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CANTALOUPE, INC.（CTLP）与TFS Financial CORP（TFSL）财务数据对比。点击上方公司名可切换其他公司
TFS Financial CORP的季度营收约是CANTALOUPE, INC.的1.1倍（$83.7M vs $78.7M），TFS Financial CORP净利率更高（26.6% vs -0.1%，领先26.7%），TFS Financial CORP同比增速更快（11.9% vs 6.8%），TFS Financial CORP自由现金流更多（$57.1M vs $-614.0K），过去两年CANTALOUPE, INC.的营收复合增速更高（7.7% vs 4.2%）
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
CTLP vs TFSL — 直观对比
营收规模更大
TFSL
是对方的1.1倍
$78.7M
营收增速更快
TFSL
高出5.1%
6.8%
净利率更高
TFSL
高出26.7%
-0.1%
自由现金流更多
TFSL
多$57.7M
$-614.0K
两年增速更快
CTLP
近两年复合增速
4.2%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $78.7M | $83.7M |
| 净利润 | $-70.0K | $22.3M |
| 毛利率 | — | — |
| 营业利润率 | 2.0% | 34.0% |
| 净利率 | -0.1% | 26.6% |
| 营收同比 | 6.8% | 11.9% |
| 净利润同比 | -101.4% | -0.7% |
| 每股收益（稀释后） | $0.00 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTLPTFSL
| Q4 25 | $78.7M | $83.7M | ||
| Q3 25 | $80.9M | $85.5M | ||
| Q2 25 | $82.6M | $82.0M | ||
| Q1 25 | $75.4M | $79.1M | ||
| Q4 24 | $73.7M | $74.8M | ||
| Q3 24 | $70.8M | $75.1M | ||
| Q2 24 | $72.7M | $75.5M | ||
| Q1 24 | $67.9M | $77.1M |
净利润CTLPTFSL
| Q4 25 | $-70.0K | $22.3M | ||
| Q3 25 | $-919.0K | $26.0M | ||
| Q2 25 | $6.8M | $21.5M | ||
| Q1 25 | $49.2M | $21.0M | ||
| Q4 24 | $5.0M | $22.4M | ||
| Q3 24 | $3.6M | $18.2M | ||
| Q2 24 | $2.2M | $20.0M | ||
| Q1 24 | $4.7M | $20.7M |
毛利率CTLPTFSL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 39.6% | — |
营业利润率CTLPTFSL
| Q4 25 | 2.0% | 34.0% | ||
| Q3 25 | 2.0% | 37.9% | ||
| Q2 25 | 6.3% | 33.3% | ||
| Q1 25 | 9.1% | 33.5% | ||
| Q4 24 | 8.4% | 37.9% | ||
| Q3 24 | 5.8% | 30.7% | ||
| Q2 24 | 4.9% | 33.4% | ||
| Q1 24 | 6.3% | 33.6% |
净利率CTLPTFSL
| Q4 25 | -0.1% | 26.6% | ||
| Q3 25 | -1.1% | 30.4% | ||
| Q2 25 | 8.3% | 26.2% | ||
| Q1 25 | 65.2% | 26.6% | ||
| Q4 24 | 6.7% | 30.0% | ||
| Q3 24 | 5.0% | 24.2% | ||
| Q2 24 | 3.0% | 26.4% | ||
| Q1 24 | 6.9% | 26.9% |
每股收益（稀释后）CTLPTFSL
| Q4 25 | $0.00 | $0.08 | ||
| Q3 25 | $-0.02 | $0.09 | ||
| Q2 25 | $0.10 | $0.08 | ||
| Q1 25 | $0.65 | $0.07 | ||
| Q4 24 | $0.07 | $0.08 | ||
| Q3 24 | $0.04 | $0.07 | ||
| Q2 24 | $0.03 | $0.07 | ||
| Q1 24 | $0.06 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.0M | $456.7M |
| 总债务越低越好 | $37.7M | — |
| 股东权益账面价值 | $252.5M | $1.9B |
| 总资产 | $381.9M | $17.5B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资CTLPTFSL
| Q4 25 | $53.0M | $456.7M | ||
| Q3 25 | $55.0M | $429.4M | ||
| Q2 25 | $51.1M | $452.6M | ||
| Q1 25 | $46.3M | $463.6M | ||
| Q4 24 | $27.7M | $465.9M | ||
| Q3 24 | $33.1M | $463.7M | ||
| Q2 24 | $58.9M | $560.4M | ||
| Q1 24 | $50.2M | $594.3M |
总债务CTLPTFSL
| Q4 25 | $37.7M | — | ||
| Q3 25 | $38.3M | — | ||
| Q2 25 | $38.7M | — | ||
| Q1 25 | $39.2M | — | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $37.3M | — | ||
| Q2 24 | $37.5M | — | ||
| Q1 24 | $38.1M | — |
股东权益CTLPTFSL
| Q4 25 | $252.5M | $1.9B | ||
| Q3 25 | $251.8M | $1.9B | ||
| Q2 25 | $251.0M | $1.9B | ||
| Q1 25 | $240.7M | $1.9B | ||
| Q4 24 | $190.1M | $1.9B | ||
| Q3 24 | $186.2M | $1.9B | ||
| Q2 24 | $181.7M | $1.9B | ||
| Q1 24 | $178.8M | $1.9B |
总资产CTLPTFSL
| Q4 25 | $381.9M | $17.5B | ||
| Q3 25 | $389.5M | $17.5B | ||
| Q2 25 | $381.9M | $17.4B | ||
| Q1 25 | $370.5M | $17.1B | ||
| Q4 24 | $303.0M | $17.1B | ||
| Q3 24 | $312.1M | $17.1B | ||
| Q2 24 | $335.6M | $17.0B | ||
| Q1 24 | $319.9M | $17.0B |
负债/权益比CTLPTFSL
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.15× | — | ||
| Q1 25 | 0.16× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.1M | $58.7M |
| 自由现金流经营现金流 - 资本支出 | $-614.0K | $57.1M |
| 自由现金流率自由现金流/营收 | -0.8% | 68.2% |
| 资本支出强度资本支出/营收 | 4.8% | 2.0% |
| 现金转化率经营现金流/净利润 | — | 2.64× |
| 过去12个月自由现金流最近4个季度 | $25.8M | $167.4M |
8季度趋势，按日历期对齐
经营现金流CTLPTFSL
| Q4 25 | $3.1M | $58.7M | ||
| Q3 25 | $7.0M | $82.4M | ||
| Q2 25 | $9.4M | $26.8M | ||
| Q1 25 | $22.4M | $21.2M | ||
| Q4 24 | $522.0K | $45.5M | ||
| Q3 24 | $-12.0M | $88.6M | ||
| Q2 24 | $14.3M | $96.7M | ||
| Q1 24 | $14.7M | $14.2M |
自由现金流CTLPTFSL
| Q4 25 | $-614.0K | $57.1M | ||
| Q3 25 | $3.5M | $71.0M | ||
| Q2 25 | $4.3M | $25.0M | ||
| Q1 25 | $18.6M | $14.3M | ||
| Q4 24 | $-3.8M | $44.9M | ||
| Q3 24 | $-15.8M | $85.5M | ||
| Q2 24 | $8.5M | $95.9M | ||
| Q1 24 | $11.4M | $13.4M |
自由现金流率CTLPTFSL
| Q4 25 | -0.8% | 68.2% | ||
| Q3 25 | 4.4% | 83.0% | ||
| Q2 25 | 5.3% | 30.5% | ||
| Q1 25 | 24.6% | 18.0% | ||
| Q4 24 | -5.1% | 60.0% | ||
| Q3 24 | -22.3% | 113.8% | ||
| Q2 24 | 11.7% | 127.0% | ||
| Q1 24 | 16.9% | 17.4% |
资本支出强度CTLPTFSL
| Q4 25 | 4.8% | 2.0% | ||
| Q3 25 | 4.2% | 13.4% | ||
| Q2 25 | 6.2% | 2.1% | ||
| Q1 25 | 5.1% | 8.8% | ||
| Q4 24 | 5.8% | 0.9% | ||
| Q3 24 | 5.4% | 4.1% | ||
| Q2 24 | 7.9% | 1.1% | ||
| Q1 24 | 4.8% | 1.1% |
现金转化率CTLPTFSL
| Q4 25 | — | 2.64× | ||
| Q3 25 | — | 3.17× | ||
| Q2 25 | 1.38× | 1.24× | ||
| Q1 25 | 0.46× | 1.01× | ||
| Q4 24 | 0.10× | 2.03× | ||
| Q3 24 | -3.36× | 4.86× | ||
| Q2 24 | 6.47× | 4.85× | ||
| Q1 24 | 3.16× | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
TFSL
暂无分部数据
