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COMMUNITY TRUST BANCORP INC（CTBI）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
COMMUNITY TRUST BANCORP INC的季度营收约是READING INTERNATIONAL INC的1.5倍（$74.7M vs $50.3M），COMMUNITY TRUST BANCORP INC净利率更高（36.5% vs -5.1%，领先41.6%），COMMUNITY TRUST BANCORP INC同比增速更快（13.8% vs -14.2%），COMMUNITY TRUST BANCORP INC自由现金流更多（$97.4M vs $4.1M），过去两年COMMUNITY TRUST BANCORP INC的营收复合增速更高（12.8% vs 5.6%）
社区信托银行集团是一家美国区域性银行控股公司，其前身是1903年成立的派克维尔国家银行，总部位于阿巴拉契亚地区核心的肯塔基州派克维尔。集团目前旗下经营商业银行社区信托银行，以及位于列克星敦的社区信托投资信托公司。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
CTBI vs RDI — 直观对比
营收规模更大
CTBI
是对方的1.5倍
$50.3M
营收增速更快
CTBI
高出27.9%
-14.2%
净利率更高
CTBI
高出41.6%
-5.1%
自由现金流更多
CTBI
多$93.3M
$4.1M
两年增速更快
CTBI
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $74.7M | $50.3M |
| 净利润 | $27.3M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 47.3% | -1.9% |
| 净利率 | 36.5% | -5.1% |
| 营收同比 | 13.8% | -14.2% |
| 净利润同比 | 21.3% | -14.5% |
| 每股收益（稀释后） | $1.51 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTBIRDI
| Q4 25 | $74.7M | $50.3M | ||
| Q3 25 | $71.5M | $52.2M | ||
| Q2 25 | $70.2M | $60.4M | ||
| Q1 25 | $66.2M | $40.2M | ||
| Q4 24 | $65.7M | $58.6M | ||
| Q3 24 | $62.8M | $60.1M | ||
| Q2 24 | $61.4M | $46.8M | ||
| Q1 24 | $58.7M | $45.1M |
净利润CTBIRDI
| Q4 25 | $27.3M | $-2.6M | ||
| Q3 25 | $23.9M | $-4.2M | ||
| Q2 25 | $24.9M | $-2.7M | ||
| Q1 25 | $22.0M | $-4.8M | ||
| Q4 24 | $22.5M | $-2.2M | ||
| Q3 24 | $22.1M | $-7.0M | ||
| Q2 24 | $19.5M | $-12.8M | ||
| Q1 24 | $18.7M | $-13.2M |
营业利润率CTBIRDI
| Q4 25 | 47.3% | -1.9% | ||
| Q3 25 | 43.2% | -0.6% | ||
| Q2 25 | 46.2% | 4.8% | ||
| Q1 25 | 42.9% | -17.2% | ||
| Q4 24 | 44.7% | 2.6% | ||
| Q3 24 | 43.8% | -0.6% | ||
| Q2 24 | 42.3% | -16.4% | ||
| Q1 24 | 40.6% | -16.7% |
净利率CTBIRDI
| Q4 25 | 36.5% | -5.1% | ||
| Q3 25 | 33.4% | -8.0% | ||
| Q2 25 | 35.5% | -4.4% | ||
| Q1 25 | 33.2% | -11.8% | ||
| Q4 24 | 34.2% | -3.8% | ||
| Q3 24 | 35.3% | -11.7% | ||
| Q2 24 | 31.8% | -27.4% | ||
| Q1 24 | 31.8% | -29.4% |
每股收益（稀释后）CTBIRDI
| Q4 25 | $1.51 | $-0.11 | ||
| Q3 25 | $1.32 | $-0.18 | ||
| Q2 25 | $1.38 | $-0.12 | ||
| Q1 25 | $1.22 | $-0.21 | ||
| Q4 24 | $1.25 | $-0.11 | ||
| Q3 24 | $1.23 | $-0.31 | ||
| Q2 24 | $1.09 | $-0.57 | ||
| Q1 24 | $1.04 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $363.7M | $10.5M |
| 总债务越低越好 | $63.8M | $185.1M |
| 股东权益账面价值 | $856.1M | $-18.2M |
| 总资产 | $6.7B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CTBIRDI
| Q4 25 | $363.7M | $10.5M | ||
| Q3 25 | $507.6M | $8.1M | ||
| Q2 25 | $395.3M | $9.1M | ||
| Q1 25 | $340.7M | $5.9M | ||
| Q4 24 | $369.5M | $12.4M | ||
| Q3 24 | $240.9M | $10.1M | ||
| Q2 24 | $161.7M | $9.3M | ||
| Q1 24 | $293.3M | $7.5M |
总债务CTBIRDI
| Q4 25 | $63.8M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $64.0M | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CTBIRDI
| Q4 25 | $856.1M | $-18.2M | ||
| Q3 25 | $831.4M | $-12.1M | ||
| Q2 25 | $806.9M | $-7.7M | ||
| Q1 25 | $784.2M | $-8.1M | ||
| Q4 24 | $757.6M | $-4.4M | ||
| Q3 24 | $760.8M | $1.6M | ||
| Q2 24 | $719.3M | $6.5M | ||
| Q1 24 | $707.7M | $18.0M |
总资产CTBIRDI
| Q4 25 | $6.7B | $434.9M | ||
| Q3 25 | $6.6B | $435.2M | ||
| Q2 25 | $6.4B | $438.1M | ||
| Q1 25 | $6.3B | $441.0M | ||
| Q4 24 | $6.2B | $471.0M | ||
| Q3 24 | $6.0B | $495.7M | ||
| Q2 24 | $5.8B | $494.9M | ||
| Q1 24 | $5.9B | $494.9M |
负债/权益比CTBIRDI
| Q4 25 | 0.07× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.08× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.0M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $97.4M | $4.1M |
| 自由现金流率自由现金流/营收 | 130.3% | 8.2% |
| 资本支出强度资本支出/营收 | 10.2% | 0.3% |
| 现金转化率经营现金流/净利润 | 3.85× | — |
| 过去12个月自由现金流最近4个季度 | $181.8M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流CTBIRDI
| Q4 25 | $105.0M | $4.3M | ||
| Q3 25 | $37.5M | $295.0K | ||
| Q2 25 | $15.9M | $1.6M | ||
| Q1 25 | $36.6M | $-7.7M | ||
| Q4 24 | $105.3M | $8.0M | ||
| Q3 24 | $36.7M | $1.3M | ||
| Q2 24 | $20.0M | $-10.4M | ||
| Q1 24 | $26.2M | $-2.8M |
自由现金流CTBIRDI
| Q4 25 | $97.4M | $4.1M | ||
| Q3 25 | $36.4M | $-246.0K | ||
| Q2 25 | $13.6M | $1.2M | ||
| Q1 25 | $34.5M | $-8.0M | ||
| Q4 24 | $97.2M | $7.0M | ||
| Q3 24 | $35.4M | $-1.1M | ||
| Q2 24 | $18.4M | $-10.6M | ||
| Q1 24 | $24.0M | $-4.7M |
自由现金流率CTBIRDI
| Q4 25 | 130.3% | 8.2% | ||
| Q3 25 | 50.8% | -0.5% | ||
| Q2 25 | 19.3% | 1.9% | ||
| Q1 25 | 52.2% | -19.8% | ||
| Q4 24 | 148.0% | 12.0% | ||
| Q3 24 | 56.4% | -1.8% | ||
| Q2 24 | 30.1% | -22.7% | ||
| Q1 24 | 40.9% | -10.4% |
资本支出强度CTBIRDI
| Q4 25 | 10.2% | 0.3% | ||
| Q3 25 | 1.7% | 1.0% | ||
| Q2 25 | 3.4% | 0.6% | ||
| Q1 25 | 3.1% | 0.6% | ||
| Q4 24 | 12.3% | 1.7% | ||
| Q3 24 | 2.1% | 4.0% | ||
| Q2 24 | 2.5% | 0.5% | ||
| Q1 24 | 3.7% | 4.3% |
现金转化率CTBIRDI
| Q4 25 | 3.85× | — | ||
| Q3 25 | 1.57× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 1.66× | — | ||
| Q4 24 | 4.68× | — | ||
| Q3 24 | 1.66× | — | ||
| Q2 24 | 1.02× | — | ||
| Q1 24 | 1.40× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTBI
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
