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CoStar Group（CSGP）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是CoStar Group的1.3倍（$1.1B vs $899.9M），CoStar Group净利率更高（5.2% vs -0.7%，领先5.9%），CoStar Group同比增速更快（26.9% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $101.3M），过去两年CoStar Group的营收复合增速更高（17.1% vs -0.5%）
CoStar Group是1987年成立的美国商业地产服务商，总部位于弗吉尼亚州阿灵顿，业务覆盖北美、欧洲地区，为商业地产行业提供信息、分析及营销解决方案，旗下运营CoStar线上数据库、新闻网站及Apartments.com、Homes.com等多个线上平台。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
CSGP vs KMPR — 直观对比
营收规模更大
KMPR
是对方的1.3倍
$899.9M
营收增速更快
CSGP
高出31.5%
-4.7%
净利率更高
CSGP
高出5.9%
-0.7%
自由现金流更多
KMPR
多$64.9M
$101.3M
两年增速更快
CSGP
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $899.9M | $1.1B |
| 净利润 | $46.5M | $-8.0M |
| 毛利率 | 78.6% | — |
| 营业利润率 | 5.5% | — |
| 净利率 | 5.2% | -0.7% |
| 营收同比 | 26.9% | -4.7% |
| 净利润同比 | -22.2% | -108.2% |
| 每股收益（稀释后） | $0.12 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSGPKMPR
| Q4 25 | $899.9M | $1.1B | ||
| Q3 25 | $833.6M | $1.2B | ||
| Q2 25 | $781.3M | $1.2B | ||
| Q1 25 | $732.2M | $1.2B | ||
| Q4 24 | $709.4M | $1.2B | ||
| Q3 24 | $692.6M | $1.2B | ||
| Q2 24 | $677.8M | $1.1B | ||
| Q1 24 | $656.4M | $1.1B |
净利润CSGPKMPR
| Q4 25 | $46.5M | $-8.0M | ||
| Q3 25 | $-30.9M | $-21.0M | ||
| Q2 25 | $6.2M | $72.6M | ||
| Q1 25 | $-14.8M | $99.7M | ||
| Q4 24 | $59.8M | $97.4M | ||
| Q3 24 | $53.0M | $73.7M | ||
| Q2 24 | $19.2M | $75.4M | ||
| Q1 24 | $6.7M | $71.3M |
毛利率CSGPKMPR
| Q4 25 | 78.6% | — | ||
| Q3 25 | 79.3% | — | ||
| Q2 25 | 78.5% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 79.7% | — | ||
| Q2 24 | 80.0% | — | ||
| Q1 24 | 78.5% | — |
营业利润率CSGPKMPR
| Q4 25 | 5.5% | — | ||
| Q3 25 | -6.1% | — | ||
| Q2 25 | -3.5% | — | ||
| Q1 25 | -5.8% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 3.4% | 11.2% | ||
| Q2 24 | -2.4% | 10.1% | ||
| Q1 24 | -6.5% | 7.6% |
净利率CSGPKMPR
| Q4 25 | 5.2% | -0.7% | ||
| Q3 25 | -3.7% | -1.7% | ||
| Q2 25 | 0.8% | 5.9% | ||
| Q1 25 | -2.0% | 8.4% | ||
| Q4 24 | 8.4% | 8.2% | ||
| Q3 24 | 7.7% | 6.3% | ||
| Q2 24 | 2.8% | 6.7% | ||
| Q1 24 | 1.0% | 6.2% |
每股收益（稀释后）CSGPKMPR
| Q4 25 | $0.12 | $-0.03 | ||
| Q3 25 | $-0.07 | $-0.34 | ||
| Q2 25 | $0.01 | $1.12 | ||
| Q1 25 | $-0.04 | $1.54 | ||
| Q4 24 | $0.14 | $1.51 | ||
| Q3 24 | $0.13 | $1.14 | ||
| Q2 24 | $0.05 | $1.16 | ||
| Q1 24 | $0.02 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | — |
| 总债务越低越好 | $140.0M | $943.5M |
| 股东权益账面价值 | $8.3B | $2.7B |
| 总资产 | $10.5B | $12.5B |
| 负债/权益比越低杠杆越低 | 0.02× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CSGPKMPR
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.9B | $371.2M | ||
| Q2 25 | $3.6B | $407.6M | ||
| Q1 25 | $3.7B | $545.3M | ||
| Q4 24 | $4.7B | $1.0B | ||
| Q3 24 | — | $696.9M | ||
| Q2 24 | — | $539.1M | ||
| Q1 24 | — | $520.7M |
总债务CSGPKMPR
| Q4 25 | $140.0M | $943.5M | ||
| Q3 25 | $1.0B | $943.1M | ||
| Q2 25 | $1.0B | $942.6M | ||
| Q1 25 | $1.0B | $942.1M | ||
| Q4 24 | $1.0B | $1.4B | ||
| Q3 24 | $1.0B | $1.4B | ||
| Q2 24 | $1.0B | $1.4B | ||
| Q1 24 | $1.0B | $1.4B |
股东权益CSGPKMPR
| Q4 25 | $8.3B | $2.7B | ||
| Q3 25 | $8.6B | $2.7B | ||
| Q2 25 | $8.6B | $370.0M | ||
| Q1 25 | $8.6B | $366.0M | ||
| Q4 24 | $7.6B | $2.8B | ||
| Q3 24 | $7.5B | $2.8B | ||
| Q2 24 | $7.4B | $358.0M | ||
| Q1 24 | $7.3B | $2.6B |
总资产CSGPKMPR
| Q4 25 | $10.5B | $12.5B | ||
| Q3 25 | $10.8B | $12.4B | ||
| Q2 25 | $10.5B | $12.6B | ||
| Q1 25 | $10.4B | $12.5B | ||
| Q4 24 | $9.3B | $12.6B | ||
| Q3 24 | $9.1B | $12.6B | ||
| Q2 24 | $9.1B | $12.6B | ||
| Q1 24 | $9.0B | $12.6B |
负债/权益比CSGPKMPR
| Q4 25 | 0.02× | 0.35× | ||
| Q3 25 | 0.12× | 0.35× | ||
| Q2 25 | 0.12× | 2.55× | ||
| Q1 25 | 0.12× | 2.57× | ||
| Q4 24 | 0.13× | 0.50× | ||
| Q3 24 | 0.13× | 0.50× | ||
| Q2 24 | 0.14× | 3.88× | ||
| Q1 24 | 0.14× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $162.1M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | $101.3M | $166.2M |
| 自由现金流率自由现金流/营收 | 11.3% | 14.7% |
| 资本支出强度资本支出/营收 | 6.8% | 0.8% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $123.0M | $553.9M |
8季度趋势，按日历期对齐
经营现金流CSGPKMPR
| Q4 25 | $162.1M | $175.0M | ||
| Q3 25 | $68.2M | $139.9M | ||
| Q2 25 | $146.5M | $89.6M | ||
| Q1 25 | $53.2M | $180.0M | ||
| Q4 24 | $94.6M | $175.1M | ||
| Q3 24 | $100.3M | $141.9M | ||
| Q2 24 | $58.1M | $22.9M | ||
| Q1 24 | $139.6M | $43.0M |
自由现金流CSGPKMPR
| Q4 25 | $101.3M | $166.2M | ||
| Q3 25 | $-5.5M | $133.4M | ||
| Q2 25 | $27.7M | $82.0M | ||
| Q1 25 | $-500.0K | $172.3M | ||
| Q4 24 | $25.2M | $165.4M | ||
| Q3 24 | $40.2M | $131.4M | ||
| Q2 24 | $-14.7M | $5.2M | ||
| Q1 24 | $-237.1M | $27.7M |
自由现金流率CSGPKMPR
| Q4 25 | 11.3% | 14.7% | ||
| Q3 25 | -0.7% | 10.8% | ||
| Q2 25 | 3.5% | 6.7% | ||
| Q1 25 | -0.1% | 14.4% | ||
| Q4 24 | 3.6% | 13.9% | ||
| Q3 24 | 5.8% | 11.1% | ||
| Q2 24 | -2.2% | 0.5% | ||
| Q1 24 | -36.1% | 2.4% |
资本支出强度CSGPKMPR
| Q4 25 | 6.8% | 0.8% | ||
| Q3 25 | 8.8% | 0.5% | ||
| Q2 25 | 15.2% | 0.6% | ||
| Q1 25 | 7.3% | 0.6% | ||
| Q4 24 | 9.8% | 0.8% | ||
| Q3 24 | 8.7% | 0.9% | ||
| Q2 24 | 10.7% | 1.6% | ||
| Q1 24 | 57.4% | 1.3% |
现金转化率CSGPKMPR
| Q4 25 | 3.49× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 23.63× | 1.23× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | 1.58× | 1.80× | ||
| Q3 24 | 1.89× | 1.93× | ||
| Q2 24 | 3.03× | 0.30× | ||
| Q1 24 | 20.84× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSGP
| Co Star | $503.8M | 56% |
| Other | $283.0M | 31% |
| Loop Net | $94.7M | 11% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
