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NORTHRIM BANCORP INC（NRIM）与TFS Financial CORP（TFSL）财务数据对比。点击上方公司名可切换其他公司
TFS Financial CORP的季度营收约是NORTHRIM BANCORP INC的1.2倍（$75.7M vs $61.2M）。NORTHRIM BANCORP INC同比增速更快（11.6% vs 10.8%）。TFS Financial CORP自由现金流更多（$57.1M vs $32.3M）。过去两年NORTHRIM BANCORP INC的营收复合增速更高（18.4% vs 3.0%）
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业，提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务，服务覆盖本地小微企业、个人消费者及企业客户群体。
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
NRIM vs TFSL — 直观对比
营收规模更大
TFSL
是对方的1.2倍
$61.2M
营收增速更快
NRIM
高出0.8%
10.8%
自由现金流更多
TFSL
多$24.8M
$32.3M
两年增速更快
NRIM
近两年复合增速
3.0%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $61.2M | $75.7M |
| 净利润 | — | $22.3M |
| 毛利率 | 79.9% | — |
| 营业利润率 | 27.2% | 37.7% |
| 净利率 | — | 29.4% |
| 营收同比 | 11.6% | 10.8% |
| 净利润同比 | — | -0.7% |
| 每股收益（稀释后） | $-2.80 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NRIMTFSL
| Q4 25 | $61.2M | $75.7M | ||
| Q3 25 | $77.2M | $77.3M | ||
| Q2 25 | $61.4M | $75.0M | ||
| Q1 25 | $55.8M | $72.0M | ||
| Q4 24 | $54.8M | $68.3M | ||
| Q3 24 | $51.0M | $68.7M | ||
| Q2 24 | $46.5M | $69.3M | ||
| Q1 24 | $43.7M | $71.4M |
净利润NRIMTFSL
| Q4 25 | — | $22.3M | ||
| Q3 25 | $27.1M | $26.0M | ||
| Q2 25 | $11.8M | $21.5M | ||
| Q1 25 | $13.3M | $21.0M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | $8.8M | $18.2M | ||
| Q2 24 | $9.0M | $20.0M | ||
| Q1 24 | $8.2M | $20.7M |
毛利率NRIMTFSL
| Q4 25 | 79.9% | — | ||
| Q3 25 | 84.0% | — | ||
| Q2 25 | 78.5% | — | ||
| Q1 25 | 84.1% | — | ||
| Q4 24 | 77.8% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 79.1% | — | ||
| Q1 24 | 78.2% | — |
营业利润率NRIMTFSL
| Q4 25 | 27.2% | 37.7% | ||
| Q3 25 | 44.8% | 42.0% | ||
| Q2 25 | 25.7% | 36.5% | ||
| Q1 25 | 31.5% | 36.8% | ||
| Q4 24 | 24.3% | 41.5% | ||
| Q3 24 | 22.8% | 33.5% | ||
| Q2 24 | 24.9% | 36.4% | ||
| Q1 24 | 24.1% | 36.3% |
净利率NRIMTFSL
| Q4 25 | — | 29.4% | ||
| Q3 25 | 35.1% | 33.6% | ||
| Q2 25 | 19.2% | 28.7% | ||
| Q1 25 | 23.9% | 29.2% | ||
| Q4 24 | — | 32.8% | ||
| Q3 24 | 17.3% | 26.5% | ||
| Q2 24 | 19.4% | 28.8% | ||
| Q1 24 | 18.8% | 29.0% |
每股收益（稀释后）NRIMTFSL
| Q4 25 | $-2.80 | $0.08 | ||
| Q3 25 | $1.20 | $0.09 | ||
| Q2 25 | $2.09 | $0.08 | ||
| Q1 25 | $2.38 | $0.07 | ||
| Q4 24 | $-1.83 | $0.08 | ||
| Q3 24 | $0.39 | $0.07 | ||
| Q2 24 | $1.62 | $0.07 | ||
| Q1 24 | $1.48 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $456.7M |
| 总债务越低越好 | $12.8M | — |
| 股东权益账面价值 | $326.5M | $1.9B |
| 总资产 | $3.3B | $17.5B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资NRIMTFSL
| Q4 25 | — | $456.7M | ||
| Q3 25 | — | $429.4M | ||
| Q2 25 | — | $452.6M | ||
| Q1 25 | — | $463.6M | ||
| Q4 24 | — | $465.9M | ||
| Q3 24 | — | $463.7M | ||
| Q2 24 | — | $560.4M | ||
| Q1 24 | — | $594.3M |
总债务NRIMTFSL
| Q4 25 | $12.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $23.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益NRIMTFSL
| Q4 25 | $326.5M | $1.9B | ||
| Q3 25 | $315.7M | $1.9B | ||
| Q2 25 | $290.2M | $1.9B | ||
| Q1 25 | $279.8M | $1.9B | ||
| Q4 24 | $267.1M | $1.9B | ||
| Q3 24 | $260.1M | $1.9B | ||
| Q2 24 | $247.2M | $1.9B | ||
| Q1 24 | $239.3M | $1.9B |
总资产NRIMTFSL
| Q4 25 | $3.3B | $17.5B | ||
| Q3 25 | $3.3B | $17.5B | ||
| Q2 25 | $3.2B | $17.4B | ||
| Q1 25 | $3.1B | $17.1B | ||
| Q4 24 | $3.0B | $17.1B | ||
| Q3 24 | $3.0B | $17.1B | ||
| Q2 24 | $2.8B | $17.0B | ||
| Q1 24 | $2.8B | $17.0B |
负债/权益比NRIMTFSL
| Q4 25 | 0.04× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.09× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.5M | $58.7M |
| 自由现金流经营现金流 - 资本支出 | $32.3M | $57.1M |
| 自由现金流率自由现金流/营收 | 52.8% | 75.4% |
| 资本支出强度资本支出/营收 | 3.6% | 2.2% |
| 现金转化率经营现金流/净利润 | — | 2.64× |
| 过去12个月自由现金流最近4个季度 | $133.9M | $83.1M |
8季度趋势，按日历期对齐
经营现金流NRIMTFSL
| Q4 25 | $34.5M | $58.7M | ||
| Q3 25 | $92.7M | $-11.1M | ||
| Q2 25 | $-4.4M | $26.8M | ||
| Q1 25 | $16.5M | $21.2M | ||
| Q4 24 | $35.5M | $45.5M | ||
| Q3 24 | $-201.0K | $-58.7M | ||
| Q2 24 | $-38.5M | $96.7M | ||
| Q1 24 | $-5.5M | $14.2M |
自由现金流NRIMTFSL
| Q4 25 | $32.3M | $57.1M | ||
| Q3 25 | $89.9M | $-13.2M | ||
| Q2 25 | $-4.7M | $25.0M | ||
| Q1 25 | $16.3M | $14.3M | ||
| Q4 24 | $34.1M | $44.9M | ||
| Q3 24 | $-330.0K | $-59.4M | ||
| Q2 24 | $-39.4M | $95.9M | ||
| Q1 24 | $-6.6M | $13.4M |
自由现金流率NRIMTFSL
| Q4 25 | 52.8% | 75.4% | ||
| Q3 25 | 116.5% | -17.1% | ||
| Q2 25 | -7.7% | 33.4% | ||
| Q1 25 | 29.3% | 19.8% | ||
| Q4 24 | 62.2% | 65.7% | ||
| Q3 24 | -0.6% | -86.4% | ||
| Q2 24 | -84.7% | 138.5% | ||
| Q1 24 | -15.1% | 18.8% |
资本支出强度NRIMTFSL
| Q4 25 | 3.6% | 2.2% | ||
| Q3 25 | 3.5% | 2.8% | ||
| Q2 25 | 0.5% | 2.3% | ||
| Q1 25 | 0.4% | 9.6% | ||
| Q4 24 | 2.6% | 0.9% | ||
| Q3 24 | 0.3% | 1.0% | ||
| Q2 24 | 1.9% | 1.2% | ||
| Q1 24 | 2.4% | 1.1% |
现金转化率NRIMTFSL
| Q4 25 | — | 2.64× | ||
| Q3 25 | 3.42× | -0.43× | ||
| Q2 25 | -0.37× | 1.24× | ||
| Q1 25 | 1.24× | 1.01× | ||
| Q4 24 | — | 2.03× | ||
| Q3 24 | -0.02× | -3.22× | ||
| Q2 24 | -4.27× | 4.85× | ||
| Q1 24 | -0.68× | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
TFSL
暂无分部数据
