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CARRIAGE SERVICES INC（CSV）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
CARRIAGE SERVICES INC的季度营收约是OCTAVE SPECIALTY GROUP INC的1.6倍（$105.5M vs $66.9M），CARRIAGE SERVICES INC净利率更高（11.6% vs -73.8%，领先85.4%），CARRIAGE SERVICES INC同比增速更快（8.0% vs 2.6%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（16.2% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
CSV vs OSG — 直观对比
营收规模更大
CSV
是对方的1.6倍
$66.9M
营收增速更快
CSV
高出5.4%
2.6%
净利率更高
CSV
高出85.4%
-73.8%
两年增速更快
OSG
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $66.9M |
| 净利润 | $12.3M | $-29.7M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | -76.7% |
| 净利率 | 11.6% | -73.8% |
| 营收同比 | 8.0% | 2.6% |
| 净利润同比 | 24.5% | -41.7% |
| 每股收益（稀释后） | $0.76 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVOSG
| Q4 25 | $105.5M | $66.9M | ||
| Q3 25 | $102.7M | $66.6M | ||
| Q2 25 | $102.1M | $55.0M | ||
| Q1 25 | $107.1M | $62.8M | ||
| Q4 24 | $97.7M | $65.2M | ||
| Q3 24 | $100.7M | $70.0M | ||
| Q2 24 | $102.3M | $51.0M | ||
| Q1 24 | $103.5M | $49.6M |
净利润CSVOSG
| Q4 25 | $12.3M | $-29.7M | ||
| Q3 25 | $6.6M | $-112.6M | ||
| Q2 25 | $11.7M | $-72.7M | ||
| Q1 25 | $20.9M | $-44.7M | ||
| Q4 24 | $9.9M | $-20.9M | ||
| Q3 24 | $9.9M | $-27.5M | ||
| Q2 24 | $6.3M | $-750.0K | ||
| Q1 24 | $7.0M | $20.8M |
毛利率CSVOSG
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
营业利润率CSVOSG
| Q4 25 | 23.3% | -76.7% | ||
| Q3 25 | 17.0% | -48.2% | ||
| Q2 25 | 23.5% | -41.8% | ||
| Q1 25 | 29.5% | -24.1% | ||
| Q4 24 | 21.6% | -55.5% | ||
| Q3 24 | 22.7% | -29.7% | ||
| Q2 24 | 18.0% | -28.9% | ||
| Q1 24 | 18.8% | -6.5% |
净利率CSVOSG
| Q4 25 | 11.6% | -73.8% | ||
| Q3 25 | 6.4% | -169.1% | ||
| Q2 25 | 11.5% | -132.3% | ||
| Q1 25 | 19.5% | -71.3% | ||
| Q4 24 | 10.1% | -55.1% | ||
| Q3 24 | 9.8% | -39.3% | ||
| Q2 24 | 6.1% | -1.5% | ||
| Q1 24 | 6.7% | 41.9% |
每股收益（稀释后）CSVOSG
| Q4 25 | $0.76 | $-0.82 | ||
| Q3 25 | $0.41 | $-2.35 | ||
| Q2 25 | $0.74 | $-1.54 | ||
| Q1 25 | $1.34 | $-1.22 | ||
| Q4 24 | $0.62 | $-11.75 | ||
| Q3 24 | $0.63 | $-0.63 | ||
| Q2 24 | $0.40 | $-0.02 | ||
| Q1 24 | $0.45 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $146.4M |
| 总债务越低越好 | — | $117.6M |
| 股东权益账面价值 | $254.8M | $715.8M |
| 总资产 | $1.3B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资CSVOSG
| Q4 25 | $1.7M | $146.4M | ||
| Q3 25 | $1.2M | $27.5M | ||
| Q2 25 | $1.4M | $22.5M | ||
| Q1 25 | $4.6M | $34.1M | ||
| Q4 24 | $1.2M | $157.2M | ||
| Q3 24 | $1.3M | $40.8M | ||
| Q2 24 | $1.5M | $14.6M | ||
| Q1 24 | $1.7M | $13.8M |
总债务CSVOSG
| Q4 25 | — | $117.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $518.0M | ||
| Q2 24 | — | $515.0M | ||
| Q1 24 | — | $512.0M |
股东权益CSVOSG
| Q4 25 | $254.8M | $715.8M | ||
| Q3 25 | $242.1M | $843.4M | ||
| Q2 25 | $235.4M | $859.8M | ||
| Q1 25 | $223.1M | $852.2M | ||
| Q4 24 | $208.6M | $798.4M | ||
| Q3 24 | $198.1M | $1.5B | ||
| Q2 24 | $187.9M | $1.4B | ||
| Q1 24 | $179.6M | $1.4B |
总资产CSVOSG
| Q4 25 | $1.3B | $2.2B | ||
| Q3 25 | $1.3B | $2.1B | ||
| Q2 25 | $1.3B | $8.5B | ||
| Q1 25 | $1.3B | $8.3B | ||
| Q4 24 | $1.3B | $8.1B | ||
| Q3 24 | $1.3B | $9.3B | ||
| Q2 24 | $1.3B | $8.2B | ||
| Q1 24 | $1.3B | $8.4B |
负债/权益比CSVOSG
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.38× | ||
| Q1 24 | — | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | $-52.3M |
| 自由现金流经营现金流 - 资本支出 | $6.2M | — |
| 自由现金流率自由现金流/营收 | 5.9% | — |
| 资本支出强度资本支出/营收 | 7.5% | — |
| 现金转化率经营现金流/净利润 | 1.15× | — |
| 过去12个月自由现金流最近4个季度 | $40.1M | — |
8季度趋势，按日历期对齐
经营现金流CSVOSG
| Q4 25 | $14.1M | $-52.3M | ||
| Q3 25 | $24.7M | $-41.2M | ||
| Q2 25 | $8.1M | $2.1M | ||
| Q1 25 | $13.8M | $-12.6M | ||
| Q4 24 | $9.3M | $762.0K | ||
| Q3 24 | $20.9M | $48.9M | ||
| Q2 24 | $2.2M | $20.4M | ||
| Q1 24 | $19.7M | $7.1M |
自由现金流CSVOSG
| Q4 25 | $6.2M | — | ||
| Q3 25 | $18.0M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | $4.9M | — | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $-1.4M | — | ||
| Q1 24 | $16.2M | — |
自由现金流率CSVOSG
| Q4 25 | 5.9% | — | ||
| Q3 25 | 17.5% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 5.0% | — | ||
| Q3 24 | 16.1% | — | ||
| Q2 24 | -1.4% | — | ||
| Q1 24 | 15.6% | — |
资本支出强度CSVOSG
| Q4 25 | 7.5% | — | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 3.5% | — | ||
| Q1 24 | 3.4% | — |
现金转化率CSVOSG
| Q4 25 | 1.15× | — | ||
| Q3 25 | 3.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.94× | — | ||
| Q3 24 | 2.11× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 2.83× | 0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
OSG
| Other | $28.7M | 43% |
| Specialty Property Casualty Program | $23.1M | 34% |
| Accident Health | $9.6M | 14% |
| Specialty Automobile | $3.1M | 5% |
| Niche Specialty Risks | $2.4M | 4% |
