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CANTALOUPE, INC.（CTLP）与Northfield Bancorp, Inc.（NFBK）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是Northfield Bancorp, Inc.的1.9倍（$78.7M vs $41.3M），CANTALOUPE, INC.净利率更高（-0.1% vs -1545.5%，领先1545.4%），Northfield Bancorp, Inc.同比增速更快（12.7% vs 6.8%），Northfield Bancorp, Inc.自由现金流更多（$52.5M vs $-614.0K），过去两年Northfield Bancorp, Inc.的营收复合增速更高（15.0% vs 7.7%）
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诺斯菲尔德银行控股公司是总部位于美国的区域性银行机构，主要服务美国东北部市场，面向个人消费者、中小企业及本地社区客户提供储蓄存款、住房贷款、商业信贷、财富管理等多元银行服务。
CTLP vs NFBK — 直观对比
营收规模更大
CTLP
是对方的1.9倍
$41.3M
营收增速更快
NFBK
高出5.9%
6.8%
净利率更高
CTLP
高出1545.4%
-1545.5%
自由现金流更多
NFBK
多$53.2M
$-614.0K
两年增速更快
NFBK
近两年复合增速
7.7%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $41.3M |
| 净利润 | $-70.0K | $-27.4M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | -1263.3% |
| 净利率 | -0.1% | -1545.5% |
| 营收同比 | 6.8% | 12.7% |
| 净利润同比 | -101.4% | -343.6% |
| 每股收益（稀释后） | $0.00 | $-0.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPNFBK
| Q4 25 | $78.7M | $41.3M | ||
| Q3 25 | $80.9M | $39.2M | ||
| Q2 25 | $82.6M | $38.9M | ||
| Q1 25 | $75.4M | $34.8M | ||
| Q4 24 | $73.7M | $36.7M | ||
| Q3 24 | $70.8M | $31.8M | ||
| Q2 24 | $72.7M | $31.5M | ||
| Q1 24 | $67.9M | $31.3M |
净利润CTLPNFBK
| Q4 25 | $-70.0K | $-27.4M | ||
| Q3 25 | $-919.0K | $10.8M | ||
| Q2 25 | $6.8M | $9.6M | ||
| Q1 25 | $49.2M | $7.9M | ||
| Q4 24 | $5.0M | $11.3M | ||
| Q3 24 | $3.6M | $6.5M | ||
| Q2 24 | $2.2M | $6.0M | ||
| Q1 24 | $4.7M | $6.2M |
毛利率CTLPNFBK
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPNFBK
| Q4 25 | 2.0% | -1263.3% | ||
| Q3 25 | 2.0% | 37.7% | ||
| Q2 25 | 6.3% | 35.6% | ||
| Q1 25 | 9.1% | 31.0% | ||
| Q4 24 | 8.4% | 38.0% | ||
| Q3 24 | 5.8% | 27.9% | ||
| Q2 24 | 4.9% | 29.1% | ||
| Q1 24 | 6.3% | 27.2% |
净利率CTLPNFBK
| Q4 25 | -0.1% | -1545.5% | ||
| Q3 25 | -1.1% | 27.4% | ||
| Q2 25 | 8.3% | 24.6% | ||
| Q1 25 | 65.2% | 22.6% | ||
| Q4 24 | 6.7% | 30.7% | ||
| Q3 24 | 5.0% | 20.5% | ||
| Q2 24 | 3.0% | 18.9% | ||
| Q1 24 | 6.9% | 19.9% |
每股收益（稀释后）CTLPNFBK
| Q4 25 | $0.00 | $-0.68 | ||
| Q3 25 | $-0.02 | $0.27 | ||
| Q2 25 | $0.10 | $0.24 | ||
| Q1 25 | $0.65 | $0.19 | ||
| Q4 24 | $0.07 | $0.27 | ||
| Q3 24 | $0.04 | $0.16 | ||
| Q2 24 | $0.03 | $0.14 | ||
| Q1 24 | $0.06 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $164.0M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $690.1M |
| 总资产 | $381.9M | $5.8B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPNFBK
| Q4 25 | $53.0M | $164.0M | ||
| Q3 25 | $55.0M | $131.7M | ||
| Q2 25 | $51.1M | $97.6M | ||
| Q1 25 | $46.3M | $101.7M | ||
| Q4 24 | $27.7M | $167.7M | ||
| Q3 24 | $33.1M | $232.9M | ||
| Q2 24 | $58.9M | $153.5M | ||
| Q1 24 | $50.2M | $238.8M |
总债务CTLPNFBK
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | $666.4M | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
股东权益CTLPNFBK
| Q4 25 | $252.5M | $690.1M | ||
| Q3 25 | $251.8M | $719.6M | ||
| Q2 25 | $251.0M | $710.3M | ||
| Q1 25 | $240.7M | $711.1M | ||
| Q4 24 | $190.1M | $704.7M | ||
| Q3 24 | $186.2M | $699.6M | ||
| Q2 24 | $181.7M | $693.0M | ||
| Q1 24 | $178.8M | $698.4M |
总资产CTLPNFBK
| Q4 25 | $381.9M | $5.8B | ||
| Q3 25 | $389.5M | $5.7B | ||
| Q2 25 | $381.9M | $5.7B | ||
| Q1 25 | $370.5M | $5.7B | ||
| Q4 24 | $303.0M | $5.7B | ||
| Q3 24 | $312.1M | $5.7B | ||
| Q2 24 | $335.6M | $5.7B | ||
| Q1 24 | $319.9M | $5.9B |
负债/权益比CTLPNFBK
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | 0.95× | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $53.7M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $52.5M |
| 自由现金流率自由现金流/营收 | -0.8% | 127.1% |
| 资本支出强度资本支出/营收 | 4.8% | 2.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | $89.2M |
8季度趋势，按日历期对齐
经营现金流CTLPNFBK
| Q4 25 | $3.1M | $53.7M | ||
| Q3 25 | $7.0M | $13.9M | ||
| Q2 25 | $9.4M | $14.1M | ||
| Q1 25 | $22.4M | $9.4M | ||
| Q4 24 | $522.0K | $31.1M | ||
| Q3 24 | $-12.0M | $14.0M | ||
| Q2 24 | $14.3M | $6.9M | ||
| Q1 24 | $14.7M | $4.2M |
自由现金流CTLPNFBK
| Q4 25 | $-614.0K | $52.5M | ||
| Q3 25 | $3.5M | $13.6M | ||
| Q2 25 | $4.3M | $13.9M | ||
| Q1 25 | $18.6M | $9.2M | ||
| Q4 24 | $-3.8M | $30.0M | ||
| Q3 24 | $-15.8M | $13.7M | ||
| Q2 24 | $8.5M | $6.7M | ||
| Q1 24 | $11.4M | $3.8M |
自由现金流率CTLPNFBK
| Q4 25 | -0.8% | 127.1% | ||
| Q3 25 | 4.4% | 34.6% | ||
| Q2 25 | 5.3% | 35.7% | ||
| Q1 25 | 24.6% | 26.3% | ||
| Q4 24 | -5.1% | 81.6% | ||
| Q3 24 | -22.3% | 43.2% | ||
| Q2 24 | 11.7% | 21.1% | ||
| Q1 24 | 16.9% | 12.1% |
资本支出强度CTLPNFBK
| Q4 25 | 4.8% | 2.8% | ||
| Q3 25 | 4.2% | 0.8% | ||
| Q2 25 | 6.2% | 0.6% | ||
| Q1 25 | 5.1% | 0.7% | ||
| Q4 24 | 5.8% | 3.1% | ||
| Q3 24 | 5.4% | 0.7% | ||
| Q2 24 | 7.9% | 0.8% | ||
| Q1 24 | 4.8% | 1.4% |
现金转化率CTLPNFBK
| Q4 25 | — | — | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | 1.38× | 1.48× | ||
| Q1 25 | 0.46× | 1.20× | ||
| Q4 24 | 0.10× | 2.76× | ||
| Q3 24 | -3.36× | 2.14× | ||
| Q2 24 | 6.47× | 1.16× | ||
| Q1 24 | 3.16× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
NFBK
暂无分部数据
