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合众银行（CUBI）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Rapid7, Inc.的1.1倍（$236.9M vs $217.4M），合众银行同比增速更快（21.8% vs 0.5%），合众银行自由现金流更多（$481.0M vs $36.4M），过去两年合众银行的营收复合增速更高（14.2% vs 3.0%）
合众银行是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，2025年位列美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性。旗下核心运营主体为美国合众银行全国协会，提供银行、投资、按揭等多元金融服务。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
CUBI vs RPD — 直观对比
营收规模更大
CUBI
是对方的1.1倍
$217.4M
营收增速更快
CUBI
高出21.3%
0.5%
自由现金流更多
CUBI
多$444.6M
$36.4M
两年增速更快
CUBI
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $236.9M | $217.4M |
| 净利润 | — | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | 41.1% | 1.0% |
| 净利率 | — | 1.4% |
| 营收同比 | 21.8% | 0.5% |
| 净利润同比 | — | 44.1% |
| 每股收益（稀释后） | $2.04 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CUBIRPD
| Q4 25 | $236.9M | $217.4M | ||
| Q3 25 | $232.1M | $218.0M | ||
| Q2 25 | $206.3M | $214.2M | ||
| Q1 25 | $143.0M | $210.3M | ||
| Q4 24 | $167.8M | $216.3M | ||
| Q3 24 | $167.1M | $214.7M | ||
| Q2 24 | $198.7M | $208.0M | ||
| Q1 24 | $181.6M | $205.1M |
净利润CUBIRPD
| Q4 25 | — | $3.1M | ||
| Q3 25 | $75.7M | $9.8M | ||
| Q2 25 | $60.9M | $8.3M | ||
| Q1 25 | $12.9M | $2.1M | ||
| Q4 24 | — | $2.2M | ||
| Q3 24 | $46.7M | $15.4M | ||
| Q2 24 | $58.1M | $6.5M | ||
| Q1 24 | $49.7M | $1.4M |
毛利率CUBIRPD
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 70.3% |
营业利润率CUBIRPD
| Q4 25 | 41.1% | 1.0% | ||
| Q3 25 | 43.2% | 2.7% | ||
| Q2 25 | 38.2% | 1.6% | ||
| Q1 25 | 8.3% | -0.0% | ||
| Q4 24 | 21.4% | 3.4% | ||
| Q3 24 | 27.5% | 6.0% | ||
| Q2 24 | 38.8% | 2.5% | ||
| Q1 24 | 36.0% | 4.7% |
净利率CUBIRPD
| Q4 25 | — | 1.4% | ||
| Q3 25 | 32.6% | 4.5% | ||
| Q2 25 | 29.5% | 3.9% | ||
| Q1 25 | 9.0% | 1.0% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | 28.0% | 7.2% | ||
| Q2 24 | 29.2% | 3.1% | ||
| Q1 24 | 27.4% | 0.7% |
每股收益（稀释后）CUBIRPD
| Q4 25 | $2.04 | $0.05 | ||
| Q3 25 | $2.20 | $0.15 | ||
| Q2 25 | $1.73 | $0.13 | ||
| Q1 25 | $0.29 | $0.03 | ||
| Q4 24 | $0.72 | $0.08 | ||
| Q3 24 | $1.31 | $0.21 | ||
| Q2 24 | $1.66 | $0.09 | ||
| Q1 24 | $1.40 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.4B | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.1B | $154.7M |
| 总资产 | $24.9B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CUBIRPD
| Q4 25 | $4.4B | $474.7M | ||
| Q3 25 | $4.2B | $407.1M | ||
| Q2 25 | $3.5B | $511.7M | ||
| Q1 25 | $3.4B | $493.5M | ||
| Q4 24 | $3.8B | $521.7M | ||
| Q3 24 | $3.1B | $443.7M | ||
| Q2 24 | $3.0B | $442.6M | ||
| Q1 24 | $3.7B | $411.7M |
股东权益CUBIRPD
| Q4 25 | $2.1B | $154.7M | ||
| Q3 25 | $2.1B | $127.2M | ||
| Q2 25 | $1.9B | $90.4M | ||
| Q1 25 | $1.9B | $52.7M | ||
| Q4 24 | $1.8B | $17.7M | ||
| Q3 24 | $1.8B | $-5.1M | ||
| Q2 24 | $1.7B | $-52.6M | ||
| Q1 24 | $1.7B | $-86.4M |
总资产CUBIRPD
| Q4 25 | $24.9B | $1.7B | ||
| Q3 25 | $24.3B | $1.7B | ||
| Q2 25 | $22.6B | $1.6B | ||
| Q1 25 | $22.4B | $1.6B | ||
| Q4 24 | $22.3B | $1.7B | ||
| Q3 24 | $21.5B | $1.6B | ||
| Q2 24 | $20.9B | $1.5B | ||
| Q1 24 | $21.3B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $494.8M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $481.0M | $36.4M |
| 自由现金流率自由现金流/营收 | 203.0% | 16.8% |
| 资本支出强度资本支出/营收 | 5.8% | 0.5% |
| 现金转化率经营现金流/净利润 | — | 12.01× |
| 过去12个月自由现金流最近4个季度 | $843.0M | $146.2M |
8季度趋势，按日历期对齐
经营现金流CUBIRPD
| Q4 25 | $494.8M | $37.6M | ||
| Q3 25 | $116.9M | $39.0M | ||
| Q2 25 | $162.2M | $47.5M | ||
| Q1 25 | $94.1M | $29.8M | ||
| Q4 24 | $145.1M | $63.8M | ||
| Q3 24 | $24.4M | $44.0M | ||
| Q2 24 | $6.1M | $32.9M | ||
| Q1 24 | $-18.8M | $31.1M |
自由现金流CUBIRPD
| Q4 25 | $481.0M | $36.4M | ||
| Q3 25 | $106.4M | $34.8M | ||
| Q2 25 | $162.1M | $46.6M | ||
| Q1 25 | $93.4M | $28.4M | ||
| Q4 24 | $143.6M | $62.6M | ||
| Q3 24 | $24.1M | $42.6M | ||
| Q2 24 | $5.8M | $32.6M | ||
| Q1 24 | $-19.2M | $30.4M |
自由现金流率CUBIRPD
| Q4 25 | 203.0% | 16.8% | ||
| Q3 25 | 45.9% | 16.0% | ||
| Q2 25 | 78.6% | 21.8% | ||
| Q1 25 | 65.4% | 13.5% | ||
| Q4 24 | 85.5% | 28.9% | ||
| Q3 24 | 14.4% | 19.9% | ||
| Q2 24 | 2.9% | 15.7% | ||
| Q1 24 | -10.6% | 14.8% |
资本支出强度CUBIRPD
| Q4 25 | 5.8% | 0.5% | ||
| Q3 25 | 4.5% | 1.9% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.5% | 0.6% | ||
| Q4 24 | 0.9% | 0.5% | ||
| Q3 24 | 0.2% | 0.6% | ||
| Q2 24 | 0.2% | 0.1% | ||
| Q1 24 | 0.2% | 0.3% |
现金转化率CUBIRPD
| Q4 25 | — | 12.01× | ||
| Q3 25 | 1.54× | 3.97× | ||
| Q2 25 | 2.66× | 5.70× | ||
| Q1 25 | 7.29× | 14.14× | ||
| Q4 24 | — | 29.36× | ||
| Q3 24 | 0.52× | 2.85× | ||
| Q2 24 | 0.10× | 5.03× | ||
| Q1 24 | -0.38× | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CUBI
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
