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合众银行（CUBI）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Ranger Energy Services, Inc.的1.7倍（$236.9M vs $142.2M），合众银行同比增速更快（21.8% vs -0.6%），合众银行自由现金流更多（$481.0M vs $17.1M），过去两年合众银行的营收复合增速更高（14.2% vs 1.9%）
合众银行是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，2025年位列美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性。旗下核心运营主体为美国合众银行全国协会，提供银行、投资、按揭等多元金融服务。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
CUBI vs RNGR — 直观对比
营收规模更大
CUBI
是对方的1.7倍
$142.2M
营收增速更快
CUBI
高出22.4%
-0.6%
自由现金流更多
CUBI
多$463.9M
$17.1M
两年增速更快
CUBI
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $236.9M | $142.2M |
| 净利润 | — | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | 41.1% | 2.3% |
| 净利率 | — | 2.3% |
| 营收同比 | 21.8% | -0.6% |
| 净利润同比 | — | -44.8% |
| 每股收益（稀释后） | $2.04 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CUBIRNGR
| Q4 25 | $236.9M | $142.2M | ||
| Q3 25 | $232.1M | $128.9M | ||
| Q2 25 | $206.3M | $140.6M | ||
| Q1 25 | $143.0M | $135.2M | ||
| Q4 24 | $167.8M | $143.1M | ||
| Q3 24 | $167.1M | $153.0M | ||
| Q2 24 | $198.7M | $138.1M | ||
| Q1 24 | $181.6M | $136.9M |
净利润CUBIRNGR
| Q4 25 | — | $3.2M | ||
| Q3 25 | $75.7M | $1.2M | ||
| Q2 25 | $60.9M | $7.3M | ||
| Q1 25 | $12.9M | $600.0K | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $46.7M | $8.7M | ||
| Q2 24 | $58.1M | $4.7M | ||
| Q1 24 | $49.7M | $-800.0K |
营业利润率CUBIRNGR
| Q4 25 | 41.1% | 2.3% | ||
| Q3 25 | 43.2% | 2.0% | ||
| Q2 25 | 38.2% | 6.1% | ||
| Q1 25 | 8.3% | 0.7% | ||
| Q4 24 | 21.4% | 6.2% | ||
| Q3 24 | 27.5% | 8.4% | ||
| Q2 24 | 38.8% | 5.3% | ||
| Q1 24 | 36.0% | -0.4% |
净利率CUBIRNGR
| Q4 25 | — | 2.3% | ||
| Q3 25 | 32.6% | 0.9% | ||
| Q2 25 | 29.5% | 5.2% | ||
| Q1 25 | 9.0% | 0.4% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | 28.0% | 5.7% | ||
| Q2 24 | 29.2% | 3.4% | ||
| Q1 24 | 27.4% | -0.6% |
每股收益（稀释后）CUBIRNGR
| Q4 25 | $2.04 | $0.14 | ||
| Q3 25 | $2.20 | $0.05 | ||
| Q2 25 | $1.73 | $0.32 | ||
| Q1 25 | $0.29 | $0.03 | ||
| Q4 24 | $0.72 | $0.24 | ||
| Q3 24 | $1.31 | $0.39 | ||
| Q2 24 | $1.66 | $0.21 | ||
| Q1 24 | $1.40 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.4B | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.1B | $300.1M |
| 总资产 | $24.9B | $419.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CUBIRNGR
| Q4 25 | $4.4B | $10.3M | ||
| Q3 25 | $4.2B | $45.2M | ||
| Q2 25 | $3.5B | $48.9M | ||
| Q1 25 | $3.4B | $40.3M | ||
| Q4 24 | $3.8B | $40.9M | ||
| Q3 24 | $3.1B | $14.8M | ||
| Q2 24 | $3.0B | $8.7M | ||
| Q1 24 | $3.7B | $11.1M |
总债务CUBIRNGR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益CUBIRNGR
| Q4 25 | $2.1B | $300.1M | ||
| Q3 25 | $2.1B | $270.0M | ||
| Q2 25 | $1.9B | $276.9M | ||
| Q1 25 | $1.9B | $272.6M | ||
| Q4 24 | $1.8B | $273.8M | ||
| Q3 24 | $1.8B | $267.6M | ||
| Q2 24 | $1.7B | $260.5M | ||
| Q1 24 | $1.7B | $261.7M |
总资产CUBIRNGR
| Q4 25 | $24.9B | $419.3M | ||
| Q3 25 | $24.3B | $372.8M | ||
| Q2 25 | $22.6B | $381.7M | ||
| Q1 25 | $22.4B | $376.5M | ||
| Q4 24 | $22.3B | $381.6M | ||
| Q3 24 | $21.5B | $373.9M | ||
| Q2 24 | $20.9B | $359.6M | ||
| Q1 24 | $21.3B | $355.5M |
负债/权益比CUBIRNGR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $494.8M | $24.1M |
| 自由现金流经营现金流 - 资本支出 | $481.0M | $17.1M |
| 自由现金流率自由现金流/营收 | 203.0% | 12.0% |
| 资本支出强度资本支出/营收 | 5.8% | 4.9% |
| 现金转化率经营现金流/净利润 | — | 7.53× |
| 过去12个月自由现金流最近4个季度 | $843.0M | $42.9M |
8季度趋势，按日历期对齐
经营现金流CUBIRNGR
| Q4 25 | $494.8M | $24.1M | ||
| Q3 25 | $116.9M | $13.6M | ||
| Q2 25 | $162.2M | $20.7M | ||
| Q1 25 | $94.1M | $10.6M | ||
| Q4 24 | $145.1M | $32.7M | ||
| Q3 24 | $24.4M | $17.7M | ||
| Q2 24 | $6.1M | $22.1M | ||
| Q1 24 | $-18.8M | $12.0M |
自由现金流CUBIRNGR
| Q4 25 | $481.0M | $17.1M | ||
| Q3 25 | $106.4M | $8.0M | ||
| Q2 25 | $162.1M | $14.4M | ||
| Q1 25 | $93.4M | $3.4M | ||
| Q4 24 | $143.6M | $27.3M | ||
| Q3 24 | $24.1M | $10.8M | ||
| Q2 24 | $5.8M | $6.8M | ||
| Q1 24 | $-19.2M | $5.5M |
自由现金流率CUBIRNGR
| Q4 25 | 203.0% | 12.0% | ||
| Q3 25 | 45.9% | 6.2% | ||
| Q2 25 | 78.6% | 10.2% | ||
| Q1 25 | 65.4% | 2.5% | ||
| Q4 24 | 85.5% | 19.1% | ||
| Q3 24 | 14.4% | 7.1% | ||
| Q2 24 | 2.9% | 4.9% | ||
| Q1 24 | -10.6% | 4.0% |
资本支出强度CUBIRNGR
| Q4 25 | 5.8% | 4.9% | ||
| Q3 25 | 4.5% | 4.3% | ||
| Q2 25 | 0.0% | 4.5% | ||
| Q1 25 | 0.5% | 5.3% | ||
| Q4 24 | 0.9% | 3.8% | ||
| Q3 24 | 0.2% | 4.5% | ||
| Q2 24 | 0.2% | 11.1% | ||
| Q1 24 | 0.2% | 4.7% |
现金转化率CUBIRNGR
| Q4 25 | — | 7.53× | ||
| Q3 25 | 1.54× | 11.33× | ||
| Q2 25 | 2.66× | 2.84× | ||
| Q1 25 | 7.29× | 17.67× | ||
| Q4 24 | — | 5.64× | ||
| Q3 24 | 0.52× | 2.03× | ||
| Q2 24 | 0.10× | 4.70× | ||
| Q1 24 | -0.38× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CUBI
暂无分部数据
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
