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HomeTrust Bancshares, Inc.（HTB）与Northfield Bancorp, Inc.（NFBK）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是Northfield Bancorp, Inc.的1.3倍（$53.6M vs $41.3M），Northfield Bancorp, Inc.同比增速更快（12.7% vs 3.7%），Northfield Bancorp, Inc.自由现金流更多（$52.5M vs $45.3M），过去两年Northfield Bancorp, Inc.的营收复合增速更高（15.0% vs 3.5%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
诺斯菲尔德银行控股公司是总部位于美国的区域性银行机构，主要服务美国东北部市场，面向个人消费者、中小企业及本地社区客户提供储蓄存款、住房贷款、商业信贷、财富管理等多元银行服务。
HTB vs NFBK — 直观对比
营收规模更大
HTB
是对方的1.3倍
$41.3M
营收增速更快
NFBK
高出9.0%
3.7%
自由现金流更多
NFBK
多$7.2M
$45.3M
两年增速更快
NFBK
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $41.3M |
| 净利润 | — | $-27.4M |
| 毛利率 | — | — |
| 营业利润率 | 37.0% | -1263.3% |
| 净利率 | — | -1545.5% |
| 营收同比 | 3.7% | 12.7% |
| 净利润同比 | — | -343.6% |
| 每股收益（稀释后） | $0.93 | $-0.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBNFBK
| Q4 25 | $53.6M | $41.3M | ||
| Q3 25 | $54.1M | $39.2M | ||
| Q2 25 | $54.4M | $38.9M | ||
| Q1 25 | $50.9M | $34.8M | ||
| Q4 24 | $51.7M | $36.7M | ||
| Q3 24 | $50.6M | $31.8M | ||
| Q2 24 | $50.6M | $31.5M | ||
| Q1 24 | $50.0M | $31.3M |
净利润HTBNFBK
| Q4 25 | — | $-27.4M | ||
| Q3 25 | $16.5M | $10.8M | ||
| Q2 25 | $17.2M | $9.6M | ||
| Q1 25 | $14.5M | $7.9M | ||
| Q4 24 | — | $11.3M | ||
| Q3 24 | $13.1M | $6.5M | ||
| Q2 24 | $12.4M | $6.0M | ||
| Q1 24 | $15.1M | $6.2M |
营业利润率HTBNFBK
| Q4 25 | 37.0% | -1263.3% | ||
| Q3 25 | 38.5% | 37.7% | ||
| Q2 25 | 40.1% | 35.6% | ||
| Q1 25 | 36.2% | 31.0% | ||
| Q4 24 | 35.4% | 38.0% | ||
| Q3 24 | 33.2% | 27.9% | ||
| Q2 24 | 31.3% | 29.1% | ||
| Q1 24 | 38.0% | 27.2% |
净利率HTBNFBK
| Q4 25 | — | -1545.5% | ||
| Q3 25 | 30.5% | 27.4% | ||
| Q2 25 | 31.6% | 24.6% | ||
| Q1 25 | 28.5% | 22.6% | ||
| Q4 24 | — | 30.7% | ||
| Q3 24 | 25.9% | 20.5% | ||
| Q2 24 | 24.6% | 18.9% | ||
| Q1 24 | 30.1% | 19.9% |
每股收益（稀释后）HTBNFBK
| Q4 25 | $0.93 | $-0.68 | ||
| Q3 25 | $0.95 | $0.27 | ||
| Q2 25 | $1.00 | $0.24 | ||
| Q1 25 | $0.84 | $0.19 | ||
| Q4 24 | $0.83 | $0.27 | ||
| Q3 24 | $0.76 | $0.16 | ||
| Q2 24 | $0.73 | $0.14 | ||
| Q1 24 | $0.88 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | $164.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $600.7M | $690.1M |
| 总资产 | $4.5B | $5.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBNFBK
| Q4 25 | $324.7M | $164.0M | ||
| Q3 25 | $315.8M | $131.7M | ||
| Q2 25 | $297.2M | $97.6M | ||
| Q1 25 | $299.8M | $101.7M | ||
| Q4 24 | $279.2M | $167.7M | ||
| Q3 24 | $293.5M | $232.9M | ||
| Q2 24 | $294.2M | $153.5M | ||
| Q1 24 | $380.5M | $238.8M |
总债务HTBNFBK
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTBNFBK
| Q4 25 | $600.7M | $690.1M | ||
| Q3 25 | $595.8M | $719.6M | ||
| Q2 25 | $579.3M | $710.3M | ||
| Q1 25 | $565.4M | $711.1M | ||
| Q4 24 | $551.8M | $704.7M | ||
| Q3 24 | $540.0M | $699.6M | ||
| Q2 24 | $523.6M | $693.0M | ||
| Q1 24 | $513.2M | $698.4M |
总资产HTBNFBK
| Q4 25 | $4.5B | $5.8B | ||
| Q3 25 | $4.6B | $5.7B | ||
| Q2 25 | $4.6B | $5.7B | ||
| Q1 25 | $4.6B | $5.7B | ||
| Q4 24 | $4.6B | $5.7B | ||
| Q3 24 | $4.6B | $5.7B | ||
| Q2 24 | $4.7B | $5.7B | ||
| Q1 24 | $4.7B | $5.9B |
负债/权益比HTBNFBK
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.5M | $53.7M |
| 自由现金流经营现金流 - 资本支出 | $45.3M | $52.5M |
| 自由现金流率自由现金流/营收 | 84.5% | 127.1% |
| 资本支出强度资本支出/营收 | 7.8% | 2.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $93.8M | $89.2M |
8季度趋势，按日历期对齐
经营现金流HTBNFBK
| Q4 25 | $49.5M | $53.7M | ||
| Q3 25 | $-11.3M | $13.9M | ||
| Q2 25 | $-8.8M | $14.1M | ||
| Q1 25 | $71.7M | $9.4M | ||
| Q4 24 | $45.4M | $31.1M | ||
| Q3 24 | $43.8M | $14.0M | ||
| Q2 24 | $5.9M | $6.9M | ||
| Q1 24 | $-9.0M | $4.2M |
自由现金流HTBNFBK
| Q4 25 | $45.3M | $52.5M | ||
| Q3 25 | $-12.0M | $13.6M | ||
| Q2 25 | $-10.2M | $13.9M | ||
| Q1 25 | $70.7M | $9.2M | ||
| Q4 24 | $42.4M | $30.0M | ||
| Q3 24 | $43.1M | $13.7M | ||
| Q2 24 | $5.7M | $6.7M | ||
| Q1 24 | $-9.6M | $3.8M |
自由现金流率HTBNFBK
| Q4 25 | 84.5% | 127.1% | ||
| Q3 25 | -22.2% | 34.6% | ||
| Q2 25 | -18.7% | 35.7% | ||
| Q1 25 | 138.7% | 26.3% | ||
| Q4 24 | 82.0% | 81.6% | ||
| Q3 24 | 85.1% | 43.2% | ||
| Q2 24 | 11.2% | 21.1% | ||
| Q1 24 | -19.2% | 12.1% |
资本支出强度HTBNFBK
| Q4 25 | 7.8% | 2.8% | ||
| Q3 25 | 1.4% | 0.8% | ||
| Q2 25 | 2.5% | 0.6% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 5.9% | 3.1% | ||
| Q3 24 | 1.3% | 0.7% | ||
| Q2 24 | 0.5% | 0.8% | ||
| Q1 24 | 1.1% | 1.4% |
现金转化率HTBNFBK
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | 1.29× | ||
| Q2 25 | -0.51× | 1.48× | ||
| Q1 25 | 4.93× | 1.20× | ||
| Q4 24 | — | 2.76× | ||
| Q3 24 | 3.34× | 2.14× | ||
| Q2 24 | 0.48× | 1.16× | ||
| Q1 24 | -0.60× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
