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CANTALOUPE, INC.（CTLP）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是OCTAVE SPECIALTY GROUP INC的1.2倍（$78.7M vs $66.9M），CANTALOUPE, INC.净利率更高（-0.1% vs -73.8%，领先73.7%），CANTALOUPE, INC.同比增速更快（6.8% vs 2.6%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（16.2% vs 7.7%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
CTLP vs OSG — 直观对比
营收规模更大
CTLP
是对方的1.2倍
$66.9M
营收增速更快
CTLP
高出4.2%
2.6%
净利率更高
CTLP
高出73.7%
-73.8%
两年增速更快
OSG
近两年复合增速
7.7%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $66.9M |
| 净利润 | $-70.0K | $-29.7M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | -76.7% |
| 净利率 | -0.1% | -73.8% |
| 营收同比 | 6.8% | 2.6% |
| 净利润同比 | -101.4% | -41.7% |
| 每股收益（稀释后） | $0.00 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPOSG
| Q4 25 | $78.7M | $66.9M | ||
| Q3 25 | $80.9M | $66.6M | ||
| Q2 25 | $82.6M | $55.0M | ||
| Q1 25 | $75.4M | $62.8M | ||
| Q4 24 | $73.7M | $65.2M | ||
| Q3 24 | $70.8M | $70.0M | ||
| Q2 24 | $72.7M | $51.0M | ||
| Q1 24 | $67.9M | $49.6M |
净利润CTLPOSG
| Q4 25 | $-70.0K | $-29.7M | ||
| Q3 25 | $-919.0K | $-112.6M | ||
| Q2 25 | $6.8M | $-72.7M | ||
| Q1 25 | $49.2M | $-44.7M | ||
| Q4 24 | $5.0M | $-20.9M | ||
| Q3 24 | $3.6M | $-27.5M | ||
| Q2 24 | $2.2M | $-750.0K | ||
| Q1 24 | $4.7M | $20.8M |
毛利率CTLPOSG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPOSG
| Q4 25 | 2.0% | -76.7% | ||
| Q3 25 | 2.0% | -48.2% | ||
| Q2 25 | 6.3% | -41.8% | ||
| Q1 25 | 9.1% | -24.1% | ||
| Q4 24 | 8.4% | -55.5% | ||
| Q3 24 | 5.8% | -29.7% | ||
| Q2 24 | 4.9% | -28.9% | ||
| Q1 24 | 6.3% | -6.5% |
净利率CTLPOSG
| Q4 25 | -0.1% | -73.8% | ||
| Q3 25 | -1.1% | -169.1% | ||
| Q2 25 | 8.3% | -132.3% | ||
| Q1 25 | 65.2% | -71.3% | ||
| Q4 24 | 6.7% | -55.1% | ||
| Q3 24 | 5.0% | -39.3% | ||
| Q2 24 | 3.0% | -1.5% | ||
| Q1 24 | 6.9% | 41.9% |
每股收益（稀释后）CTLPOSG
| Q4 25 | $0.00 | $-0.82 | ||
| Q3 25 | $-0.02 | $-2.35 | ||
| Q2 25 | $0.10 | $-1.54 | ||
| Q1 25 | $0.65 | $-1.22 | ||
| Q4 24 | $0.07 | $-11.75 | ||
| Q3 24 | $0.04 | $-0.63 | ||
| Q2 24 | $0.03 | $-0.02 | ||
| Q1 24 | $0.06 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $146.4M |
| 总债务越低越好 | $37.7M | $117.6M |
| 股东权益账面价值 | $252.5M | $715.8M |
| 总资产 | $381.9M | $2.2B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资CTLPOSG
| Q4 25 | $53.0M | $146.4M | ||
| Q3 25 | $55.0M | $27.5M | ||
| Q2 25 | $51.1M | $22.5M | ||
| Q1 25 | $46.3M | $34.1M | ||
| Q4 24 | $27.7M | $157.2M | ||
| Q3 24 | $33.1M | $40.8M | ||
| Q2 24 | $58.9M | $14.6M | ||
| Q1 24 | $50.2M | $13.8M |
总债务CTLPOSG
| Q4 25 | $37.7M | $117.6M | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | $0 | ||
| Q3 24 | $37.3M | $518.0M | ||
| Q2 24 | $37.5M | $515.0M | ||
| Q1 24 | $38.1M | $512.0M |
股东权益CTLPOSG
| Q4 25 | $252.5M | $715.8M | ||
| Q3 25 | $251.8M | $843.4M | ||
| Q2 25 | $251.0M | $859.8M | ||
| Q1 25 | $240.7M | $852.2M | ||
| Q4 24 | $190.1M | $798.4M | ||
| Q3 24 | $186.2M | $1.5B | ||
| Q2 24 | $181.7M | $1.4B | ||
| Q1 24 | $178.8M | $1.4B |
总资产CTLPOSG
| Q4 25 | $381.9M | $2.2B | ||
| Q3 25 | $389.5M | $2.1B | ||
| Q2 25 | $381.9M | $8.5B | ||
| Q1 25 | $370.5M | $8.3B | ||
| Q4 24 | $303.0M | $8.1B | ||
| Q3 24 | $312.1M | $9.3B | ||
| Q2 24 | $335.6M | $8.2B | ||
| Q1 24 | $319.9M | $8.4B |
负债/权益比CTLPOSG
| Q4 25 | 0.15× | 0.16× | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | 0.00× | ||
| Q3 24 | 0.20× | 0.35× | ||
| Q2 24 | 0.21× | 0.38× | ||
| Q1 24 | 0.21× | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $-52.3M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | — |
| 自由现金流率自由现金流/营收 | -0.8% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.8M | — |
8季度趋势，按日历期对齐
经营现金流CTLPOSG
| Q4 25 | $3.1M | $-52.3M | ||
| Q3 25 | $7.0M | $-41.2M | ||
| Q2 25 | $9.4M | $2.1M | ||
| Q1 25 | $22.4M | $-12.6M | ||
| Q4 24 | $522.0K | $762.0K | ||
| Q3 24 | $-12.0M | $48.9M | ||
| Q2 24 | $14.3M | $20.4M | ||
| Q1 24 | $14.7M | $7.1M |
自由现金流CTLPOSG
| Q4 25 | $-614.0K | — | ||
| Q3 25 | $3.5M | — | ||
| Q2 25 | $4.3M | — | ||
| Q1 25 | $18.6M | — | ||
| Q4 24 | $-3.8M | — | ||
| Q3 24 | $-15.8M | — | ||
| Q2 24 | $8.5M | — | ||
| Q1 24 | $11.4M | — |
自由现金流率CTLPOSG
| Q4 25 | -0.8% | — | ||
| Q3 25 | 4.4% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 24.6% | — | ||
| Q4 24 | -5.1% | — | ||
| Q3 24 | -22.3% | — | ||
| Q2 24 | 11.7% | — | ||
| Q1 24 | 16.9% | — |
资本支出强度CTLPOSG
| Q4 25 | 4.8% | — | ||
| Q3 25 | 4.2% | — | ||
| Q2 25 | 6.2% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 5.8% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 7.9% | — | ||
| Q1 24 | 4.8% | — |
现金转化率CTLPOSG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.38× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 0.10× | — | ||
| Q3 24 | -3.36× | — | ||
| Q2 24 | 6.47× | — | ||
| Q1 24 | 3.16× | 0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
OSG
| Other | $28.7M | 43% |
| Specialty Property Casualty Program | $23.1M | 34% |
| Accident Health | $9.6M | 14% |
| Specialty Automobile | $3.1M | 5% |
| Niche Specialty Risks | $2.4M | 4% |
