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Cintas（CTAS）与Unum Group（UNM）财务数据对比。点击上方公司名可切换其他公司
Unum Group的季度营收约是Cintas的1.2倍（$3.4B vs $2.8B），Cintas净利率更高（17.7% vs 6.9%，领先10.8%），Cintas同比增速更快（9.3% vs 8.5%），过去两年Cintas的营收复合增速更高（7.9% vs 1.9%）
美国Cintas公司总部位于俄亥俄州梅森市，面向各类企业客户提供制服、地垫、拖把、清洁及卫浴用品、急救安全产品、灭火器检测服务、安全培训课程等多元产品及服务，在纳斯达克全球精选市场上市，股票代码CTAS，是标普500指数成分股。
Unum Group是美国财富500强保险企业，总部位于田纳西州查塔努加，前身为1848年成立的联合相互保险公司，1999年合并后曾用名UnumProvident至2007年。集团现设四大业务板块，覆盖美、英、波兰市场，旗下承保主体包括保罗里维尔人寿保险、普罗维登斯人伤意外险公司等。
CTAS vs UNM — 直观对比
营收规模更大
UNM
是对方的1.2倍
$2.8B
营收增速更快
CTAS
高出0.8%
8.5%
净利率更高
CTAS
高出10.8%
6.9%
两年增速更快
CTAS
近两年复合增速
1.9%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $3.4B |
| 净利润 | $495.3M | $232.0M |
| 毛利率 | 50.4% | — |
| 营业利润率 | 23.4% | — |
| 净利率 | 17.7% | 6.9% |
| 营收同比 | 9.3% | 8.5% |
| 净利润同比 | 10.4% | 22.7% |
| 每股收益（稀释后） | $1.21 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTASUNM
| Q1 26 | — | $3.4B | ||
| Q4 25 | $2.8B | $3.2B | ||
| Q3 25 | $2.7B | $3.4B | ||
| Q2 25 | $2.7B | $3.4B | ||
| Q1 25 | $2.6B | $3.1B | ||
| Q4 24 | $2.6B | $3.2B | ||
| Q3 24 | $2.5B | $3.2B | ||
| Q2 24 | $2.5B | $3.2B |
净利润CTASUNM
| Q1 26 | — | $232.0M | ||
| Q4 25 | $495.3M | $174.1M | ||
| Q3 25 | $491.1M | $39.7M | ||
| Q2 25 | $448.3M | $335.6M | ||
| Q1 25 | $463.5M | $189.1M | ||
| Q4 24 | $448.5M | $348.7M | ||
| Q3 24 | $452.0M | $645.7M | ||
| Q2 24 | $414.3M | $389.5M |
毛利率CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | 50.4% | — | ||
| Q3 25 | 50.3% | — | ||
| Q2 25 | 49.7% | — | ||
| Q1 25 | 50.6% | — | ||
| Q4 24 | 49.8% | — | ||
| Q3 24 | 50.1% | — | ||
| Q2 24 | — | — |
营业利润率CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | 23.4% | 6.7% | ||
| Q3 25 | 22.7% | 1.6% | ||
| Q2 25 | 22.4% | 12.4% | ||
| Q1 25 | 23.4% | 7.9% | ||
| Q4 24 | 23.1% | 13.8% | ||
| Q3 24 | 22.4% | 15.6% | ||
| Q2 24 | 22.2% | 15.3% |
净利率CTASUNM
| Q1 26 | — | 6.9% | ||
| Q4 25 | 17.7% | 5.4% | ||
| Q3 25 | 18.1% | 1.2% | ||
| Q2 25 | 16.8% | 10.0% | ||
| Q1 25 | 17.8% | 6.1% | ||
| Q4 24 | 17.5% | 10.8% | ||
| Q3 24 | 18.1% | 20.1% | ||
| Q2 24 | 16.8% | 12.0% |
每股收益（稀释后）CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | $1.21 | $1.06 | ||
| Q3 25 | $1.20 | $0.23 | ||
| Q2 25 | $1.08 | $1.92 | ||
| Q1 25 | $1.13 | $1.06 | ||
| Q4 24 | $1.09 | $1.91 | ||
| Q3 24 | $1.10 | $3.46 | ||
| Q2 24 | $4.00 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $200.8M | $2.1M |
| 总债务越低越好 | $2.4B | $3.8M |
| 股东权益账面价值 | $4.5B | $10.9M |
| 总资产 | $10.1B | $62.7M |
| 负债/权益比越低杠杆越低 | 0.54× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CTASUNM
| Q1 26 | — | $2.1M | ||
| Q4 25 | $200.8M | — | ||
| Q3 25 | $138.1M | — | ||
| Q2 25 | $264.0M | — | ||
| Q1 25 | $243.4M | — | ||
| Q4 24 | $122.4M | — | ||
| Q3 24 | $101.4M | — | ||
| Q2 24 | $342.0M | — |
总债务CTASUNM
| Q1 26 | — | $3.8M | ||
| Q4 25 | $2.4B | $3.8B | ||
| Q3 25 | $2.4B | $3.5B | ||
| Q2 25 | $2.4B | $3.5B | ||
| Q1 25 | $2.0B | $3.5B | ||
| Q4 24 | $2.0B | $3.5B | ||
| Q3 24 | $2.0B | $3.5B | ||
| Q2 24 | $2.0B | $3.5B |
股东权益CTASUNM
| Q1 26 | — | $10.9M | ||
| Q4 25 | $4.5B | $11.1B | ||
| Q3 25 | $4.8B | $10.9B | ||
| Q2 25 | $4.7B | $11.3B | ||
| Q1 25 | $4.6B | $11.2B | ||
| Q4 24 | $4.3B | $11.0B | ||
| Q3 24 | $4.0B | $11.0B | ||
| Q2 24 | $4.3B | $10.5B |
总资产CTASUNM
| Q1 26 | — | $62.7M | ||
| Q4 25 | $10.1B | $63.5B | ||
| Q3 25 | $9.8B | $63.7B | ||
| Q2 25 | $9.8B | $62.8B | ||
| Q1 25 | $9.6B | $62.5B | ||
| Q4 24 | $9.4B | $62.0B | ||
| Q3 24 | $9.1B | $64.1B | ||
| Q2 24 | $9.2B | $62.0B |
负债/权益比CTASUNM
| Q1 26 | — | 0.35× | ||
| Q4 25 | 0.54× | 0.34× | ||
| Q3 25 | 0.51× | 0.32× | ||
| Q2 25 | 0.52× | 0.31× | ||
| Q1 25 | 0.44× | 0.31× | ||
| Q4 24 | 0.47× | 0.32× | ||
| Q3 24 | 0.50× | 0.32× | ||
| Q2 24 | 0.47× | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $531.2M | — |
| 自由现金流经营现金流 - 资本支出 | $425.0M | — |
| 自由现金流率自由现金流/营收 | 15.2% | — |
| 资本支出强度资本支出/营收 | 3.8% | — |
| 现金转化率经营现金流/净利润 | 1.07× | — |
| 过去12个月自由现金流最近4个季度 | $1.8B | — |
8季度趋势，按日历期对齐
经营现金流CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | $531.2M | $357.9M | ||
| Q3 25 | $414.5M | $-371.8M | ||
| Q2 25 | $635.7M | $348.0M | ||
| Q1 25 | $622.0M | $353.6M | ||
| Q4 24 | $441.4M | $485.8M | ||
| Q3 24 | $466.7M | $390.0M | ||
| Q2 24 | $693.0M | $339.1M |
自由现金流CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | $425.0M | $320.1M | ||
| Q3 25 | $312.5M | $-402.6M | ||
| Q2 25 | $521.1M | $320.1M | ||
| Q1 25 | $522.1M | $317.8M | ||
| Q4 24 | $340.0M | $453.8M | ||
| Q3 24 | $373.8M | $352.3M | ||
| Q2 24 | $591.1M | $311.4M |
自由现金流率CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | 15.2% | 9.9% | ||
| Q3 25 | 11.5% | -11.9% | ||
| Q2 25 | 19.5% | 9.5% | ||
| Q1 25 | 20.0% | 10.3% | ||
| Q4 24 | 13.3% | 14.0% | ||
| Q3 24 | 14.9% | 11.0% | ||
| Q2 24 | 23.9% | 9.6% |
资本支出强度CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 1.2% | ||
| Q3 25 | 3.8% | 0.9% | ||
| Q2 25 | 4.3% | 0.8% | ||
| Q1 25 | 3.8% | 1.2% | ||
| Q4 24 | 4.0% | 1.0% | ||
| Q3 24 | 3.7% | 1.2% | ||
| Q2 24 | 4.1% | 0.9% |
现金转化率CTASUNM
| Q1 26 | — | — | ||
| Q4 25 | 1.07× | 2.06× | ||
| Q3 25 | 0.84× | -9.37× | ||
| Q2 25 | 1.42× | 1.04× | ||
| Q1 25 | 1.34× | 1.87× | ||
| Q4 24 | 0.98× | 1.39× | ||
| Q3 24 | 1.03× | 0.60× | ||
| Q2 24 | 1.67× | 0.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTAS
| Uniform Rental And Facility Services Segment | $2.2B | 77% |
| First Aid And Safety Services Segment | $342.2M | 12% |
| Fire Protection Services | $222.5M | 8% |
| Uniform Direct Sales | $79.8M | 3% |
UNM
| Premium Income | $2.8B | 83% |
| Other | $561.2M | 17% |
