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CSX Corporation（CSX）与哈特福德（HIG）财务数据对比。点击上方公司名可切换其他公司
哈特福德的季度营收约是CSX Corporation的1.2倍（$4.1B vs $3.5B），CSX Corporation净利率更高（23.2% vs 13.2%，领先10.0%），CSX Corporation同比增速更快（1.7% vs -43.7%），过去两年CSX Corporation的营收复合增速更高（-3.0% vs -20.8%）
CSX运输是美国一级货运铁路企业，业务覆盖美国东部区域及加拿大安大略省、魁北克省，运营铁路总里程约3.4万公里，隶属于总部位于佛罗里达州杰克逊维尔市的财富500强企业CSX Corporation，是其旗下核心子公司。
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
CSX vs HIG — 直观对比
营收规模更大
HIG
是对方的1.2倍
$3.5B
营收增速更快
CSX
高出45.4%
-43.7%
净利率更高
CSX
高出10.0%
13.2%
两年增速更快
CSX
近两年复合增速
-20.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.5B | $4.1B |
| 净利润 | $807.0M | $536.0M |
| 毛利率 | — | — |
| 营业利润率 | 29.9% | — |
| 净利率 | 23.2% | 13.2% |
| 营收同比 | 1.7% | -43.7% |
| 净利润同比 | 401.2% | 12.0% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSXHIG
| Q1 26 | $3.5B | $4.1B | ||
| Q4 25 | $3.5B | $7.3B | ||
| Q3 25 | $3.6B | $7.2B | ||
| Q2 25 | $3.6B | $7.0B | ||
| Q1 25 | $3.4B | $6.8B | ||
| Q4 24 | $3.5B | $6.9B | ||
| Q3 24 | $3.6B | $6.8B | ||
| Q2 24 | $3.7B | $6.5B |
净利润CSXHIG
| Q1 26 | $807.0M | $536.0M | ||
| Q4 25 | $720.0M | — | ||
| Q3 25 | $694.0M | $1.1B | ||
| Q2 25 | $829.0M | $995.0M | ||
| Q1 25 | $646.0M | $630.0M | ||
| Q4 24 | $720.0M | — | ||
| Q3 24 | $894.0M | $767.0M | ||
| Q2 24 | $963.0M | $738.0M |
营业利润率CSXHIG
| Q1 26 | 29.9% | — | ||
| Q4 25 | 31.6% | 19.3% | ||
| Q3 25 | 30.3% | 18.2% | ||
| Q2 25 | 35.9% | 17.8% | ||
| Q1 25 | 30.4% | 11.5% | ||
| Q4 24 | 30.8% | 15.6% | ||
| Q3 24 | 37.4% | 14.1% | ||
| Q2 24 | 39.1% | 14.1% |
净利率CSXHIG
| Q1 26 | 23.2% | 13.2% | ||
| Q4 25 | 20.5% | — | ||
| Q3 25 | 19.3% | 14.9% | ||
| Q2 25 | 23.2% | 14.2% | ||
| Q1 25 | 18.9% | 9.3% | ||
| Q4 24 | 20.3% | — | ||
| Q3 24 | 24.7% | 11.4% | ||
| Q2 24 | 26.0% | 11.4% |
每股收益（稀释后）CSXHIG
| Q1 26 | — | — | ||
| Q4 25 | $0.39 | $3.96 | ||
| Q3 25 | $0.37 | $3.77 | ||
| Q2 25 | $0.44 | $3.44 | ||
| Q1 25 | $0.34 | $2.15 | ||
| Q4 24 | $0.38 | $2.88 | ||
| Q3 24 | $0.46 | $2.56 | ||
| Q2 24 | $0.49 | $2.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $1.7M |
| 总债务越低越好 | $18.9B | — |
| 股东权益账面价值 | $13.6B | $16.8M |
| 总资产 | $44.2B | $86.3M |
| 负债/权益比越低杠杆越低 | 1.39× | — |
8季度趋势，按日历期对齐
现金及短期投资CSXHIG
| Q1 26 | $1.1B | $1.7M | ||
| Q4 25 | $5.0M | — | ||
| Q3 25 | $6.0M | — | ||
| Q2 25 | $6.0M | — | ||
| Q1 25 | $8.0M | — | ||
| Q4 24 | $72.0M | — | ||
| Q3 24 | $12.0M | — | ||
| Q2 24 | $4.0M | — |
总债务CSXHIG
| Q1 26 | $18.9B | — | ||
| Q4 25 | $18.2B | $4.4B | ||
| Q3 25 | $18.6B | $4.4B | ||
| Q2 25 | $18.6B | $4.4B | ||
| Q1 25 | $18.5B | $4.4B | ||
| Q4 24 | $17.9B | $4.4B | ||
| Q3 24 | $18.5B | $4.4B | ||
| Q2 24 | $18.0B | $4.4B |
股东权益CSXHIG
| Q1 26 | $13.6B | $16.8M | ||
| Q4 25 | $13.2B | $19.0B | ||
| Q3 25 | $12.8B | $18.4B | ||
| Q2 25 | $12.4B | $17.5B | ||
| Q1 25 | $12.2B | $16.8B | ||
| Q4 24 | $12.5B | $16.4B | ||
| Q3 24 | $12.9B | $17.0B | ||
| Q2 24 | $12.6B | $15.7B |
总资产CSXHIG
| Q1 26 | $44.2B | $86.3M | ||
| Q4 25 | $43.7B | $86.0B | ||
| Q3 25 | $43.3B | $85.0B | ||
| Q2 25 | $42.9B | $83.6B | ||
| Q1 25 | $43.2B | $82.3B | ||
| Q4 24 | $42.8B | $80.9B | ||
| Q3 24 | $43.1B | $81.2B | ||
| Q2 24 | $42.4B | $79.0B |
负债/权益比CSXHIG
| Q1 26 | 1.39× | — | ||
| Q4 25 | 1.38× | 0.23× | ||
| Q3 25 | 1.45× | 0.24× | ||
| Q2 25 | 1.50× | 0.25× | ||
| Q1 25 | 1.52× | 0.26× | ||
| Q4 24 | 1.43× | 0.27× | ||
| Q3 24 | 1.43× | 0.26× | ||
| Q2 24 | 1.42× | 0.28× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.3B | — |
| 自由现金流经营现金流 - 资本支出 | $793.0M | — |
| 自由现金流率自由现金流/营收 | 22.8% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.58× | — |
| 过去12个月自由现金流最近4个季度 | $2.0B | — |
8季度趋势，按日历期对齐
经营现金流CSXHIG
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.4B | $5.9B | ||
| Q3 25 | $1.3B | $1.8B | ||
| Q2 25 | $635.0M | $1.3B | ||
| Q1 25 | $1.3B | $985.0M | ||
| Q4 24 | $1.4B | $5.9B | ||
| Q3 24 | $1.7B | $1.7B | ||
| Q2 24 | $1.1B | $1.3B |
自由现金流CSXHIG
| Q1 26 | $793.0M | — | ||
| Q4 25 | $709.0M | $5.8B | ||
| Q3 25 | $607.0M | $1.8B | ||
| Q2 25 | $-141.0M | $1.3B | ||
| Q1 25 | $536.0M | $947.0M | ||
| Q4 24 | $550.0M | $5.8B | ||
| Q3 24 | $1.1B | $1.6B | ||
| Q2 24 | $547.0M | $1.2B |
自由现金流率CSXHIG
| Q1 26 | 22.8% | — | ||
| Q4 25 | 20.2% | 78.4% | ||
| Q3 25 | 16.9% | 24.8% | ||
| Q2 25 | -3.9% | 17.9% | ||
| Q1 25 | 15.7% | 13.9% | ||
| Q4 24 | 15.5% | 83.8% | ||
| Q3 24 | 29.3% | 24.0% | ||
| Q2 24 | 14.8% | 18.5% |
资本支出强度CSXHIG
| Q1 26 | — | — | ||
| Q4 25 | 19.3% | 2.3% | ||
| Q3 25 | 20.4% | 0.6% | ||
| Q2 25 | 21.7% | 0.6% | ||
| Q1 25 | 21.0% | 0.6% | ||
| Q4 24 | 23.7% | 2.1% | ||
| Q3 24 | 17.3% | 0.9% | ||
| Q2 24 | 14.6% | 0.9% |
现金转化率CSXHIG
| Q1 26 | 1.58× | — | ||
| Q4 25 | 1.93× | — | ||
| Q3 25 | 1.93× | 1.70× | ||
| Q2 25 | 0.77× | 1.30× | ||
| Q1 25 | 1.94× | 1.56× | ||
| Q4 24 | 1.93× | — | ||
| Q3 24 | 1.89× | 2.19× | ||
| Q2 24 | 1.13× | 1.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSX
暂无分部数据
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
