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Globe Life（GL）与UFP INDUSTRIES INC（UFPI）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是UFP INDUSTRIES INC的1.2倍（$1.6B vs $1.3B），Globe Life净利率更高（17.3% vs 3.0%，领先14.3%），Globe Life同比增速更快（5.3% vs -9.0%），过去两年Globe Life的营收复合增速更高（4.1% vs -9.9%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
UFP工业是一家控股企业，业务覆盖零售、工业、建筑三大市场，总部位于美国密歇根州大急流城，1993年公开上市，旗下共有218家关联运营主体，面向零售、建筑、包装三大领域供应数万种产品。
GL vs UFPI — 直观对比
营收规模更大
GL
是对方的1.2倍
$1.3B
营收增速更快
GL
高出14.4%
-9.0%
净利率更高
GL
高出14.3%
3.0%
两年增速更快
GL
近两年复合增速
-9.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.3B |
| 净利润 | $270.5M | $40.0M |
| 毛利率 | — | 16.3% |
| 营业利润率 | — | 4.4% |
| 净利率 | 17.3% | 3.0% |
| 营收同比 | 5.3% | -9.0% |
| 净利润同比 | 6.3% | -41.3% |
| 每股收益（稀释后） | $3.39 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLUFPI
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $1.3B | ||
| Q3 25 | $1.5B | $1.6B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.5B | $1.6B | ||
| Q4 24 | $1.5B | $1.5B | ||
| Q3 24 | $1.5B | $1.6B | ||
| Q2 24 | $1.4B | $1.9B |
净利润GLUFPI
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $40.0M | ||
| Q3 25 | $387.8M | $75.3M | ||
| Q2 25 | $252.7M | $100.7M | ||
| Q1 25 | $254.6M | $78.8M | ||
| Q4 24 | $255.2M | $68.0M | ||
| Q3 24 | $303.0M | $99.8M | ||
| Q2 24 | $258.4M | $125.9M |
毛利率GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | — | 16.3% | ||
| Q3 25 | — | 16.8% | ||
| Q2 25 | — | 17.0% | ||
| Q1 25 | — | 16.8% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 26.1% | 18.1% | ||
| Q2 24 | 23.3% | 19.1% |
营业利润率GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 4.4% | ||
| Q3 25 | 31.5% | 5.7% | ||
| Q2 25 | 21.2% | 6.7% | ||
| Q1 25 | 21.4% | 5.8% | ||
| Q4 24 | 21.3% | 5.4% | ||
| Q3 24 | 26.3% | 7.3% | ||
| Q2 24 | 23.5% | 8.4% |
净利率GLUFPI
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 3.0% | ||
| Q3 25 | 25.6% | 4.8% | ||
| Q2 25 | 17.1% | 5.5% | ||
| Q1 25 | 17.2% | 4.9% | ||
| Q4 24 | 17.4% | 4.7% | ||
| Q3 24 | 20.8% | 6.1% | ||
| Q2 24 | 17.9% | 6.6% |
每股收益（稀释后）GLUFPI
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $0.71 | ||
| Q3 25 | $4.73 | $1.29 | ||
| Q2 25 | $3.05 | $1.70 | ||
| Q1 25 | $3.01 | $1.30 | ||
| Q4 24 | $3.00 | $1.12 | ||
| Q3 24 | $3.44 | $1.64 | ||
| Q2 24 | $2.83 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $948.6M |
| 总债务越低越好 | — | $229.8M |
| 股东权益账面价值 | $6.1B | $3.1B |
| 总资产 | — | $4.0B |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资GLUFPI
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $948.6M | ||
| Q3 25 | $62.8M | $1.0B | ||
| Q2 25 | $116.7M | $874.0M | ||
| Q1 25 | $134.1M | $934.3M | ||
| Q4 24 | $85.0M | $1.2B | ||
| Q3 24 | $100.5M | $1.2B | ||
| Q2 24 | $100.6M | $1.1B |
总债务GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | — | $229.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $234.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益GLUFPI
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $3.1B | ||
| Q3 25 | $5.7B | $3.2B | ||
| Q2 25 | $5.4B | $3.1B | ||
| Q1 25 | $5.4B | $3.2B | ||
| Q4 24 | $5.3B | $3.2B | ||
| Q3 24 | $4.6B | $3.2B | ||
| Q2 24 | $5.2B | $3.1B |
总资产GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $4.0B | ||
| Q3 25 | $30.5B | $4.1B | ||
| Q2 25 | $29.8B | $4.1B | ||
| Q1 25 | $29.7B | $4.2B | ||
| Q4 24 | $29.1B | $4.2B | ||
| Q3 24 | $29.6B | $4.2B | ||
| Q2 24 | $28.3B | $4.1B |
负债/权益比GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.07× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $146.6M |
| 自由现金流经营现金流 - 资本支出 | — | $82.7M |
| 自由现金流率自由现金流/营收 | — | 6.2% |
| 资本支出强度资本支出/营收 | — | 4.8% |
| 现金转化率经营现金流/净利润 | — | 3.67× |
| 过去12个月自由现金流最近4个季度 | — | $276.4M |
8季度趋势，按日历期对齐
经营现金流GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $146.6M | ||
| Q3 25 | $306.0M | $286.0M | ||
| Q2 25 | $307.9M | $221.9M | ||
| Q1 25 | $431.9M | $-108.8M | ||
| Q4 24 | $336.9M | $144.9M | ||
| Q3 24 | $340.6M | $258.6M | ||
| Q2 24 | $374.1M | $255.9M |
自由现金流GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $82.7M | ||
| Q3 25 | $208.7M | $210.2M | ||
| Q2 25 | $295.0M | $159.5M | ||
| Q1 25 | $420.1M | $-176.1M | ||
| Q4 24 | $321.9M | $78.1M | ||
| Q3 24 | $311.3M | $199.7M | ||
| Q2 24 | $356.5M | $198.4M |
自由现金流率GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 6.2% | ||
| Q3 25 | 13.8% | 13.5% | ||
| Q2 25 | 19.9% | 8.7% | ||
| Q1 25 | 28.4% | -11.0% | ||
| Q4 24 | 22.0% | 5.3% | ||
| Q3 24 | 21.4% | 12.1% | ||
| Q2 24 | 24.8% | 10.4% |
资本支出强度GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 4.8% | ||
| Q3 25 | 6.4% | 4.9% | ||
| Q2 25 | 0.9% | 3.4% | ||
| Q1 25 | 0.8% | 4.2% | ||
| Q4 24 | 1.0% | 4.6% | ||
| Q3 24 | 2.0% | 3.6% | ||
| Q2 24 | 1.2% | 3.0% |
现金转化率GLUFPI
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 3.67× | ||
| Q3 25 | 0.79× | 3.80× | ||
| Q2 25 | 1.22× | 2.20× | ||
| Q1 25 | 1.70× | -1.38× | ||
| Q4 24 | 1.32× | 2.13× | ||
| Q3 24 | 1.12× | 2.59× | ||
| Q2 24 | 1.45× | 2.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
UFPI
| Retail Segment | $444.0M | 33% |
| Structural Packaging | $230.2M | 17% |
| Factory Built | $189.7M | 14% |
| Site Built | $152.7M | 11% |
| Palletone Inc | $119.2M | 9% |
| Deckorators | $55.2M | 4% |
| Commercial | $53.2M | 4% |
| Concrete Forming | $44.2M | 3% |
| Transferred Over Time | $29.6M | 2% |
| Protective Packaging | $20.7M | 2% |
