7倍
$899.9M
营收增速更快
CSGP
高出21.5%
5.3%
净利率更高
GL
高出12.2%
5.2%
两年增速更快
CSGP
近两年复合增速
4.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $899.9M | $1.6B |
| 净利润 | $46.5M | $270.5M |
| 毛利率 | 78.6% | — |
| 营业利润率 | 5.5% | — |
| 净利率 | 5.2% | 17.3% |
| 营收同比 | 26.9% | 5.3% |
| 净利润同比 | -22.2% | — |
| 每股收益（稀释后） | $0.12 | $3.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSGPGL
| Q1 26 | — | $1.6B | ||
| Q4 25 | $899.9M | $1.5B | ||
| Q3 25 | $833.6M | $1.5B | ||
| Q2 25 | $781.3M | $1.5B | ||
| Q1 25 | $732.2M | $1.5B | ||
| Q4 24 | $709.4M | $1.5B | ||
| Q3 24 | $692.6M | $1.5B | ||
| Q2 24 | $677.8M | $1.4B |
净利润CSGPGL
| Q1 26 | — | $270.5M | ||
| Q4 25 | $46.5M | $266.1M | ||
| Q3 25 | $-30.9M | $387.8M | ||
| Q2 25 | $6.2M | $252.7M | ||
| Q1 25 | $-14.8M | $254.6M | ||
| Q4 24 | $59.8M | $255.2M | ||
| Q3 24 | $53.0M | $303.0M | ||
| Q2 24 | $19.2M | $258.4M |
毛利率CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | 78.6% | — | ||
| Q3 25 | 79.3% | — | ||
| Q2 25 | 78.5% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 79.7% | 26.1% | ||
| Q2 24 | 80.0% | 23.3% |
营业利润率CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | 5.5% | 21.7% | ||
| Q3 25 | -6.1% | 31.5% | ||
| Q2 25 | -3.5% | 21.2% | ||
| Q1 25 | -5.8% | 21.4% | ||
| Q4 24 | 5.6% | 21.3% | ||
| Q3 24 | 3.4% | 26.3% | ||
| Q2 24 | -2.4% | 23.5% |
净利率CSGPGL
| Q1 26 | — | 17.3% | ||
| Q4 25 | 5.2% | 17.5% | ||
| Q3 25 | -3.7% | 25.6% | ||
| Q2 25 | 0.8% | 17.1% | ||
| Q1 25 | -2.0% | 17.2% | ||
| Q4 24 | 8.4% | 17.4% | ||
| Q3 24 | 7.7% | 20.8% | ||
| Q2 24 | 2.8% | 17.9% |
每股收益（稀释后）CSGPGL
| Q1 26 | — | $3.39 | ||
| Q4 25 | $0.12 | $3.28 | ||
| Q3 25 | $-0.07 | $4.73 | ||
| Q2 25 | $0.01 | $3.05 | ||
| Q1 25 | $-0.04 | $3.01 | ||
| Q4 24 | $0.14 | $3.00 | ||
| Q3 24 | $0.13 | $3.44 | ||
| Q2 24 | $0.05 | $2.83 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $183.8M |
| 总债务越低越好 | $140.0M | — |
| 股东权益账面价值 | $8.3B | $6.1B |
| 总资产 | $10.5B | — |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势，按日历期对齐
现金及短期投资CSGPGL
| Q1 26 | — | $183.8M | ||
| Q4 25 | $1.6B | $314.7M | ||
| Q3 25 | $1.9B | $62.8M | ||
| Q2 25 | $3.6B | $116.7M | ||
| Q1 25 | $3.7B | $134.1M | ||
| Q4 24 | $4.7B | $85.0M | ||
| Q3 24 | — | $100.5M | ||
| Q2 24 | — | $100.6M |
总债务CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | $140.0M | — | ||
| Q3 25 | $1.0B | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.0B | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $1.0B | — |
股东权益CSGPGL
| Q1 26 | — | $6.1B | ||
| Q4 25 | $8.3B | $6.0B | ||
| Q3 25 | $8.6B | $5.7B | ||
| Q2 25 | $8.6B | $5.4B | ||
| Q1 25 | $8.6B | $5.4B | ||
| Q4 24 | $7.6B | $5.3B | ||
| Q3 24 | $7.5B | $4.6B | ||
| Q2 24 | $7.4B | $5.2B |
总资产CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | $10.5B | $30.8B | ||
| Q3 25 | $10.8B | $30.5B | ||
| Q2 25 | $10.5B | $29.8B | ||
| Q1 25 | $10.4B | $29.7B | ||
| Q4 24 | $9.3B | $29.1B | ||
| Q3 24 | $9.1B | $29.6B | ||
| Q2 24 | $9.1B | $28.3B |
负债/权益比CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | 0.02× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.13× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $162.1M | — |
| 自由现金流经营现金流 - 资本支出 | $101.3M | — |
| 自由现金流率自由现金流/营收 | 11.3% | — |
| 资本支出强度资本支出/营收 | 6.8% | — |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $123.0M | — |
8季度趋势，按日历期对齐
经营现金流CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | $162.1M | $350.6M | ||
| Q3 25 | $68.2M | $306.0M | ||
| Q2 25 | $146.5M | $307.9M | ||
| Q1 25 | $53.2M | $431.9M | ||
| Q4 24 | $94.6M | $336.9M | ||
| Q3 24 | $100.3M | $340.6M | ||
| Q2 24 | $58.1M | $374.1M |
自由现金流CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | $101.3M | $330.1M | ||
| Q3 25 | $-5.5M | $208.7M | ||
| Q2 25 | $27.7M | $295.0M | ||
| Q1 25 | $-500.0K | $420.1M | ||
| Q4 24 | $25.2M | $321.9M | ||
| Q3 24 | $40.2M | $311.3M | ||
| Q2 24 | $-14.7M | $356.5M |
自由现金流率CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 21.7% | ||
| Q3 25 | -0.7% | 13.8% | ||
| Q2 25 | 3.5% | 19.9% | ||
| Q1 25 | -0.1% | 28.4% | ||
| Q4 24 | 3.6% | 22.0% | ||
| Q3 24 | 5.8% | 21.4% | ||
| Q2 24 | -2.2% | 24.8% |
资本支出强度CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 1.3% | ||
| Q3 25 | 8.8% | 6.4% | ||
| Q2 25 | 15.2% | 0.9% | ||
| Q1 25 | 7.3% | 0.8% | ||
| Q4 24 | 9.8% | 1.0% | ||
| Q3 24 | 8.7% | 2.0% | ||
| Q2 24 | 10.7% | 1.2% |
现金转化率CSGPGL
| Q1 26 | — | — | ||
| Q4 25 | 3.49× | 1.32× | ||
| Q3 25 | — | 0.79× | ||
| Q2 25 | 23.63× | 1.22× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | 1.58× | 1.32× | ||
| Q3 24 | 1.89× | 1.12× | ||
| Q2 24 | 3.03× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSGP
| Co Star | $503.8M | 56% |
| Other | $283.0M | 31% |
| Loop Net | $94.7M | 11% |
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
